3555 Credit Underwriting Jobs - Page 32

To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers. 2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework3. Assess customers sourced by the Sales team ...

About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank. Role & responsibilities Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurat...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: . Looking after credit underwriting of SENP / SEP cases - by having deep understanding of applicants financials and business background post visiting customer. . Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. . Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. . Maintaining decent productivity levels of processing. . Being a team player while assisting the team in implementing HO & local policies at ground level. . Handling of CPAs and mentoring them...

Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Ma...

As a Product Manager at our innovative and fast-growing FinTech startup focused on building a cutting-edge marketplace and lending platform, your role will be crucial in leading product strategy, development, and execution to deliver customer-centric solutions in a dynamic environment. Here's what you can expect: **Key Responsibilities:** - Lead end-to-end product lifecycle management for FinTech marketplace and lending solutions. - Define product vision, strategy, roadmap, and key performance indicators (KPIs) aligned with business goals. - Collaborate closely with stakeholders from engineering, design, marketing, compliance, and business teams. - Conduct market research, competitor analysi...

Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels. Ensure the quality of proposals and credit appraisal to minimize delinquency. Ensuring compliance of Audit & Compliance reviews. Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations. Customer visit to be based on the quantum of loan Follow up of irregular accounts - Quick mortality cases Follow up early warning signal accounts Giving training to CPAs, Sales team Ensure productivity - Processing of cases within timeframe Upgrading credit related skills

What We're Looking For Bachelors degree in Finance, Accounting, or a related field or any. Proven experience in credit management, preferably in the pharmaceutical industry. Strong analytical and financial analysis skills. Excellent communication and interpersonal skills. Knowledge of relevant laws and regulations. Familiarity with ERP systems and credit management software. Responsibilities As an Assistant Manager in the Credit Department of a pharmaceutical company, your primary responsibility is to manage and oversee the credit and collections processes. You will play a crucial role in ensuring the timely and accurate assessment of the creditworthiness of customers, monitoring credit limi...

Responsibilities: Preparation of loan files sanction loan application Manage loan applications from start to finish Ensure timely disbursements Collaborate with sales team on lead generation Oversee credit operations & disbursements Perks and benefits Performance based Bonus and Incentives

Department: Sales & Marketing Location: Karnataka (Statewide) Company: PSN Finance Lending Pvt. Ltd. Industry: Commercial Vehicle Finance / Heavy-Duty Equipment Lending About Us: PSN Finance Lending is a trusted name in vehicle and equipment finance, specializing in lending solutions for the commercial and heavy-duty industries. We aim to support customers and businesses with efficient and tailored financial services across Karnataka. Key Responsibilities: Dealership Engagement: Establish and maintain relationships with dealership point managers across Karnataka. Drive marketing initiatives and finance tie-ups to increase vehicle loan penetration. Broker Network Development: Identify and con...

Role & responsibilities Financial Analysis: Evaluate financial statements, credit history, tax returns, and other financial information to assess the financial health and creditworthiness of business loan applicants. Perform ratio analysis, cash flow analysis, and trend analysis to identify potential risks and opportunities associated with loan applications. Credit Risk Assessment: Assess the overall credit risk of applicants based on financial health, industry trends, market conditions, and other relevant factors. Make recommendations regarding credit limits, terms, and conditions for loan approvals, ensuring alignment with company policies and regulatory requirements. Loan Structuring: Str...

Role & Responsibilities: To assess the business financials of the Proprietorship/Firm/company with good hold on ratio analysis To interact with the customer over the phone or personal discussion to understand the business and the loan requirement of the CM and suggesting the suitable product for them. To guide the sales team and customer on documentation part and to act as an catalyst to complete the documentation. To assess the rough loan eligibility as per the guidelines of the HDFC Ltd. To Train sales team regularly on the product norms and documentation part. To coordinate with Sales people and HDFC to get expedite sanction of the case. Skill Set Required: Home Loan experience mandatory ...

Your future role Take on a new challenge and apply your comprehensive cybersecurity expertise in a new cutting-edge field. Youll work alongside dedicated and collaborative teammates. You'll safeguard our projects by establishing and managing cybersecurity activities. Day-to-day, youll work closely with teams across the business (Engineering, Operations, IT), manage system architectures related to cybersecurity requirements and much more. Youll specifically take care of developing the Project Cybersecurity Management Plan, but also ensure compliance with security requirements and manage risk evaluations. Well look to you for: Establishing and ensuring adherence to the Project Cybersecurity Ma...

ROLEPURPOSE & OBJECTIVE CADofficer responsible for conducting quality check of filessubmitted for disbursement and shall ensure the files meets allthe criteria to get disbursement. Ensurethorough verification and quality check of executed loan documentsonce submitted from Sales and dispatch them for disbursement atminimal TAT. Ensures theterms and conditions stipulated in the sanction letter arecompiled before initiating disbursement SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Tomanage approx. 50 crore of disbursement under secured asset bookof Rural Banking Tomanage files from 40-50 branches of a region and co-ordinate withnearly 15-20 credit officers KEYDUTIES & RESPONSIBILITIES OF THE...

DEPARTMENT MicroMortgages REPORTSTO ClusterManager Micro Mortgages REPORTINGINTO RelationshipOfficer Micro Mortgages ROLEPURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship O...

As a Mortgage Underwriter at our company, you will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your role will involve reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. Additionally, you will underwrite proposals as per the laid-down policies and procedures to honor the agreed Service Level Agreements (SLAs) and manage city/area business volumes. Key Responsibilities: - Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification thro...

As a Credit Analyst in the Large Corporate segment focusing on Infrastructure and Project Finance, your primary role would involve: - Preparation of Credit Appraisal notes for Large Corporate projects within the Project Finance domain. - Engaging with business stakeholders to discuss Terms and Conditions for risk assessments. - Communicating with customers to gather necessary information for the preparation of Credit Risk Assessment Notes (CRANs). - Monitoring accounts as per the terms set by the Sanctioning Authority. - Generating Monthly/Quarterly Monitoring Reports for the project portfolio. - Implementing escalation procedures along with an action plan for non-compliances. - Conducting s...

As a Relationship Manager in Loan Against Property (LAP) & Affordable Loans, your main responsibility is to source new customers and manage existing relationships to grow the LAP and Affordable Housing Loan portfolio. This role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: - Source new clients through market visits, channel partners, and referrals. - Promote LAP and affordable home loan products in the assigned territory. - Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. - Manage customer lifecycle from lead generat...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years Language - Ability: English(Domestic) - Expert What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior s...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeg...