4099 Credit Underwriting Jobs - Page 24

To apply you need to submit details via this application form(Mandatory) - https://docs.google.com/forms/d/e/1FAIpQLSfrmxVjiyveLat1bjFZrHXCV0YYHX5uEz8CPxdYpKEcsqhcRw/viewform TIPS for Candidate -Research about the company and job role. Job name - Wholesale lending Analyst Education: MBA (Finance, Business, Economics, Accounting) Company: Deloitte Location: Hybrid (Gurgaon, Bangalore,i) Experience: 5+ years Salary: 10 -24 LPA Industry: Banking / Financial Services Functional Area: Wholosale Lending, Corporate Banking, Financial Analysis Employment Type: Full Time, Permanent Job Description Every day, your work will make an impact that matters, while you thrive in a dynamic culture of inclusio...

Roles and Responsibilities Conduct credit appraisal, analysis, and underwriting for solar loan applications. Evaluate borrower's financial statements, cash flow projections, and other relevant data to assess creditworthiness. Identify potential risks and develop strategies to mitigate them. Collaborate with internal stakeholders to resolve any issues or concerns related to loan disbursement. Ensure compliance with regulatory requirements and company policies. Desired Candidate Profile 2-7 years of experience in credit management, preferably on the lending products

Role & responsibilities Assess creditworthiness of schools applying for loans by analyzing financial statements, operational performance, and repayment capacity. Conduct due diligence, including background checks and site visits, to validate information provided by applicants. Prepare detailed credit appraisal reports and recommend approval/rejection within defined authority limits. Monitor existing school loan portfolio for early warning signals and ensure timely intervention to mitigate risks. Collaborate with sales and collection teams to ensure smooth loan disbursement and recovery processes. Ensure compliance with internal credit policies, RBI guidelines, and other regulatory requiremen...

Role & responsibilities Credit Manager Candidate should have CA Background Fresher or 1 Year experience. Interested candidate can mail their resume : basavaraj.katnur@aavas.in,maruthi.holinaykar@aavas.in,yashaswini@aavas.in ,maruthi.holinaykar@aavas.in

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required...

Hello.!! Piyush this side.!! Are you looking for job change, We have a job opening in NBFC!!! Designation - Regional credit Manager CTC Upto 16 LPA LOCATION:Delhi Kolkata Product - 2Wheeler Age 35 MAX Plz Share references for the same piyush.bundela@skillventory.com 8871186555||8770286381 https://www.linkedin.com/in/piyush-singh-bundela-a470121b9

Responsibilities Credit appraisal and underwriting : Evaluate customer creditworthiness by analyzing financial statements, credit history, and market trends to approve or reject credit applications. Credit policy management : Develop, implement, and enforce the company's credit policies and guidelines to support sales growth and minimize risk. Working capital management : Directly manage a company's working capital by optimizing cash flow through effective credit management processes. Accounts receivable and collections : Monitor customer accounts, manage overdue payments, and lead collection efforts to ensure timely payment. Cross-functional collaboration : Work closely with sales, finance,...

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract qu...

About Department: The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Role & responsibilities: Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required b...

Kotak Mahindra Bank Limited is looking for Credit Manager-Housing Fice-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established c...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established cr...

Role & responsibilities Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check...

Role & responsibilities Responsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region. Conducting on sight/Call based DueDiligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss the same with the Senior Credit/Underwriting Manager. Preferred candidate profile CA Fresher or up to 1 year experience. Prior work experience of up to 2 year in Credit Underwriting preferable in SME and Wholesale Credit will be preferred.

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: . Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer. . Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. . Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. . Maintaining decent productivity levels of processing. . Being a team player while assisting the team in implementing HO & local policies at ground level. . Handling of CPAs and mentoring them...

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: . Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer. . Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. . Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. . Maintaining decent productivity levels of processing. . Being a team player while assisting the team in implementing HO & local policies at ground level. . Handling of CPAs and mentoring them...

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

We are seeking a diligent Branch Credit Manager to oversee credit appraisals and ensure adherence to lending guidelines. You will be responsible for the credit underwriting of loans as per company policy, engaging directly with customers to understand their requirements, and conducting personal discussions to assess income. This role also involves maintaining market knowledge, managing turnaround times, ensuring file quality, and demonstrating a strong understanding of property-related knowledge. Roles and Responsibilities: Conduct thorough credit appraisal of loans as per the company's credit policy. Demonstrate strong experience in Credit Underwriting . Engage in direct discussions with cu...

As an underwriter in the mortgage business at the assigned branch/location, your role involves reviewing a variety of complex loan applications, making decisions, and recommending approvals based on guidelines. Your core responsibilities include: - Reviewing and assessing loan applications within defined guidelines - Underwriting proposals according to policies and procedures - Conducting personal discussions with customers to establish creditworthiness - Analyzing income to obligation ratios and loan to value ratios - Maintaining Portfolio MIS and other related reports - Building effective relationships with clients and third parties - Addressing client queries and challenges effectively - ...

Role & responsibilities Carry out due diligence for corporate customers In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models Analyzing cashflows and WC/debt servicing analysis Review of annual reports, borrower/promoter background Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet. Interaction with various stakeholders (internal and external) for review of such customers Carry out internal rating of customers and assign/review rating Monitoring of performance of customers on an ongoing basis Review Early warning triggers Carry out site...

We are looking for a highly skilled and experienced Assistant Credit Manager to join our team at Taj Chandigarh. The ideal candidate will have 1-3 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval and disbursement. Develop and implement effective credit policies and procedures. Analyze credit data to identify trends and areas for improvement. Collaborate with cross-functional teams to resolve credit-related issues. Provide excellent customer service to clients and stakeholders. Maintain accurate and up-to-date records of credit transactions. Job Requirements Strong knowledge of credit management principles and practices. Excellent ...

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data and provide insights to senior management on credit performance and areas for improvement. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of credit transactions and activities. Job ...

Kotak Mahindra Bank Limited is looking for Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk as...

To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local lang...

Job Requirements Role/ Job Title: Credit Manager-Loan Against Property. Function/ Department: Retail Underwriting. Job Purpose: To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the banks’ risk appetite. Interpersonal relationship Management with Peers. Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan c...

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) Credit Assessment • Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval. • Thorough checking of the application file as per the laid down policy/process guidelines • Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence • Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream • Evaluate all the credit risk parameters and implement measu...