About AIR8 An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung’s ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8’s goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8’s vision is to promote sustainable financing while bridging the supply chain working capital gap. See https://air8.io/ LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain. See https://lfxdigital.com/ Job Description As part of the global risk, credit & compliance team, the candidate’s primary objective will be the contribution to the risk policy setup, credit underwriting competence development and data driven risk innovation to enable business growth. You will be expected to have a thorough understanding of the client’s profile, supply chain operation and funding pain points, plus deep knowledge of supply chain financing products, solid risk underwriting skills and great passion for data driven risk model innovation to provide high quality & efficiency credit decisions. Key Responsibilities Support to establish overall Air8 credit risk management framework and on-going monitor its implementation to ensure risk performance excellence. Underwrite risk of international suppliers and buyers and continually improve underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology. Actively manage credit risk exposure of designated portfolio by performing risk assessment and monitoring on counterparties and enabling business growth by executing risk mitigation solutions that are within the company’s risk appetite and credit policy. Actively engage with external stakeholders including funding partners, insurers to gain buy-in upon our risk framework for a smooth asset distribution. Deliver quality and monitor risk reporting upon portfolio level and country level, and complete ad hoc project in specific area or country. Collaborate with cross functional teams. Requirements Bachelor degree in accounting, statistic, math, computer science, finance or economics etc. 7+ years credit underwriting in financial institutions or fintech focusing on SMEs. Experiences of cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. Able to identify, analyze and solve problems in a very structured way. Independent, self-driven, matured, resilient, able to handle pressure. Fast learner, team spirit, adapt to multi-culture environment. Capability of communication in business English. Show more Show less
As a member of the global risk, credit & compliance team at Air8, your main responsibility will be to contribute to the establishment of risk policies, enhance credit underwriting skills, and drive data-driven risk innovation to facilitate business expansion. Your role will require a deep understanding of client profiles, supply chain operations, financing challenges, as well as a strong grasp of supply chain financing products, robust risk underwriting abilities, and a keen interest in developing data-driven risk models to ensure efficient credit decisions. You will be expected to: - Assist in creating and implementing Air8's credit risk management framework to maintain excellence in risk performance. - Evaluate the risk associated with international suppliers and buyers, continuously improve underwriting quality and efficiency through technological tools and innovative approaches. - Manage credit risk exposure for designated portfolios by conducting risk assessments, monitoring counterparties, and implementing risk mitigation strategies in line with the company's risk appetite and credit policies. - Engage with external stakeholders, such as funding partners and insurers, to align on the risk framework for smooth asset distribution. - Provide high-quality risk reporting at both portfolio and country levels, and participate in specific projects as needed. - Collaborate effectively with cross-functional teams. Requirements: - Bachelor's degree in accounting, statistics, mathematics, computer science, finance, or economics. - Over 7 years of experience in credit underwriting within financial institutions or fintech, with a focus on SMEs. - Prior exposure to cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or related domains will be advantageous. - Strong problem-solving skills with a structured approach. - Independent, self-motivated, mature, resilient, and capable of handling pressure. - Quick learner, team player, adaptable to a multicultural environment. - Proficiency in business English communication. Join Air8 to be part of a dynamic team dedicated to revolutionizing supply chain financing through innovative risk management practices and cutting-edge technologies.,