1832 Credit Underwriting Jobs - Page 26

We are looking for a highly skilled and experienced Quality Executive to join our team in Narasinghpur, Nuapatna, J Grades. The ideal candidate will have 6-8 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring risk management. Verify loan accounts, conduct cross-verifications, perform KYC checks, bank passbook checks, income and expense assessments, and check the influence of middlemen. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure adequate documentation and security. Excellent communication skills for communicating credit decisions to stakeholders. Capability to improve underwriting efficiencies while ensuring risk management. Experience in verifying loan accounts, conducting cross-verifications, performing KYC checks, bank passbook checks, income and expense assessments, and checking the influence of middlemen. Familiarity with CPC checklist verification, loan card checks of other lending institutions, bucket monitoring, death case verification, branch compliances, and ICQ observation closure. Additional Info The company offers a competitive salary and benefits package.

We are looking for a highly skilled and experienced Quality Executive to join our team in Bhanjanagar, Ganjam. The ideal candidate will have 1 to 6 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Evaluate credit requests, establish credit limits, and ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Enhance underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Excellent communication skills for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills for evaluating credit risks and making informed decisions. Experience in quality control and assurance, focusing on process improvements and risk management. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Rajahmundry. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in direct sales and marketing is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a skilled Regional Sales Manager with 10 to 15 years of experience to lead our team in driving microfinance business growth. The ideal candidate will have a strong background in sales management and leadership, with expertise in relationship management, business sourcing, and portfolio management. Roles and Responsibility Drive microfinance business growth by identifying potential locations and engaging with financial institutions. Lead a sales team of Cluster Managers and field staff to expand the Business Correspondent network. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks. Develop and manage teams across assigned territories to enhance market penetration and reach. Assess potential client base and product acceptability in new regions and areas. Create a support function structure to facilitate appraisal, documentation, disbursement, repayment, and delinquency management. Formulate a collection strategy for the region and implement preventative/risk averse measures to maintain a quality portfolio. Plan and design regional sales contests and conduct field visits to monitor and guide loan officers. Handle workforce planning, recruitment, and training suited for managing various asset products across geographies, ensuring staff skill development through regular meetings and continuous monitoring of clusters. Maintain resource optimization and operational cost, and manage all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR, and other related issues in the region. Implement best business practices and develop company strategies and programs while ensuring strict compliance and integrity. Job Minimum 10 years of experience in sales management and leadership roles. Experience working in a NBFC, NBFC MFI, SFB, or Bank. At least 5 years of experience in team handling and leadership roles. Familiarity with the business correspondent model and top lending institutions. Strong understanding of credit underwriting, legal requirements, and governance. Good knowledge of technology and automation, business planning, and product management. Post Graduate/Graduate in any discipline. TitleRegional Sales Manager - MFB - Ranchi - Bansal Plaza - MM. Ref6589186.

We are looking for a highly skilled and experienced Quality Executive to join our team in Khammam, Yellandu, and J Grades. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in credit underwriting and risk management. Roles and Responsibility Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance, preferably in the banking or financial services industry. Strong knowledge of credit underwriting, risk management, and quality control processes. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and loan card check is desirable. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality products and services to its customers.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2-7 years of experience in credit administration, underwriting, or a related field. Roles and Responsibility Implement and manage credit admin processes and credit underwriting for the corporate finance division. Ensure security perfection and appropriate charge creation along with filing in ROC for assets securing the facility. Follow up on post-disbursal documents (PDD) and deferral MIS. Generate MIS on revenue leakages as per sanction conditions. Conduct process mapping and process improvement related to business operations. Coordinate with the operation department for data input and file maintenance. Job MBA in Finance/CA or any graduate degree. Minimum 2 years of experience in credit administration, underwriting, or a related field. Possess strong knowledge of credit management, financial services, and banking operations. Demonstrate excellent communication and coordination skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Quality Executive to join our team in Vijayawada. The ideal candidate will have 3 to 8 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 3 years of experience in quality control, preferably in banking or financial services. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to protect company assets through proper evaluation of all credit requests. Excellent communication skills for effective stakeholder communication. Strong analytical skills for improving underwriting efficiencies. Experience in Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Kolkata. The ideal candidate will have 1 to 6 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products with the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with their help. Ensure compliance with all Audit/RBI regulations with the help of the Manager/Supervisor. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, providing innovative solutions to its customers. We are committed to delivering exceptional customer service and building long-term relationships with our clients.

