Credit Risk Analyst

As a Credit Risk Analyst at CommBank in Bangalore, you will play a crucial role in credit analysis, decision-making, verification, and monitoring throughout the credit lifecycle for home loan applications. Your contributions will impact the development of credit policy, implementation of credit strategies, and problem asset strategies across the retail or corporate business. **Key Responsibilities:** - Review and analyze home loan applications against credit limits and frameworks. - Apply your knowledge of Australian home loan lending processes and regulations. - Support credit risk management initiatives by collaborating with management teams. - Utilize data analysis tools and techniques to assess and manage credit risks associated with home loan applications. - Collaborate effectively within a team environment to meet deadlines. - Communicate credit risk analysis results clearly and concisely. - Participate in the development and implementation of credit risk assessment tools and processes. - Work productively as part of a team or independently to meet deadlines and provide coaching to team members. - Communicate results and analysis of credit risks to management and key internal stakeholders and take necessary actions within the business unit. **Qualification Required:** - Minimum of 5 years" experience in a related credit risk analysis or verification role. - Strong analytical and problem-solving skills. - Excellent communication and interpersonal skills. - Proficient in Microsoft Office Suite and data analysis tools. - Working knowledge of Australian home loan lending principles and regulations. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. CommBank is eager to support you with the next step in your career.,