Branch Credit Manager-Group Loan

2 - 7 years

3 - 7 Lacs

Posted:3 weeks ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Key responsibilities

  • Loan evaluation and approval

    :
    • Assess and evaluate loan applications based on the company's credit policies.
    • Conduct site visits to customer businesses to assess income, operations, and potential risks.
    • Evaluate the financial health and creditworthiness of potential and existing clients, even with limited formal documentation.
    • Ensure all proposals are checked for policy and guideline adherence.
  • Risk management

    :
    • Analyze loan proposals for risk and ensure they align with the company's risk tolerance.
    • Monitor the quality of the loan portfolio and take steps to minimize non-performing assets.
    • Ensure compliance with legal and regulatory credit standards.

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