2874 Credit Underwriting Jobs - Page 31

Tata Capital Ltd is looking for Regional Credit Manager to join our dynamic team and embark on a rewarding career journey Oversee credit operations in the region. Assess and approve credit applications. Monitor loan portfolios and manage risks. Ensure compliance with credit policies and procedures. Collaborate with branches and credit officers. Prepare credit reports and documentation.

Role Responsibilities: Review and assess loan applications, ensuring compliance with guidelines and SLA adherence. Conduct customer discussions, ensuring proper completion of KYC and credit documentation. Maintain and report on Portfolio MIS, Delinquency MIS, and other relevant operations data. Oversee credit underwriting processes, managing quick decision-making and collaboration with sales teams. Job Requirements: Graduate, preferably with a CA or MBA qualification. In-depth knowledge of credit risk, mortgage products, and loan-to-value ratios. Proven ability to handle credit proposal reviews, risk mitigation, and collateral verification. Strong focus on service quality standards and conti...

Major Deliverables: Quality of Credit Underwriting Portfolio Performance w. r. t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Major Deliverables: Quality of Credit Underwriting Portfolio Performance w. r. t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

To underwrite and manage the portfolio in assigned branch/location Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Maintai...

About this role: Wells Fargo is seeking a Secured Lending Underwriter. In this role, you will: Participate in the partnership with the portfolio team on all aspects of portfolio business transaction process. Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting. Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables. Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements. Collaborate and consult with peers, col...

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MISs of Portfoli...

Job Responsibilities:- The HF trainer will be responsible for leading Pan India training initiatives for the HF Channel Manage learning and development objectives of the HF businesses Collaborate with the internal stakeholders for a thorough Training Need Analysis (TNA) to design and curation of effective, technology-enabled learning solutions and content Enable continuous learning across the talent lifecycle through the interplay of live and digital learning Ensure excellent participant learning experience through delivery and seek feedback and measure business impact regularly to determine training effectiveness Build and maintain monthly training calendars, training records, attendance an...

Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS,...

Responsibilities (Sales & Marketing) 1. On-Ground Responsibilities (Field Sales) Field Visits: Regularly visit rural markets, farmers, and retailers to establish personal relationships, promote products, and conduct sales meetings. Sales Pitch & Product Demonstrations: Provide in-person product demonstrations, explaining benefits and helping customers understand the value of the products in their rural context. Meetings with Stakeholders: Meet with key stakeholders, such as retailers, local business owners, or community leaders, to build networks and facilitate product sales. Conducting Trainings: Organize and conduct on-site training sessions for farmers and field extension service officers...

Role & responsibilities Credit Risk monitoring Portfolio analysis Client profiling Understand market & credit risk Experience of LAS risk monitoring & underwriting Review, modify, draft policies and processes, based on requirement, regulatory guidelines etc. Publishing of approved list of securities and applicable haircuts, based on detailed review of various scrips, performance Proactive monitoring of portfolio, identify early warning signs and take action to ensure nil delinquency in the book. Preferred candidate profile Graduation is a must Excellent oral and written comm skills Good at excel & word Good in writing proposals Adequate knowledge and expertise in LAS for underwriting, policy...

SUMMARY Position SME Location Mumbai CTC - Up to 8 LPA Process Residential Underwriting Skills Looking for candidates with good experience in residential underwriting / excellent experience in 4Cs Shifts US shifts/WFO/5 Days Notice period Immediate to 1 month Max Interview Mode - Online Job Description- Candidates with 3.5+ years of experience in mortgage underwriting & VA /FHA loan underwriting Able to calculate all income types (e.g. wage earner, retirement, self - employed) Deep knowledge of FHA, VA, Fannie Mae and Freddie Mac guidelines Strong attention to detail. Extensive narratives for underwriting decisions made to be shared downstream. Ability to work in a fast paced environment and...