We are looking for a skilled professional with 5 to 10 years of experience to lead our sales team and drive business growth in the micro finance industry. The ideal candidate will have a strong background in relationship management, business sourcing, and portfolio management. Roles and Responsibility Lead a sales team to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks. Develop and implement business development strategies to improve market share. Assess potential client base and product acceptability in new regions. Enable business growth by managing teams across assigned territories. Ensure compliance with regulatory requirements and internal policies. Job Minimum 5 years of experience in micro finance or a related field. Experience working in an NBFC, NBFC MFI, SFB, or Bank. At least 2 years in a team handling and leadership role. Familiarity with the business correspondent model and direct lending business. Strong understanding of credit underwriting and legal requirements. Good knowledge of technology and automation. Post Graduate/Graduate in any discipline.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Mumbai. The ideal candidate will have 3 to 8 years of experience in corporate finance, credit underwriting, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to continuously upgrade the competency of the team. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 3 years of experience in corporate finance, credit underwriting, and portfolio management. Possess strong knowledge of credit underwriting, financial services, and banking operations. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Quality Executive to join our team in Vijayawada. The ideal candidate will have 2 to 7 years of experience in quality control, underwriting, or related fields. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, underwriting, or related fields. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience with loan account verification, cross verification, and KYC check. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality services to its clients.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Retail Credit in Warangal. The ideal candidate will have 3 to 8 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals according to laid down policies and procedures to meet business volumes and agreed SLAs. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability, facilitating critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in retail credit, preferably in housing finance. Strong knowledge of credit underwriting, risk assessment, and credit risk management. Excellent communication and interpersonal skills, with the ability to build strong relationships with clients and stakeholders. Proficiency in MS Office and other relevant software applications. Certification in CA/MBA is preferable. Additional Info The company offers a dynamic work environment and opportunities for growth and development.

We are looking for a highly skilled and experienced Area Sales Manager to lead our retail team in Kurnool, Andhra Pradesh. The ideal candidate will have 5-10 years of experience in sales management, preferably in the banking or financial services industry. Roles and Responsibility Lead a sales team to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks. Develop and implement business development strategies to drive growth. Innovate and develop retail asset products such as JLG Loans, Secured, and Unsecured MSME Loans. Assess potential client base and product acceptability in new regions. Ensure business growth and diversity of products in the region according to the business plan. Create a support function structure to facilitate appraisal, documentation, disbursement, repayment, and delinquency management. Formulate a collection strategy for the region and take preventative/risk averse measures to maintain a quality portfolio. Plan and design regional sales contests and conduct field visits to monitor and guide loan officers. Handle workforce planning, recruitment, and training suited for managing various asset products across geographies. Ensure staff skill development through regular meetings and continuous monitoring of clusters, identifying training needs based on market trends and new business opportunities. Maintain resource optimization and operational cost, identify branches in designated operational areas, and manage all Compliance, Audit, Legal, Customer Service, Operations, Logistics, Admin, HR, and other related issues in the region. Implement best business practices and develop company strategies and programs while ensuring strict compliance and integrity. Job Minimum 5 years of experience in sales management, preferably in banking or financial services. At least 2 years of experience in a team handling and leadership role. Familiarity with the business correspondent model and direct lending business is required. Experience in relationship management, business sourcing, and portfolio management is essential. Understanding of credit underwriting and legal requirements is necessary. Good understanding of technology and automation. Must be familiar with BC and JLG business. A Post Graduate or Graduate degree in any discipline is preferred.

