2874 Credit Underwriting Jobs - Page 25

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan ...

Product- Unsecured Business Loans Its and team handling role

As a Credit Analyst, you will be responsible for preparing and amending notes and financial models with accurate information obtained from various sources such as the business team, public domain, or other resources. You will focus on assessing detailed transaction structures for credit notes, particularly for sought credit facilities. Regular interaction with collections and sales teams will be necessary to track delinquencies and analyze delinquent cases for insights to be shared with the team. Meeting with retail and strategic customers on a regular basis is essential to gain a deep understanding of various industries and markets. You will also be involved in pre-approving and rating clie...

As a Mortgage Underwriter in the assigned branch/location, your primary responsibility will be to review and assess a variety of complex loan applications, making decisions within defined guidelines or recommending to higher authorities for approval. It will be essential to underwrite proposals in adherence to established policies and procedures, aiming to meet agreed SLAs and effectively manage city/area business volumes. You will conduct personal discussions with customers to evaluate their credit worthiness, ensuring the completion of credit/KYC documents through telephonic, field, and collateral visits. An in-depth understanding of income to obligation ratios, loan to value ratios, and t...

The ideal candidate should have a minimum of 5 years of experience in Credit underwriting for Supply Chain Finance/Working Capital loan products (Corporates & MSMEs). Candidates with prior experience in a Fintech/NBFC environment will be given preference. As a Credit Underwriter, your key responsibilities will include conducting a comprehensive assessment, review, and recommendation of credit proposals following meticulous due diligence. You will be expected to take complete ownership of credit underwriting and credit administration tasks. Your role will involve performing detailed credit assessments of potential anchors for Supply Chain Finance programs. This will encompass analyzing variou...

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. Your role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: - Source new clients through market visits, channel partners, and referrals. - Promote LAP and affordable home loan products in the assigned territory. - Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. - Manage customer lifecycle from lead generation to loan d...

Whether you are at the beginning of your career or seeking your next adventure, your journey starts here. At Citi, you will have the chance to enhance your skills and create an impact at one of the world's leading global banks. We are dedicated to supporting your development from the outset with comprehensive on-the-job training, exposure to senior leaders, and traditional learning opportunities. Additionally, you will have the privilege to contribute positively to our communities through volunteerism. Join Citi to Shape Your Career Citi's Risk Management division supervises the risk governance framework and risk appetite, ensuring all risks associated with the firm's businesses are continuo...

As a Credit Analyst, your main responsibility will be to prepare and amend notes and financial models with accurate information gathered from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment part of the sought credit facility. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases to derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals will be necessary to understand various industries and markets...

You will be responsible for ensuring proper credit evaluation of customers in accordance with the policy and process. This will involve conducting personal discussions with customers to evaluate loan proposals. Your support will be crucial in helping the branch team achieve their desired objectives. It will also be your responsibility to manage and maintain the Turnaround Time (TAT) for loan disbursement. As a supervisor and mentor, you will guide Credit Officers and Officer Credit Operation team members. Your role will include diligently appraising loan applications as per the organization's credit policy. You will also need to ensure that credit policies are followed to maintain a high-qua...

As a member of the global risk, credit & compliance team at Air8, your main responsibility will be to contribute to the establishment of risk policies, enhance credit underwriting skills, and drive data-driven risk innovation to facilitate business expansion. Your role will require a deep understanding of client profiles, supply chain operations, financing challenges, as well as a strong grasp of supply chain financing products, robust risk underwriting abilities, and a keen interest in developing data-driven risk models to ensure efficient credit decisions. You will be expected to: - Assist in creating and implementing Air8's credit risk management framework to maintain excellence in risk p...

As a Cluster Credit Manager at IDFC First Bharat, you will be responsible for supervising the end-to-end credit process in Karnataka and Maharashtra. You will lead a team of Credit Managers in these regions, focusing on products such as Commercial Vehicle and Used CV. It is essential that you have a minimum of 6 years of experience in CV Credit Underwriting and have successfully managed a team in your current role. To excel in this position, you should be based in or near the local area, possess a deep understanding of the market and language, and ideally have experience in early collections. Candidates interested in this role can apply by sharing their profiles either through this platform ...

Assist with reviewing rental applications, researching data for risk assessment, updating SOPs, communicating with stakeholders, keeping accurate records, and serving as senior support to ensure efficient, high-quality underwriting.

Job Description As a Credit Underwriter at VIKASH BHARTI TELEVISION PRIVATE LIMITED in Patna, your primary responsibility will be to analyze credit data and financial statements to assess the risk associated with lending money to individuals or businesses. You will be tasked with evaluating loan applications, performing financial background checks, and ensuring adherence to lending policies and regulations. The ideal candidate for this full-time on-site role should possess Credit Underwriting and Underwriting skills, strong analytical capabilities, and excellent communication skills. Experience in evaluating loan applications, the ability to analyze financial statements and credit reports, a...

Job Role Independently conduct and manage investigation cases into reported frauds as well as into allegations of fraud, process lapses of varying nature and complexity. Review investigations conducted by the 1st Line of Defence for adequate coverage of control gap assessments and 360 degree investigation at the bank level Review of existing process, rules and procedures with a view to identify control weakness/eliminate the scope for fraud. Review of NPA accounts by evaluating credit proposal, documents, adherence to internal processes and applicable regulatory requirements to ascertain existence of weakness or wrong doing of fraudulent nature, if any. Job Requirements Experience in Banking...

Job highlights Requirements: Business Development Manager Cybersecurity & Networking Graduate/MBA 610 Years Key Skills Knowledge of Network firewall, Endpoint security, Data Security, Cloud Security, Networking & Infrastructure , Cybersecurity Product Sales, Security Infrastructure Responsibilities Job description Identify potential customers in the Pharma /BFSI /Manufacturing/Healthcare other industries along with the OEMs and build strong relationships with key decision-makers in the OEM and customers, Conduct market research and analysis to identify new business opportunities and stay updated with industry trends and competitors and build repo with CISOs, Deliver product presentations and...

company's or customer's creditworthiness to minimize financial risk and bad debts while optimizing sales. Key responsibilities include evaluating financial statements, approving credit, setting credit limits approving credit, setting credit limits.

FUNCTIONAL REQUIREMENTS: Responsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital/channel finance/term loan cases in the mapped region. Conducting on sight/Call-based based Due Diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss the same with the Senior Credit/Underwriting Manager. DESIRED SKILLS: CA Fresher or up to 1 yr experience can also apply Prior work experience of up to 2 years in Credit Underwriting preferable in Loan Against Property (LAP) or Business Loans will be preferred

PRIMARY RESPONSIBILITIES: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decisions or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in-depth knowledge of the rational behind the calculation of ratios and its impact on loan performance during the loan tenure. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly reporting t...

PRIMARY RESPONSIBILITY: Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same wi...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Key Responsibilities 1. Sales & Business Development Drive acquisition of new customers for secured business loans. Achieve monthly, quarterly, and annual sales targets. Identify new market segments and potential customer bases. Conduct sales calls, customer meetings, and presentations. 2. Team Management Manage and mentor a team of sales officers/executives. Monitor daily performance and provide training/support as needed. Set targets and ensure team productivity and goal achievement. 3. Channel & Partner Development Develop and manage relationships with DSA, connectors, and referral partners. Onboard and train new channels on product offerings and processes. Ensure consistent lead flow and...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of r...

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.