10 Delinquency Tracking Jobs

The Mortgage Foreclosure & Claims Manager role involves overseeing the end-to-end foreclosure and claims processes for defaulted mortgage loans. It is crucial to ensure compliance with investor, insurer, and regulatory guidelines while minimizing financial losses and maintaining operational efficiency. You will be responsible for supervising both judicial and non-judicial foreclosure processes across multiple states. This includes coordinating with attorneys, vendors, and internal stakeholders to ensure timely foreclosure actions. Monitoring foreclosure timelines and adhering to investor-specific requirements from entities such as FHA, VA, USDA, FNMA, FHLMC, and private investors is essential. You will also be tasked with maintaining accurate records in the servicing system and ensuring compliance with federal, state, and investor regulations. In terms of claims processing, you will be filing foreclosure advance claims for reimbursement from investors and insurers. This involves reviewing and validating claim documentation for accuracy and completeness, as well as ensuring timely submission of claims to various entities like GSE, GNMA, MI companies, and other investors. Tracking claim statuses and following up on outstanding or denied claims will also be part of your responsibilities. As a leader, you will be expected to mentor a team of foreclosure and claims specialists. Developing and implementing policies and procedures to enhance operational efficiency is crucial. Ensuring that the team meets performance metrics and service level agreements is essential. Additionally, you will participate in audits and regulatory reviews, providing documentation and responses as necessary. The ideal candidate for this position should hold a Bachelor's degree in business, finance, or a related field (preferred) and have at least 5 years of experience in mortgage servicing, foreclosure, and default claims. Strong knowledge of FHA, VA, USDA, FNMA, FHLMC, and private investors guidelines is required. Excellent analytical, organizational, and communication skills are essential, along with proficiency in MS Office and mortgage servicing platforms. Additional skills that would be beneficial include experience in managing vendor relationships and legal counsel, familiarity with credit bureau reporting and delinquency tracking, ability to lead cross-functional teams and drive process improvements, and experience with systems like Sagent, Tempo, Loansphere, and PACER. Entra Solutions, a BSI Financial Services Company, is dedicated to delivering on expectations, solving problems, and investing in the future. The core values of the company shape daily operations and decision-making, focusing on transforming the U.S. real estate economy through people, processes, and technology. Headquartered in Irving, Texas, Entra Solutions manages domestic operations. Entra Solutions is an equal employment opportunity employer, committed to providing equal opportunities to all qualified applicants without regard to race, color, religion, gender, national origin, disability status, protected veteran status, or any other characteristic protected by law.,

Job Title: Team Member Vehicle Auction & Repossession Location: Bangalore Salary: Up to 5 LPA About the Role We are looking for a professional with hands-on experience in vehicle auctions and repossession processes . The role involves managing end-to-end e-auction of repossessed vehicles, coordinating with brokers and legal teams, and ensuring accurate MIS reporting. Key Responsibilities Organise and manage e-auctions for repossessed vehicles. Maintain and update repossession and auction data. Coordinate valuations, legal approvals, and pre-sale notices. Follow up with brokers, portals, and internal teams for payments and vehicle release. Prepare daily/monthly MIS reports and ensure data accuracy. Required Qualifications & Skills Graduate with strong MS Excel proficiency. 3-5 years of experience in vehicle auction / repossession processes. Knowledge of legal compliance related to repossessed assets. Excellent coordination and follow-up skills. Keywords (for job portals): Vehicle Auction, E-Auction, Repossessed Vehicles, Repossession Process, Valuation, Legal Compliance, MIS Reporting, Data Accuracy, Broker Coordination, Recovery Apply Now! Send your updated resume to simran.goyal@in.experis.com with the subject line Application – Team Member Vehicle Auction & Repo – Bangalore”.