Candidate expectation Candidate must have 4 to 8 years (upto 12 years can be considered) of relevant experience in Corporate Banking, Financial Institutions and Commercial Banking Highest Qualifications: MBA and Professional Qualifications such as Chartered Accountant (CA), Chartered Financial Analyst (CFA), Certified Public Accountant (CPA) Key Roles & Responsibilities: Review of credit applications & supporting documents (overall financial capacity and capability to pay back)Credit report (recommendation on whether to approve/decline the credit application)Present credit report to internal committee. Requisite of an Individual Contributor: Credit underwriting / Credit risk analysis; Qualit...

Role & responsibilities To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan p...

Role & responsibilities : Check complete files (KYC, Income & Financial Documents, Bank Statements) CIBIL and raise queries if there are some documents missing which are required as per policy for Loan appraisal. Handling complete login process. Personal Discussions (PD) with Borrowers and Recommendation for Loan Sanction. Downloading and analyzing Credit Bureau History; analyses financial and bank statements of the prospective. Analysis the File of SENP, SEP, PARTNERSHIP and Company Files (Pvt. Ltd and Public Limited). Preparation of Monthly MIS. Responsible for reprocess of reject cases. MIS coordinator between Branch credit and Ho Credit. Preferred candidate profile : Graduate from any re...

Hi, Menka here from Onboard HRServices!! Inviting Female Applicants!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime with Leading NBFC at Surat candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290

Firstsource Solutions Ltd is looking for Senior Analyst - Underwriting to join our dynamic team and embark on a rewarding career journey The Senior Analyst plays a crucial role in driving data-driven decision-making processes within the organization This position involves analyzing complex data sets, generating actionable insights, and providing strategic recommendations to support key business initiatives Key Responsibilities:Data Analysis:Conduct in-depth analysis of large and complex datasets to extract meaningful insights Utilize statistical and data visualization tools to present findings in a clear and concise manner Strategic Planning:Collaborate with cross-functional teams to underst...

Senior Analyst: Elevate Your Impact Through Evalueserve Evalueserve is a global leader in delivering innovative and sustainable solutions to a diverse range of clients, including over 30% of Fortune 500 companies. With a presence in more than 45 countries across five continents, we excel in leveraging state-of-the-art technology, artificial intelligence, and unparalleled subject matter expertise to elevate our clients' business impact and strategic decision-making. Our team of over 4, 500 talented professionals operates in countries such as India, China, Chile, Romania, the US, and Canada. Our global network also extends to emerging markets like Colombia, the Middle East, and the rest of Asi...

HDB Financial Services Ltd. Looking for #BranchCreditManager #Product - #LAP (Secured) and #BL / #PL (Unsecured) #Skills - Underwriting and PD is must #Experience -3-7 years in Credit underwriting & CAM #Education - any graduate #Location - Fatehabad Relevant candidates can share CVs at priyanka.gangasai@hdbfs.com with the subject line Branch Credit Manager _location.

HDB Financial Services Ltd. Looking for #BranchCreditManager #Product - #LAP (Secured) and #BL / #PL (Unsecured) #Skills - Underwriting and PD is must #Experience -3-7 years in Credit underwriting & CAM #Education - any graduate #Location - Fatehabad (Haryana) Relevant candidates can share CVs at priyanka.gangasai@hdbfs.com with the subject line Branch Credit Manager _location.

Role & responsibilities Credit Underwriting and Credit Management Preferred candidate profile Should have relevant Credit experience in HL/LAP

About The Role o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite for all customer segment for retail and high value cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level. o Ensure timely completion of personal discussion documents through customer visits if requi...

About The Role Monitoring their FTR trends, identifying training gaps and regular trainings, the role would involve coordination for mapping issues and technical issues, the role would own end to end the TAT servicing by the CO structure to the sales teams. 1 Maintain TAT of 24hours for all assigned credit underwriting at branch 2 Ensure monthly trainings of Branch Loan officers on latest product updates 3 Maintain FTR of the branch at 90% levels through daily briefings on file wise errors 4 Ensure branch compliances by pointing deficiencies to RM ICQ 5 Detailed RCA for OD cases 6 Acting in the role of Branch manger in his absence for the purposes of cash deposition and Disbursement. Qualifi...

About The Role Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - Mum...

About The Role 10795 To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational be...