4099 Credit Underwriting Jobs - Page 26

Responsible for Credit underwriting of SME proposals (Unsecured Business loan)for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of SME Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting ...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

Sourcing business in the assigned location Evaluating the creditworthiness of applicants to determine the loan eligibility Ensuring complete documentation of loan applications Collaborating with internal departments (Operations, Credit, Legal and Technical) to ensure smooth loan processing and disbursement. Taking Care of Collection of ED and QM Cases / Follow up on E-Nach Mandate Achieving monthly targets which may include loan disbursement volumes and revenue goals Ensure adherence to all processes, compliance & policies. SKILLS AND KNOWLEDGE Effective Communication Attention to detail Problem Solving Team work Ability to work in a target-oriented environment. EDUCATIONAL QUALIFICATION: An...

Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd. PRINCIPAL ACCOUNTABILITIES: Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolio Understand credit policy and processes as well as credit environment Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement Ensure the quality of Credit approval note and the Credit approval mails. Ensure the TAT for all the proposals is maintained inline with the prescribed standards Ensure the productivity for underwriting proposals i...

BukuWarung already serves millions of MSMEs , with payments, credit, and bookkeeping at scale. The next frontier is to make data the companys strongest competitive edge: powering real-time decisions, reducing fraud, expanding credit access, and personalizing products for millions of underserved entrepreneurs. As Head of Data, you will transform a 5-person team into a strategic growth engine , deploying AI across operations, CX, and risk, while pioneering innovation with voice, video, and alternative data . Driving financial inclusion providing access to capital to underbanked unbanked MSMEs is one of our key goals. This role will drive building in-house underwriting models for MSMEs across s...

Job Summary We are looking for a dynamic and experienced MAB Program Manager with a strong background in credit underwriting for Working Capital cases within private sector banks. The ideal candidate will be responsible for driving strategic initiatives, supporting business teams, and ensuring robust credit evaluation processes. Key Responsibilities Independently underwrite credit proposals for Working Capital finance, ensuring alignment with internal credit policies and risk frameworks. Participate in credit committee discussions, presenting cases with clarity and sound judgment. Collaborate with business stakeholders to standardize and enhance the Credit Appraisal Memorandum (CAM) format. ...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA and MBA-Finance Candidates Only

-Setup fitness goals for the new users -Track their fitness journey -Track slipping users and retain them(Achieve retention revenue targets) -Daily reporting Desired Background -Athletic/Sports/Fitness oriented background -Sales/Experience background -Personal fitness and grooming -Passion for fitness and motivating people -Customer obsession -High energy -Setup fitness goals for the new users -Track their fitness journey -Track slipping users and retain them(Achieve retention revenue targets) -Daily reporting Desired Background -Athletic/Sports/Fitness oriented background -Sales/Experience background -Personal fitness and grooming -Passion for fitness and motivating people -Customer obsessi...

Identification and mitigation of potential risks associated with individual borrowers and the overall unsecured portfolio. Reviewing and analysis of financial reports, credit reports, and other relevant information to assess borrowers financial health, repayment capacity, and potential risk. Applying credit scoring models, industry benchmarks, and internal guidelines to evaluate creditworthiness and determine appropriate lending terms. Identification of potential red flags and discrepancies in the application that may indicate fraud or credit risk. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requ...

Identification of potential red flags and discrepancies in the application that may indicate fraud or credit risk. Analysis of loan applications, including income verification, employment history, credit reports, asset valuation, and property details. Assessment of the borrowers financial situation and ability to repay the loan using various financial tools and risk assessment models. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area o...

Job Summary: The Credit Risk Manager will be responsible for assessing, monitoring, and managing credit risk across the organization. This role involves developing credit risk models, reviewing credit exposures, and implementing risk mitigation strategies. The ideal candidate will combine strong analytical and quantitative skills with a deep understanding of financial analysis, regulatory compliance, and portfolio management. Key Responsibilities: Develop and maintain the companys credit risk management policies, procedures, and frameworks. Evaluate credit risk for new and existing clients, counterparties, and investment opportunities. Analyze financial statements, credit reports, and market...

