2874 Credit Underwriting Jobs - Page 30

Role Responsibilities: Assess and underwrite mortgage and LAP proposals per defined credit norms. Conduct PDs, field visits, and ensure thorough KYC and document verification. Monitor portfolio quality and manage related MIS reporting. Collaborate with sales and recovery teams to manage end-to-end credit cycle. Job Requirements: Graduate/Postgraduate, preferably CA or MBA. 25 years of experience in mortgage or LAP underwriting. Strong knowledge of credit ratios, risk controls, and regulatory compliance. Experience in legal and collateral documentation review.

Role Responsibilities: Underwrite and approve corporate finance credit proposals across designated regions. Ensure timely and complete documentation, disbursement, and compliance with credit policy. Lead and mentor credit approvers to uphold portfolio quality and minimize delinquencies. Coordinate with external vendors and internal teams to resolve queries and streamline processing. Job Requirements: MBA/PGDM or CA qualification required. Strong experience in credit risk evaluation and underwriting. Proven ability to manage credit operations and lead teams. Sound understanding of corporate credit structuring and approval norms.

Role Responsibilities: Underwrite and approve corporate finance credit proposals across designated regions. Ensure timely and complete documentation, disbursement, and compliance with credit policy. Lead and mentor credit approvers to uphold portfolio quality and minimize delinquencies. Coordinate with external vendors and internal teams to resolve queries and streamline processing. Job Requirements: MBA/PGDM or CA qualification required. Strong experience in credit risk evaluation and underwriting. Proven ability to manage credit operations and lead teams. Sound understanding of corporate credit structuring and approval norms.

To Implement & Manage credit Admin processes and Credit Underwriting for the corporate Finance Division 1. Issuance of sanctioned letter Pre disbursal and pre sanction documents checking/ verification Co ordination with operation department for data input; file maintenance etc. 2. Ensuring security perfection and appropriate charge creation along with filing in ROC for the assets securing the facility Updation. 3. Follow up for Post Disbursal documents (PDD) and deferral MIS. 4. Checking and follow up for security creation Generate MIS on revenue leakages as per sanction conditions. 5. Process mapping and Process improvement related to the business. MBA in Finance/ CA

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and...

Role Responsibilities: Underwrite and approve corporate finance credit proposals across designated regions. Ensure timely and complete documentation, disbursement, and compliance with credit policy. Lead and mentor credit approvers to uphold portfolio quality and minimize delinquencies. Coordinate with external vendors and internal teams to resolve queries and streamline processing. Job Requirements: MBA/PGDM or CA qualification required. Strong experience in credit risk evaluation and underwriting. Proven ability to manage credit operations and lead teams. Sound understanding of corporate credit structuring and approval norms.

Job Summary 1. Implement and administer Credit Policies for Corporate Finance division . 2. Monitor systems and process for smooth implementation credit policies in the region. 3. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. 4. Maintaining Turnaround Time for evaluation processing of deals Internal customer service - handling of other credit and compliance issues taking corrective measures, being met with low TAT Managing portfolio to meet the requisite quality of documentation, post disbursal documents and delinquency levels. 5. Monitoring delinquency corrective action - undertake regular interaction with collections / sales to ...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location. Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios an...

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complexloan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and...

Role Responsibilities: Review and assess loan applications, ensuring they meet defined guidelines. Underwrite proposals per policies and procedures to manage business volumes. Conduct personal discussions with clients to assess creditworthiness and ensure document completion. Build and facilitate relationships with third parties to ensure the best outcomes for clients. Job Requirements: Graduate or Postgraduate (preferably MBA/CA). Strong understanding of mortgage, credit underwriting, and risk mitigation. Experience with client relationship management and process improvement. Familiarity with legal documentation and credit risk management.

Role Responsibilities: Underwrite and approve corporate finance credit proposals across designated regions. Ensure timely and complete documentation, disbursement, and compliance with credit policy. Lead and mentor credit approvers to uphold portfolio quality and minimize delinquencies. Coordinate with external vendors and internal teams to resolve queries and streamline processing. Job Requirements: MBA/PGDM or CA qualification required. Strong experience in credit risk evaluation and underwriting. Proven ability to manage credit operations and lead teams. Sound understanding of corporate credit structuring and approval norms.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and...

Detailed analysis of financial statements, including financial ratios, and notes to accounts, for proposed borrowers and promoter / borrower groups Commentary on the financial analysis, including explanation for large / material variations and key ratios Review of Project documents, and supporting the credit managers in preparing summary of Project documents for credit note purpose Preparation of internal MIS required for credit underwriting team.

Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new ma...

Role Responsibilities: Underwrite and approve corporate finance credit proposals across designated regions. Ensure timely and complete documentation, disbursement, and compliance with credit policy. Lead and mentor credit approvers to uphold portfolio quality and minimize delinquencies. Coordinate with external vendors and internal teams to resolve queries and streamline processing. Job Requirements: MBA/PGDM or CA qualification required. Strong experience in credit risk evaluation and underwriting. Proven ability to manage credit operations and lead teams. Sound understanding of corporate credit structuring and approval norms.

Role Responsibilities: Prepare and assess detailed credit notes and financial models for transaction structuring. Monitor portfolio documentation, delinquencies, and ensure timely resolution. Conduct financial appraisals and risk assessments across industries. Identify automation and process improvement opportunities. Job Requirements: MBA/PGDM or CA qualification required. Experience in credit evaluation and underwriting in financial services. Strong analytical skills in P&L and balance sheet assessment. Ability to manage audits, compliance, and customer interactions.

Key Deliverables: Underwrite mortgage business and manage the portfolio in the assigned branch/location Assess loan applications and recommend approval decisions to higher authorities Review credit proposals, ensuring industry, business, financial, and collateral risks are identified and mitigated Build and maintain effective relationships with third parties for better client outcomes Role Responsibilities: Conduct personal discussions with customers to assess creditworthiness and ensure document completion Maintain Portfolio MIS, Delinquency MIS, and other operational reports Enable quick turnaround of credit proposals in close coordination with the sales team Ensure compliance with credit ...

Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new ma...

Tata Capital Ltd is looking for Manager - Credit - Housing - DM to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria...

Key Deliverables: Underwrite mortgage business and manage the portfolio in the assigned branch/location Assess loan applications and recommend approval decisions to higher authorities Review credit proposals, ensuring industry, business, financial, and collateral risks are identified and mitigated Build and maintain effective relationships with third parties for better client outcomes Role Responsibilities: Conduct personal discussions with customers to assess creditworthiness and ensure document completion Maintain Portfolio MIS, Delinquency MIS, and other operational reports Enable quick turnaround of credit proposals in close coordination with the sales team Ensure compliance with credit ...

Leading a sales team of Sales Officer / field staffs to augment the Business Correspondent (BC) network of various financial institution & Direct channel business. Build strategic partnerships with Universal Banks, NBFCs, NBFC-MFIs, Payment Banks, Small Finance Banks to provide an array of financial products and services for the channel partners. Business development & expansion on business correspondence alliance partners Innovate & develop retail asset products e. g. JLG Loans, Secured & Unsecured MSME Loans to suit the target customers and geographies. Sales strategies to improve market share and Identification of business potential areas / districts for expansion of region Enabling busin...