We are looking for a highly skilled and experienced Credit Manager to join our team in Madurai. The ideal candidate will have 3-5 years of experience in the field. Roles and Responsibility Review and assess complex loan applications within defined guidelines, making decisions or recommending approval to higher authorities. Underwrite proposals as per laid down policies and procedures to honor agreed SLAs and manage business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and possess in-depth knowledge of ratio calculations and their impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, regularly reporting the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems. Exceed service quality standards and strive for continuous process improvement. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to facilitate approving authority decision-making on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a strong academic record. Minimum 3 years of experience in credit management, preferably in housing finance. Strong knowledge of credit underwriting principles, practices, and regulations. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and organizational skills with attention to detail. CertificationsCA/MBA (Preferable). Additional Info TitleManager - Retail Credit - Housing - Credit - Madurai - KK Nagar - JM (M1 - M3).Ref6589346.

We are looking for a highly skilled and experienced Quality Executive to join our team in Chennai. The ideal candidate will have 2 to 7 years of experience in quality control, preferably in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Protect company assets through proper evaluation of all credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control, preferably in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations functions. Excellent communication skills are required for effective stakeholder interaction. Ability to work efficiently in a fast-paced environment and meet deadlines. Strong analytical skills are needed for evaluating credit requests and establishing credit limits. Experience in improving underwriting efficiencies while ensuring adequate risk management is essential. A graduate degree is required for this position.

We are looking for a highly motivated and experienced Branch Manager to lead our microfinance business in Noida, Sector 51. The ideal candidate will have between 2 to 7 years of experience. Roles and Responsibility Ensure achievement of disbursement targets with minimum delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Enable business growth by developing and managing teams across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency, achieving daily/weekly collections targets. Conduct regular field visits, centre meetings, and loan applications. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Build strong client relationships both internally and externally to establish a strong brand identity with potential customers. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline. Possess a basic understanding of microfinance business and JLG model working. Demonstrate relationship management and business sourcing skills. Exhibit a flair for sales and critical customer service attributes. Ability to work in a fast-paced environment and meet targets is essential. Strong communication and interpersonal skills are required.

We are looking for a skilled professional with 6 to 11 years of experience to underwrite corporate finance business and manage the portfolio in Kolkata. The ideal candidate will have a strong background in credit appraisal and risk management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and risk management. Strong knowledge of credit policies, procedures, and regulations. Excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Customer Service Executive to join our team in Hyderabad. The ideal candidate will have 1-3 years of experience in customer service, preferably in the banking or financial services industry. Roles and Responsibility Perform various tasks under the guidance of the Supervisor/Manager. Identify potential business customers with the help of the Supervisor/Manager. Collect and validate customer documents according to organizational norms. Log cases in the system as per SOP and follow the disbursement process. Fulfill the sanction ratio as per organizational requirements. Meet customer needs and cross-sell multiple products under the guidance of the Supervisor/Manager. Empanel new vendors and develop relationships with them. Ensure compliance with all Audit/RBI regulations. Job Minimum 1 year of experience in customer service, preferably in banking or financial services. Strong knowledge of customer service principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in personal loans and direct sales is an added advantage. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing exceptional customer experiences and driving business growth.

We are looking for a highly skilled and experienced Quality Executive to join our team in Devanurpudur, Kalaingnar Nagar, J Grades. The ideal candidate will have 2 to 7 years of experience in quality control and assurance, with a strong background in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Roles and Responsibility Conduct personal discussions on cases according to laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines for completing assigned activities. Protect company assets through proper evaluation of all credit requests, establishing credit limits, and ensuring adequate documentation and security. Ensure proper communication of credit decisions to stakeholders. Improve underwriting efficiencies while ensuring risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 2 years of experience in quality control and assurance. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to work in a fast-paced environment and meet deadlines. Excellent communication and interpersonal skills. Strong analytical and problem-solving skills. Ability to maintain strict adherence to quality and adhere to agreed SLAs and timelines. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading financial services institution committed to providing high-quality banking solutions to its customers.

We are looking for a highly skilled and experienced Area Sales Manager to lead our micro finance team in Gorakhpur. The ideal candidate will have between 5 to 10 years of experience in sales management, preferably in the micro finance industry. Roles and Responsibility Lead a sales team to expand the Business Correspondent network of various financial institutions. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, and Small Finance Banks. Develop and implement business development strategies to improve market share. Assess potential client base and product acceptability in new regions. Enable business growth by managing teams across assigned territories. Ensure compliance with regulatory requirements and company policies. Job Minimum 5 years of experience in sales management, preferably in the micro finance industry. At least 2 years of experience in a team handling and leadership role. Familiarity with the business correspondent model and direct lending business. Strong understanding of credit underwriting and legal requirements. Good knowledge of technology and automation. Post Graduate or Graduate in any discipline. Experience working in a NBFC, NBFC MFI, SFB, or Bank. Must handle BC & JLG business. Skills include relationship management, business sourcing, and portfolio management.