Role & responsibilities Job Title: Credit Manager Company: Tycoon Credit and Portfolios Ltd.Location: Noida (Plot No. A359, 1st Floor, Sector 19, Near Max Hospital)Job Type: Full-time Experience: 1-3 years Job Description:We're looking for experienced Credit Managers to join our team in Noida. As a Credit Manager, you'll oversee short-term loan processes, analyze creditworthiness, and ensure compliance with regulatory requirements. Responsibilities:- Manage loan processing and approval - Analyze credit reports and CIBIL scores - Assess creditworthiness and risk - Ensure compliance with regulatory requirements - Lead a team (if applicable) Requirements:- 1-3 years of experience in loan proces...

Only candidates fluent in Telugu, Tamil, Kannada, or Malayalam may apply. Must be willing to relocate to Gurugram Verify borrowers, assess credit, approve loans, and maintain records. Monitor risks, coordinate with Acc/Collections, and analyze data.

Job Purpose To manage and oversee the credit assessment, approval, and portfolio management of SME customers, ensuring high-quality credit underwriting, minimal NPAs, and compliance with internal and regulatory standards. Key Responsibilities Credit Assessment & Underwriting Evaluate creditworthiness of SME borrowers based on financial statements, business performance, and industry outlook. Conduct detailed financial and cash flow analysis, ratio analysis, and risk assessment. Prepare credit appraisal notes and recommendations for sanctioning authorities. Ensure adherence to internal credit policies and regulatory guidelines (RBI, Basel norms, etc.). Portfolio & Risk Management Monitor portf...

Job Purpose To manage and oversee the credit assessment, approval, and portfolio management of SME customers, ensuring high-quality credit underwriting, minimal NPAs, and compliance with internal and regulatory standards. Key Responsibilities Credit Assessment & Underwriting Evaluate creditworthiness of SME borrowers based on financial statements, business performance, and industry outlook. Conduct detailed financial and cash flow analysis, ratio analysis, and risk assessment. Prepare credit appraisal notes and recommendations for sanctioning authorities. Ensure adherence to internal credit policies and regulatory guidelines (RBI, Basel norms, etc.). Portfolio & Risk Management Monitor portf...

This Position reports to: Head of Global Credit Risk Management, Order to Cash Provide strong support to Head GCRM in maintaining and improving the group-wide sustainable credit risk management, proactively manage ABBs credit risks while remaining ahead of the curve in terms of latest developments on risks, risk metrics and reporting. As part of GCRM team, being responsible to conduct research and provide fundamental analysis and initial recommendation as part of credit risk approval documentation on large customers and other high impact counterparties, including partners and suppliers, financial institutions (core and non-core banks, insurance companies and commercial paper issuers), alongs...

ROLE SUMMARY The analyst role entails being a team player in Fraud Containment Unit within bank. The function of this role is to define relevant indicators and engage in the steps for gathering and validating the information consumed for trigger accuracy, summarize and interpret the outcome of EWS review. facilitate collection and processing of relevant market and company information for Credit monitoring( Bank transaction monitoring, stock statement monitoring, overdue etc.) to enable an early detection of stress and prevention of potentially fraudulent activities. facilitate implementation of wilful default policy within the bank by collection and processing of relevant information KEY RES...

Role Overview We are looking for a seasoned Lead - Credit Risk with 8-12 years of experience in MSME lending, preferably within an NBFC setup. The ideal candidate will have a strong track record in underwriting MSME business loans, LAP, equipment loans and supply chain finance. This role will be based in Pune and will be pivotal in maintaining credit quality while supporting business growth. Key Responsibilities 1. Credit Underwriting a. Conduct detailed financial analysis and credit risk assessment for MSME borrowers. b. Underwrite business loans, LAP, equipment loans and supply chain finance proposals in line with internal credit policy. c. Evaluate borrower financials, business models, ba...

Responsibilities: Underwriting of EDIL/LAPcase. Make optimal use of the Loan Origination System and Loan Management system Maintain Credit TAT Manage Credit Underwriting as per policy Monitor Delinquency and NPA to budgeted levels for the product. Manage Credit Cost as per approved budgets Give feedback to Credit Policy based on experience of underwriting Data Slicing/ Analysis and publishing of the reports PDD monitoring Industry Analysis

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data to provide insights on credit performance and suggest improvements. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records of credit transactions and reports. Job Requirements Strong knowledge of credi...

We are looking for a skilled Assistant Credit Manager to join our team at Taj Chandigarh, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations and ensure compliance with company policies. Analyze financial data to identify trends and areas for improvement. Develop and implement strategies to optimize credit performance. Collaborate with cross-functional teams to achieve business objectives. Monitor and control credit risk exposure. Provide training and support to junior staff members. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-p...