As a Manager/Sr. Manager in Mortgage Operations specializing in Foreclosure & Claims for US Residential Mortgages at Entra Solutions/BSI Financial Services in Gurgaon, you will play a crucial role in overseeing the end-to-end foreclosure and claims processes for defaulted mortgage loans. Your responsibilities will include supervising judicial and non-judicial foreclosure processes across multiple states, coordinating with attorneys, vendors, and internal stakeholders, and ensuring compliance with investor, insurer, and regulatory guidelines. You will be responsible for filing foreclosure advance claims for reimbursement from investors and insurers, reviewing and validating claim documentation, and ensuring timely submission of claims to various entities such as GSE, GNMA, MI companies, and other investors. Monitoring foreclosure timelines, maintaining accurate records, and ensuring compliance with federal, state, and investor regulations will be key aspects of your role. In addition to managing foreclosure and claims processes, you will lead and mentor a team of specialists in this area. Developing and implementing policies and procedures to enhance operational efficiency, ensuring the team meets performance metrics and service level agreements, and participating in audits and regulatory reviews will also be part of your responsibilities. To excel in this role, you should ideally possess a Bachelor's degree in business, Finance, or a related field, along with at least 5 years of experience in mortgage servicing, foreclosure, and default claims. Strong knowledge of guidelines from FHA, VA, USDA, FNMA, FHLMC, and private investors is essential, along with excellent analytical, organizational, and communication skills. Proficiency in MS Office and mortgage servicing platforms is also required. Moreover, having experience in managing vendor relationships and legal counsel, familiarity with credit bureau reporting and delinquency tracking, the ability to lead cross-functional teams, and experience with systems like Sagent, Tempo, Loansphere & PACER would be additional assets in this role.,

As a candidate for the role, you will be responsible for preparing and amending financial notes and models with accurate information sourced from various channels such as the business team, public domain, or other resources. Your key tasks will include the detailed structuring and assessment of credit notes, focusing on the assessment aspect of the sought credit facility. You will be required to engage in regular interactions with collections and sales teams to monitor delinquencies, study delinquent cases, derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals to gain insights into various industries and markets will be a crucial aspect of your role. Furthermore, you will need to perform pre-approval and rating processes for clients with exposure exceeding Rs 500L and conduct training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will be responsible for controlling and monitoring post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels, as well as working on projects for process improvements, will be part of your routine. You will also conduct detailed financial analyses focusing on P&L and Balance Sheet movements, preparing credit notes, and assessing transaction structures and credit views. Your role will involve conducting detailed financial appraisals, developing market intelligence by engaging with other banks and FIs, and identifying automation opportunities in processes and new product development. Ensuring high-quality credit underwriting, raising early warning signals for stress accounts, resolving audit queries within timelines, actively participating in customer visits, and generating regular market intelligence reports will be essential tasks. For this position, you are required to hold a minimum degree of MBA/PGDBA/PGPM/CA or an equivalent qualification. Your expertise in financial analysis, credit underwriting, market intelligence, and customer engagement will be crucial for success in this role.,

As a Financial Analyst, your primary responsibilities will include preparing and amending notes and financial models with accurate information obtained from the business team, public domain, or other resources. You will be tasked with preparing credit notes that involve detailed transaction structuring and assessments, focusing on the assessment of sought credit facilities. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases, derive insights, and share learnings with the team. You will also meet retail and strategic customers on a regular basis to gain a comprehensive understanding of various industries and markets. In addition, you will be responsible for pre-approving and rating clients with exposure exceeding Rs 500L, conducting training sessions for sales and channel partners, controlling and monitoring post-disbursement documents, managing portfolios to ensure quality documentation and delinquency levels, and working on projects for process improvements. Your role will involve performing detailed financial analysis, focusing on major movements in the P&L and Balance sheet to ascertain and cite precise reasons for such movements. You will also be involved in preparing credit notes, detailed financial appraisals, and developing market intelligence by engaging with other banks and financial institutions. Identifying automation opportunities in existing processes, new product development, ensuring quality credit underwriting, raising early warning signals for stress accounts, resolving audit queries within prescribed timelines, actively participating in customer visits, and providing regular market intelligence reports will also be part of your responsibilities. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

