3555 Credit Underwriting Jobs - Page 30

Job Summary We are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and cross-functional teams to ensure effective decision-making and compliance with guidelines. Key Responsibilities Credit Assessment: Review credit applications, analyze financial statements, and prepare recommendations for approvals within policy limits. Portfolio Monitoring: Track portfolio performance, flag early warning accounts, and support e...

Excellent analytical skills and ability to interpret financial statements Knowledge of credit management and ability to analyze credit reports and conduct credit investigations Strong communication skills with the ability to present findings clearly and succinctly Understanding of finance and accounting principles Ability to work independently and in a team Bachelor's or Master's degree in Finance, Accounting, Economics, Business Administration, or related field Stipend - 15000-/PM

Job description A leading banking client is seeking an experienced Credit Risk Analyst Senior Officer for their Navi Mumbai location. The successful candidate will be responsible for corporate rating, dealing with corporates, credit risk, credit underwriting, credit rating, document verification and more. Requirements: Bachelor's or Master's degree in Commerce, CA, CAIIB, FRM or MBA (Finance) 4-7 years of relevant work experience Good understanding of credit risk and credit underwriting Excellent accounting knowledge Excellent understanding of banking products Strong verbal and written communication skills Highly collaborative with strong teamwork skills Exceptional multitasking and time man...

We are hiring candidates for below two roles from banking and commercial real estate domain. 1. Commercial Underwriting Role & responsibilities : 1. The role requires a good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation; analysis of property inspection reports, rent rolls, operating statement and preparation of letters based on the regulatory requirements; analysis of proof of payments, invoices, disbursement form, lien waivers & schedules. 2. Expertise in commercial real estate underwriting or commercial underwriting is a must. 2. Commerc...

Role Overview: As a Credit Manager in Wholesale Banking based in Mumbai, you will be responsible for leading a team of credit analysts. Your main duties will include prioritizing proposals in collaboration with the business team, guiding credit analysts to produce high-quality notes and effective monitoring, vetting Credit Appraisal notes, discussing risk assessments and structuring with senior business members, assisting in formulating credit recommendations, closely monitoring portfolios, and developing action plans for non-compliances and early warning signals. Additionally, you will meet clients regularly to stay updated, network within the bank, and seek reference checks from other bank...

Role Overview: As a Credit Analyst, your main responsibility will be to source and structure large-ticket credit proposals such as Working Capital, Term Loans, and Project Loans of 10 Crore and above. You will identify and activate corporate sourcing channels and large-value business opportunities. Additionally, you will conduct in-depth financial analysis, credit appraisal, and balance sheet evaluation for mid-sized and prime clients. Key Responsibilities: - Source and structure large-ticket credit proposals like Working Capital, Term Loans, and Project Loans of 10 Crore and above. - Identify and activate corporate sourcing channels and large-value business opportunities. - Conduct in-depth...

As an Area Credit Manager at EQF, your role involves ensuring robust credit underwriting, monitoring delinquencies, and improving market intelligence. You will be responsible for preparing credit notes, conducting client visits, and analyzing transaction risks. Identifying automation opportunities, reducing audit queries, and staying updated on market practices are crucial to support well-informed decision-making. Your key responsibilities will include: - Amending credit notes and financial models - Interacting with collections and sales teams for delinquency tracking - Meeting customers to understand industry and market dynamics - Ensuring accuracy in credit notes and financial models - Reg...

Location: Gurgaon Cyber city Night Shift - 8:30 pm - 6.00 am Preference only male About the Employer: A leading pure-play credit card issuer in India , offering a wide range of credit cards to cater to diverse customer needs. The organization is constantly innovating to meet the evolving financial needs of customers and empowers them with seamless digital payment experiences. We are committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect. Whats in it for You: Work-life balance & wellness programs Robust rewards & recognition policies Dynamic, inclusive, and diverse team culture Inclusive health benefits (Medical Insurance, Pe...

. The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . . Key Responsibilities: . . Business Development: . o Source new clients through market visits, channel partners, and referrals. . o Promote LAP and affordable home loan products in the assigned territory. . o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . . Customer Relati...

