Credit Risk Analyst

As a member of the global risk, credit & compliance team at Air8, your main responsibility will be to contribute to the establishment of risk policies, enhance credit underwriting skills, and drive data-driven risk innovation to facilitate business expansion. Your role will require a deep understanding of client profiles, supply chain operations, financing challenges, as well as a strong grasp of supply chain financing products, robust risk underwriting abilities, and a keen interest in developing data-driven risk models to ensure efficient credit decisions. You will be expected to: - Assist in creating and implementing Air8's credit risk management framework to maintain excellence in risk performance. - Evaluate the risk associated with international suppliers and buyers, continuously improve underwriting quality and efficiency through technological tools and innovative approaches. - Manage credit risk exposure for designated portfolios by conducting risk assessments, monitoring counterparties, and implementing risk mitigation strategies in line with the company's risk appetite and credit policies. - Engage with external stakeholders, such as funding partners and insurers, to align on the risk framework for smooth asset distribution. - Provide high-quality risk reporting at both portfolio and country levels, and participate in specific projects as needed. - Collaborate effectively with cross-functional teams. Requirements: - Bachelor's degree in accounting, statistics, mathematics, computer science, finance, or economics. - Over 7 years of experience in credit underwriting within financial institutions or fintech, with a focus on SMEs. - Prior exposure to cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or related domains will be advantageous. - Strong problem-solving skills with a structured approach. - Independent, self-motivated, mature, resilient, and capable of handling pressure. - Quick learner, team player, adaptable to a multicultural environment. - Proficiency in business English communication. Join Air8 to be part of a dynamic team dedicated to revolutionizing supply chain financing through innovative risk management practices and cutting-edge technologies.,