Job Description Area Credit Manager EQF REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5 Business Unit: SME Department: Credit Sub Function: EQF Location: Number of Positions: Single / Multiple Position Type: Full Time Job Purpose Direct Reports (Position Title) Resources The objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making. Team Size Direct: 3 Indirect Team Size (Onrolls): 3 Financial Resources Book Size: INR XX Net interest income: Main Accountabilities Qualifications & Experience Minimum Degree: MBA/PGDBA/PGPM/ CA or Equivalent Minimum Years/type of experience: 5 - 9 years in Banks/FIs Competencies: Speed Meritocracy Leadership Effectiveness Customer Focus Tech Quotient Sustainability Adaptability Influence Collaboration Integrity Resilience Agility Decisiveness Risk management Financial acumen Functional Competencies TCL shall populate as per the existing grid Key Decisions taken Amendment of credit notes and financial models. Preparation of detailed credit notes. Interaction with collections and sales teams for delinquency tracking. Customer meetings for industry and market understanding. Prepare/amend the note / financial model with correct information (gathered via business team / public domain / other resources) Prepare the credit note comprising of the detailed transaction structuring/ assessment with a focus on the assessment part of the sought credit facility Undertake regular interaction with collections / sales to track delinquencies Study delinquent cases with a view to derive learning and sharing the same with the team Meet customers (retail & strategic) at regular intervals to understand various industry & markets Pre approval and rating of all clients with exposure more than Rs 500L Regular Training sessions for Sales / Channel Partners / Filed sales staff on the various product policies & processes Control & Monitoring of Post Disbursement Documents Invoice, Insurance & RC by way of interaction with sales and customers Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels Working on projects/process improvements from time To time Critically evaluate the transaction risk, business & Financial risk of the borrower as well as industry risk involved in any given industry Identify relevant and associated risk as aforementioned and to submit appropriate mitigate against each Perform the financial analysis in detail attending to all major movements in P&L & Balance sheet while ascertaining /citing the precise reason of such movement Prepare the Credit Note comprising of structure of the transaction and view of credit, detailing risk and mitigants Detailed financial appraisal covering the business model, working capital cycle, profitability etc Development of market intelligence by engaging with the people in other banks and FIs w.r.t. their policies, focus area, portfolio health Identify the automation opportunities in existing processes, new product development Quality of Credit Underwriting Raise early warning signals for exit of stress accounts and take due measures for timely exit Ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines Through market knowledge of CE /CV market practices Active involvement in customer visit Regular MIS on market intelligence JD Written by JD Approved by

As a Credit Analyst, you will be responsible for preparing and amending notes and financial models with accurate information obtained from various sources such as the business team, public domain, or other resources. You will focus on assessing detailed transaction structures for credit notes, particularly for sought credit facilities. Regular interaction with collections and sales teams will be necessary to track delinquencies and analyze delinquent cases for insights to be shared with the team. Meeting with retail and strategic customers on a regular basis is essential to gain a deep understanding of various industries and markets. You will also be involved in pre-approving and rating clients with exposure exceeding Rs 500L, as well as conducting training sessions for sales, channel partners, and field sales staff on product policies and processes. Your role will include controlling and monitoring post-disbursement documents like invoices, insurance, and RC through interactions with sales teams and customers. Managing the portfolio to maintain the required quality of documentation, post-disbursal documents, and delinquency levels is a key responsibility. Additionally, you will work on projects and process improvements periodically. Financial analysis will be a crucial aspect of your job, requiring detailed examination of major movements in P&L and balance sheets to determine the precise reasons for such changes. You will be involved in preparing credit notes that outline transaction structures, credit views, risks, and mitigants, as well as conducting detailed financial appraisals covering business models, working capital cycles, and profitability. Developing market intelligence by engaging with individuals from other banks and financial institutions to understand their policies, focus areas, and portfolio health will be necessary. Identifying automation opportunities in existing processes and new product development will also be part of your responsibilities. Maintaining the quality of credit underwriting, raising early warning signals for stressed accounts, resolving audit queries within prescribed timelines, actively participating in customer visits, and providing regular market intelligence reports are additional tasks you will handle. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