. The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. . . Key Responsibilities: . . Business Development: . o Source new clients through market visits, channel partners, and referrals. . o Promote LAP and affordable home loan products in the assigned territory. . o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . . Customer Relati...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The SM - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builder...

Full Job Description Position Summary: The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 Cs, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities: Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Revie...

Job Location- Prabhadevi Job Purpose: The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements, business risk, industry analysis and assign ratings as per Banks internal rating scale Monitoring of ratings in the portfolio so that the rating is up-to-date with the best available information at any point in time. Contribution to Industry analysis, portfolio monitoring and any other adhoc tasks. Job Responsibilities(JR) : 6 – 8 Areas Actionable (4-6) Borrower Ratings Assignment Comprehensive analysis of companies’ performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information t...

Job Position Branch Credit Manager Department Credit Location Ahmedabad Reports to Area Credit Manager Grade Deputy Manager Purpose of the role To adhere the process of credit and operations with zero error Responsibilities/ Duties To ensure all PDD and OTCs are closed within defined timelines as per the defined SLAs & TATs of organization. Prepare regular MIS and published time to time according to defined timelines or whenever required. To ensure all deposition of collected fee by the respective branches within defined timelines. To improve the productivity for credit resource in terms of number of files processed Maximize PA FTR for all branches 6. To ensure effective teamwork and maintai...

Key Responsibilities: Product Design & Development Formulate and design product programs for SME lending across secured and unsecured products. Benchmark industry practices and incorporate regulatory guidelines to ensure competitiveness and compliance. Collaborate with analytics and business teams to define eligibility criteria, pricing, and risk parameters. Program Management & Governance Own end-to-end lifecycle of credit programs including launch, monitoring, and periodic review. Ensure alignment of credit programs with business strategy, risk appetite, and regulatory norms. Drive automation and digitization of policy implementation through system rule engines and workflows. Performance M...

Role Overview: You will be responsible for credit underwriting of SENP / SEP cases, requiring a deep understanding of applicants" financials and business background post visiting customers. Your role will also involve delinquency monitoring for underwritten cases during the infant stage to maintain delinquency at almost Nil levels. You will be managing the credit quality of underwritten cases, staying updated on present economic indicators and changes in the mortgage industry. It is important to maintain decent productivity levels of processing and be a team player by assisting in the implementation of HO & local policies at ground level. Additionally, you will handle CPAs and mentor them to...

As an Assistant Credit Manager at Varthana, you will play a crucial role in ensuring that all loan applications are assessed in line with the credit policy and any deviations are effectively managed and documented. Your responsibilities will include interacting with customers, conducting personal discussions and interviews to evaluate them, ensuring timely processing of files, and establishing enduring relationships. Additionally, you will collaborate with the sales and operations teams to gather accurate data. **Key Responsibilities:** - Verify loan applications according to credit policy - Mitigate and document any deviations - Engage with customers through personal discussions and intervi...

Role Overview: As an Underwriter for mortgage business in your assigned branch/location, you will be responsible for managing the portfolio and underwriting a broad range of complex loan applications. Your core responsibilities will include assessing creditworthiness through personal discussions with customers, evaluating income to obligation ratios, maintaining portfolio MIS, and ensuring compliance with policies and procedures to meet SLAs. Key Responsibilities: - Review and assess a broad range of complex loan applications - Conduct personal discussions with customers to evaluate creditworthiness - Assess income to obligation ratios for loan applicants - Maintain portfolio MIS to track pe...

Role Overview: As a Mortgage Underwriter at our organization, you will play a crucial role in underwriting mortgage business and effectively managing the portfolio in the assigned branch/location. Your responsibilities will include reviewing and assessing a wide range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining portfolio MIS, and ensuring compliance with policies and procedures. You will be expected to underwrite proposals within defined guidelines, assess income to obligation ratios, loan to value ratios, and critically review credit proposals to identify potential risks. Additionally, you will work closely with the...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Chennai Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...

Industry :- Global MNC Designation:- Regional Credit Manager Location :- Lucknow Role Purpose Underwriting strategy. Assess proposals & ; basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. Maintain system data quality. Accountability Clust...