*This position is a hire for one of the LFX ventures- AIR8 Finance About AIR8 An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung’s ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8’s goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8’s vision is to promote sustainable financing while bridging the supply chain working capital gap. See https://air8.io/ LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain. See https://lfxdigital.com/ Job Description As part of the global risk, credit & compliance team, the candidate’s primary objective will be the contribution to the risk policy setup, credit underwriting competence development and data driven risk innovation to enable business growth. You will be expected to have a thorough understanding of the client’s profile, supply chain operation and funding pain points, plus deep knowledge of supply chain financing products, solid risk underwriting skills and great passion for data driven risk model innovation to provide high quality & efficiency credit decisions. Key Responsibilities Support to establish overall Air8 credit risk management framework and on-going monitor its implementation to ensure risk performance excellence. Underwrite risk of international suppliers and buyers and continually improve underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology. Actively manage credit risk exposure of designated portfolio by performing risk assessment and monitoring on counterparties and enabling business growth by executing risk mitigation solutions that are within the company’s risk appetite and credit policy. Actively engage with external stakeholders including funding partners, insurers to gain buy-in upon our risk framework for a smooth asset distribution. Deliver quality and monitor risk reporting upon portfolio level and country level, and complete ad hoc project in specific area or country. Collaborate with cross functional teams. Requirements Bachelor degree in accounting, statistic, math, computer science, finance or economics etc. 7+ years credit underwriting in financial institutions or fintech focusing on SMEs. Experiences of cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. Able to identify, analyze and solve problems in a very structured way. Independent, self-driven, matured, resilient, able to handle pressure. Fast learner, team spirit, adapt to multi-culture environment. Capability of communication in business English. Show more Show less
This position is a hire for one of the LFX ventures- AIR8 Finance. About AIR8: An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung's ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8's goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8's vision is to promote sustainable financing while bridging the supply chain working capital gap. LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled services across the end-to-end consumer goods supply chain. Job Description: As part of the global risk, credit & compliance team, your primary objective will be to contribute to the risk policy setup, credit underwriting competence development, and data-driven risk innovation to enable business growth. You are expected to have a thorough understanding of the client's profile, supply chain operation, and funding pain points. Additionally, deep knowledge of supply chain financing products, solid risk underwriting skills, and a passion for data-driven risk model innovation are essential to provide high-quality & efficient credit decisions. Key Responsibilities: - Support the establishment of the overall Air8 credit risk management framework and monitor its implementation to ensure risk performance excellence. - Underwrite the risk of international suppliers and buyers, continually improving underwriting quality and efficiency by leveraging tech tools, alternative data, and innovative methodology. - Actively manage credit risk exposure of the designated portfolio by performing risk assessment and monitoring on counterparties, enabling business growth by executing risk mitigation solutions within the company's risk appetite and credit policy. - Engage with external stakeholders, including funding partners and insurers, to gain buy-in on our risk framework for smooth asset distribution. - Deliver quality and monitor risk reporting at the portfolio and country level, and complete ad hoc projects in specific areas or countries. - Collaborate with cross-functional teams. Requirements: - Bachelor's degree in accounting, statistics, math, computer science, finance, or economics, etc. - 7+ years of credit underwriting experience in financial institutions or fintech focusing on SMEs. - Experience in cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. - Able to identify, analyze, and solve problems in a very structured way. - Independent, self-driven, mature, resilient, able to handle pressure. - Fast learner, team spirit, adapt to a multi-cultural environment. - Capability of communication in business English.,
Role Overview: You will be joining the global risk, credit & compliance team of AIR8 Finance, an LFX digital venture that aims to revolutionize supply chain financing by combining supply chain insights with financing expertise and digital technologies. As a key member of the team, your primary objective will be to contribute to the risk policy setup, credit underwriting competence development, and data-driven risk innovation to enable business growth. Your role will involve understanding clients" profiles, supply chain operations, funding pain points, and utilizing your risk underwriting skills to make high-quality credit decisions. Key Responsibilities: - Support in establishing the overall Air8 credit risk management framework and monitor its implementation for excellent risk performance. - Underwrite the risk of international suppliers and buyers, continually improving underwriting quality and efficiency using tech tools, alternative data, and innovative methods. - Manage credit risk exposure of designated portfolio by assessing and monitoring counterparties, executing risk mitigation solutions within the company's risk appetite and credit policy. - Engage with external stakeholders such as funding partners and insurers to align on the risk framework for asset distribution. - Provide quality risk reporting at the portfolio and country levels, complete ad hoc projects, and collaborate with cross-functional teams. Qualifications Required: - Bachelor's degree in accounting, statistics, mathematics, computer science, finance, or economics. - 7+ years of experience in credit underwriting in financial institutions or fintech with a focus on SMEs. - Experience in cross-border trade finance, receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is preferred. - Strong problem-solving skills, independence, maturity, resilience, and ability to handle pressure. - Fast learner with a team spirit, adaptable to a multi-cultural environment, and capable of communicating effectively in business English.,