Area Credit Manager - Supply Chain

Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. Additionally, you will prepare credit notes, interact with collections and sales teams, meet with customers to understand industry trends, and conduct pre-approval and rating processes for clients. Your role will also involve monitoring post-disbursement documents, managing portfolios, and working on process improvements. Furthermore, you will evaluate transaction risks, perform detailed financial analysis, and develop market intelligence by engaging with other financial institutions. Your responsibilities will include identifying automation opportunities, ensuring quality credit underwriting, and raising early warning signals for stress accounts. Key Responsibilities: - Prepare/amend notes and financial models with correct information - Prepare detailed credit notes for transaction structuring and assessment - Interact regularly with collections and sales teams to track delinquencies - Meet with customers to understand industry trends - Conduct pre-approval and rating processes for clients with exposure over Rs 500L - Monitor post-disbursement documents and interact with sales and customers - Manage portfolios to meet quality documentation and delinquency levels - Evaluate transaction risks and financial analysis in detail - Develop market intelligence by engaging with other banks and financial institutions - Identify automation opportunities in processes and new product development - Ensure quality credit underwriting and resolve audit queries within timelines - Raise early warning signals for stress accounts and take timely measures Qualifications Required: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent (Note: Additional details about the company were not provided in the job description) Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. Additionally, you will prepare credit notes, interact with collections and sales teams, meet with customers to understand industry trends, and conduct pre-approval and rating processes for clients. Your role will also involve monitoring post-disbursement documents, managing portfolios, and working on process improvements. Furthermore, you will evaluate transaction risks, perform detailed financial analysis, and develop market intelligence by engaging with other financial institutions. Your responsibilities will include identifying automation opportunities, ensuring quality credit underwriting, and raising early warning signals for stress accounts. Key Responsibilities: - Prepare/amend notes and financial models with correct information - Prepare detailed credit notes for transaction structuring and assessment - Interact regularly with collections and sales teams to track delinquencies - Meet with customers to understand industry trends - Conduct pre-approval and rating processes for clients with exposure over Rs 500L - Monitor post-disbursement documents and interact with sales and customers - Manage portfolios to meet quality documentation and delinquency levels - Evaluate transaction risks and financial analysis in detail - Develop market intelligence by engaging with other banks and financial institutions - Identify automation opportunities in processes and new product development - Ensure quality credit underwriting and resolve audit queries within timelines - Raise early warning signals for stress accounts and take timely measures Qualifications Required: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent (Note: Additional details about the company were not provided in the job description)