As a Credit Analyst, your main responsibility will be to prepare and amend notes and financial models with accurate information gathered from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment part of the sought credit facility. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases to derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals will be necessary to understand various industries and markets. You will also be required to pre-approve and rate all clients with exposure exceeding Rs 500L, conduct regular training sessions for sales, channel partners, and field sales staff on product policies and processes, and monitor post-disbursement documents like invoices, insurance, and RC. Managing the portfolio to ensure the requisite quality of documentation, post-disbursal documents, and delinquency levels is crucial. Working on projects and process improvements, critically evaluating transaction, business, and financial risks, identifying associated risks, and submitting appropriate mitigations will also be part of your role. Performing detailed financial analysis, preparing credit notes, conducting financial appraisals, and developing market intelligence by engaging with other banks and FIs will be essential. Identifying automation opportunities in existing processes, new product development, and ensuring quality credit underwriting are also key responsibilities. You will need to raise early warning signals for stress accounts, ensure minimal audit queries including RBI and statutory audits, and resolve them within prescribed timelines. Having a strong understanding of CE/CV market practices, active involvement in customer visits, and regular reporting of market intelligence through MIS will be expected. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

The Area Debt Manager- Call Centre is responsible for managing a team and coordinating operational recovery activities for an area credit portfolio in the assigned territory within the Collections department. The role involves administering corporate policies and procedures to minimize front delinquencies. Additionally, the Area Debt Manager works closely with the legal team to receive legal advice on managing delinquencies and has end-to-end collection responsibility for the area allocated, contributing to the bank's organizational objectives. This critical role directly impacts the financial institution's budget planning. Key Responsibilities include: - Handling collections for specific products in the assigned area - Ensuring collection efficiency and cost-effectiveness - Tracking and controlling delinquency area-wise, bucket-wise, and DPD wise while focusing on non-starters - Reviewing account allocations and collection targets - Following up with default customers through a dedicated team - Ensuring adherence to legal guidelines by collection agencies and executives - Monitoring productivity parameters for in-house teams, agencies, and collection executives - Ensuring adequate workforce availability and conducting background checks on appointed agencies and evaluators - Collaborating with the legal team for necessary legal actions - Building relationships with key clients for timely collections - Strategizing and implementing tactics for timely collections Educational Qualifications: - Graduation in any discipline - Post Graduation in MBA or PGDM Experience: - Minimum of 5-10 years of relevant experience in collections.,

As a Credit Analyst, your primary responsibility will be to prepare and amend notes and financial models with accurate information obtained from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment of the sought credit facility. Regular interaction with collections and sales teams will be required to track delinquencies and study delinquent cases to derive insights and share learnings with the team. Meeting with retail and strategic customers at regular intervals to gain an understanding of various industries and markets will also be part of your role. You will be responsible for pre-approving and rating clients with exposure exceeding Rs 500L, conducting regular training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will oversee the control and monitoring of post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels meet the required standards will be crucial. Collaborating on projects and process improvements, critically evaluating transaction risks, business and financial risks, and identifying associated risks to mitigate against them will also be key responsibilities. Performing detailed financial analysis, preparing credit notes with transaction structure views, and conducting thorough financial appraisals covering business models, working capital cycles, and profitability are essential aspects of the role. Developing market intelligence by engaging with individuals in other banks and financial institutions, identifying automation opportunities, and maintaining the quality of credit underwriting will also be part of your duties. You will need to raise early warning signals for stressed accounts, ensure minimal audit queries are addressed within prescribed timelines, and possess market knowledge of CE/CV market practices. Active involvement in customer visits and providing regular market intelligence reports will be expected. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,