We are looking for a highly motivated and experienced Branch Manager to lead our Micro Finance team in Ranchi. The ideal candidate will have 2 to 5 years of experience driving sales growth and managing teams, with a strong background in microfinance business and JLG model working. Roles and Responsibility Drive microfinance business by identifying potential locations and achieving business deliverables. Ensure achievement of disbursement targets with minimal delinquency and manage disbursement, repayment, and delinquency. Identify joint liability groups and disbursed loans to suit target customers and geographies. Assess potential client base and product acceptability in new regions and areas for geographical expansion. Build strong client relationships both internally and externally to enhance brand identification. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquency, and frauds. Undertake regular field visits, centre meetings, and loan applications. Make close follow-up on disbursed loans, especially those not paying on time. Ensure weekly/daily meetings and visits to the centre. Job Graduate in any discipline; MBA/PGDM is preferred. Minimum 2 years of experience in sales or relationship management, preferably in microfinance. Possess a basic understanding of microfinance business and JLG model working. Demonstrate critical attributes of customer service and relationship management skills. Exhibit flair for sales and business sourcing. Ability to work in a fast-paced environment and meet daily/weekly collections targets.

We are looking for a highly skilled and experienced Credit Manager to join our team in Delhi. The ideal candidate will have 2 to 7 years of experience in credit monitoring, analysis, and portfolio management. Roles and Responsibility Monitor the portfolio continuously to ensure strict adherence to the Credit Monitoring Policy. Conduct regular portfolio checks and identify stress accounts. Recommend actions for identified stress accounts and handle account restructuring. Coordinate with Fincon/accounts and budgeting teams for accurate financial reporting. Attend Credit Monitoring Committee Meetings and report actionable items to authorities. Continuously monitor events related to borrower accounts and conduct annual reviews of accounts. Job Diploma or Degree in any field, preferably MBA. Minimum 2 years of experience in credit monitoring, analysis, and portfolio management. Strong knowledge of credit monitoring policies and procedures. Excellent analytical and problem-solving skills. Ability to work independently and as part of a team. Strong communication and coordination skills. Experience in MIS and other reporting is an added advantage.

We are looking for a highly skilled and experienced Credit Associate to join our team in Mumbai. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong background in credit monitoring and analysis. Roles and Responsibility Regularly monitor loan portfolios and conduct credit monitoring committee meetings. Track parameters as laid down for the credit monitoring unit and publish reports and dashboards. Lead a team of analysts and perform portfolio modeling and analysis. Interact with field teams on violations and prepare root cause analyses for deviations noted for DC proceedings. Identify stress accounts and recommend actions, while continuously monitoring events related to borrower accounts. Conduct annual reviews of accounts and report actionable items to various authorities. Job MBA/PGDBA/PGPM or equivalent degree. Strong analytical skills and knowledge of RBI & MFIN circulars. Experience in product and process knowledge, along with excellent communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong leadership skills and the ability to lead a team of analysts. Familiarity with microfinance business operations and regulations.

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in Kolkata. The ideal candidate will have 2-7 years of experience in sales, customer service, or a related field. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure login and disbursement numbers meet requirements. Proactively understand customer needs to ensure high satisfaction levels and cross-sell multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally to enhance brand identification with potential customers. Job Graduate in any discipline. Strong communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Experience in customer service, sales, or a related field is preferred. Knowledge of audit/RBI regulations and compliance procedures. Ability to develop strong distribution channels and vendor empanelment. Ensure compliance with all Audit/RBI regulations.

We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Mumbai. The ideal candidate will have 11-15 years of experience in credit management, preferably in the banking or financial services industry. Roles and Responsibility Manage all activities related to the sanction life cycle of all borrower accounts. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 11 years of experience in credit management. Possess strong knowledge of credit underwriting, risk assessment, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.