Credit Risk Analyst

As a Credit Risk Analyst at our company, you will play a crucial role in monitoring, analyzing and optimizing lending portfolios across consumer and merchant lending products. Your responsibilities will include overseeing the health of portfolios, developing and refining risk strategies, and supporting business growth through risk-adjusted decision making. Key Responsibilities: - Monitor, analyze, and optimize lending portfolios - Oversee the health of portfolios - Develop and refine risk strategies - Support business growth through risk-adjusted decision making Qualifications Required: - Minimum 4 years of experience in portfolio risk management function in Fintech or NBFC - Hands-on experience in SQL, Python, R, and Pyspark - Proficiency in BI tools such as Tableau, Looker, Metabase, etc - Familiarity with machine learning models - Understanding of Bureau data, Alternate Data, Scorecards, Digital Lending APIs, etc Our company offers a collaborative, output-driven program that fosters cohesiveness across businesses through technology. You will have the opportunity to improve the average revenue per user by increasing cross-sell opportunities. Additionally, you will receive solid 360 feedback from your peer teams on your support of their goals. We believe in earning respect, not demanding it from your peers and manager. With over 500 million registered users, 21 million+ merchants, and a wealth of data in our ecosystem, we are uniquely positioned to democratize credit for deserving consumers and merchants. Join us in India's largest digital lending story and be a part of this exciting journey!,