3561 Credit Underwriting Jobs - Page 36

About The Role Project Role : Application Lead Project Role Description : Lead the effort to design, build and configure applications, acting as the primary point of contact. Must have skills : Avanade Scrum Project Management Good to have skills : NA Minimum 7.5 year(s) of experience is required Educational Qualification : 15 years full time education Summary :As an Application Lead, you will lead the effort to design, build, and configure applications, acting as the primary point of contact. Your typical day will involve collaborating with various teams to ensure project milestones are met, facilitating communication between stakeholders, and guiding the development process to align with b...

Job Description Area Credit Manager Leasing REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5 Business Unit: SME Department: Credit Sub Function: Leasing Location: Number of Positions: Single / Multiple Position Type: Full Time Job Purpose Direct Reports (Position Title) Resources The objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making. Team Size Direct: 3 Indirect...

Job Summary: We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance. Key Responsibilities: Analyze loan applications and financial documents (income, balance sheets, bank statements, etc.) to assess borrower risk. Conduct credit evaluation using internal underwriting policies, external credit reports, and scoring models. Ensure due diligence, KYC, and compliance with regulatory guidelines. Recommend loan ...

Area Credit Manager MSME | Surat Key Responsibilities: Evaluate MSME loan proposals, conduct PDs/site visits & ensure policy compliance. Monitor underwriting, TAT & portfolio quality. Liaise with Sales/Ops/Collections for smooth disbursement & risk control. Track delinquencies, recommend corrective actions & ensure compliance. Train & guide branch/regional credit teams. Requirements: Graduate/Postgraduate in Finance/Commerce. 5+ years MSME credit assessment & underwriting experience. Strong financial/risk analysis & market knowledge. Good communication, leadership & analytical skills. Proficient in MS Office & credit systems. Apply Now – Immediate Joiners Preferred ta_hr14@mas.co.in | WhatsA...

Job Purpose This position is open with Bajaj Finance ltd.Credit Analyst for Preparation of Credit Appraisal Memo (CAMs) and underwriting of corporates for Commercial Lending Vertical of Bajaj Finance Ltd. The job role includes analyzing the proposal in details including business model, Industry analysis, financial spreads, projections and risks and mitigants. An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management.Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ ac...

Were Hiring: Credit Manager @CredFlow At CredFlow, our lending arm is reshaping credit access for SMEs in India. And now were looking for a Credit Manager to drive underwriting and disbursal. This is a key role with full ownership of credit underwriting, loan processing, and coordination with lending partners. Location: Noida, Sector 3 Key Responsibilities: Conduct detailed credit appraisal and underwriting for high ticket size unsecured business loan applicants Process loan applications and ensure policy compliance Coordinate with NBFCs/banks for loan fulfilment and documentation Ensure stringent compliance with KYC, AML, and other regulatory requirements Monitor credit performance and high...

Roles and Responsibilities Manage credit underwriting process for LAP loans, ensuring timely disbursement of funds to customers. Conduct thorough credit appraisal and analysis to assess borrower's creditworthiness. Develop and maintain relationships with clients to understand their financial needs and provide tailored solutions. Ensure compliance with regulatory requirements and internal policies related to credit underwriting. Collaborate with other departments (e.g., sales, operations) to resolve any issues or concerns.

RC&WC:Vendor Management Officer About Retail Credit The Retail Credit & SBB department in the Bank is a Credit Underwriting department for all retail & SBB products of the Bank It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Relationship officer manages Legal and Technical activities Monitors the vendor activities Managing and monitoring legal and technical initiations to vendor, follow up, co-ordination for query resolution & report acceptance Managing Legal & Technical vendor empanelment, monitoring of vendors Co-ordination with vendors & Centralized billing team for timely bill processing, co...

1) Carbon Credits Trading (Sale & Purchase) 2) Carbon Credits Development 3) Carbon Advisory & Consultancy Services Qualification: B.Ed, B.Sc

1) Carbon Credits Trading (Sale & Purchase) 2) Carbon Credits Development 3) Carbon Advisory & Consultancy Services 4) Sales & Marketing 5) Analyst 6) Nature Based Solutions

Lead the credit assessment process for LAP proposals within the SME segment Identify potential credit, business, and legal risks while adhering to internal credit policy Prepare and present structured credit memos for internal approval committees Coordinate with sales, legal, risk, and technical teams to ensure end-to-end processing Monitor portfolio quality and implement corrective actions for early warning signals Mentor and guide regional credit teams to ensure quality underwriting and policy compliance

As a Collection Manager in the Auto Loans portfolio, your role involves overseeing the Bkt Collection, w-off recovery, sale of assets, and recovery on Loss on Sale. You will be responsible for managing a team of Collection Managers and ensuring adequate manpower for portfolio coverage meeting CAPE norms. Your specific focus will be on Non starters and revenue collection, ensuring Mobile App usage is 100%, and that quality feedback/trails are updated. You will also coordinate with the sales credit underwriting team for portfolio quality management and identify deployment of assets, as well as meeting with delinquent customers. Legal actions for critical cases and repossession of assets must b...

Role Overview: As a Wholesale Banking Credit professional in Mumbai, your primary responsibility will be to prepare credit appraisal notes for SME clients, engage with business stakeholders on terms and conditions for risk assessments, and interact with customers to gather necessary information for CRAN preparation. Additionally, you will be tasked with monitoring accounts as per Sanctioning Authority guidelines, generating monthly/quarterly monitoring reports, and devising action plans for non-compliances. Your role will also involve conducting unit visits, submitting inspection reports, and effectively managing and addressing escalations related to risk assessments. Key Responsibilities: -...

As a Product Manager specializing in Policy and Risk, your role involves developing and executing product strategies to mitigate risks and enhance policy offerings. You will collaborate closely with cross-functional teams to ensure the successful launch and management of insurance products, with the primary goal of improving the customer experience while minimizing financial risks. Key Responsibilities: - Have experience in credit underwriting and possess approving authority in credit underwriting. - Conduct market research and competitive analysis to identify opportunities and trends. - Define product roadmaps and strategies that align with business goals. - Gather and prioritize product an...

Drive sales and business development for Approved Project Funding (APF) products in the assigned area. Manage sourcing of APF cases through builders, channel partners, and the sales team, ensuring achievement of sales targets. Handle ticket sizes typically ranging between 75 Lakhs to 3 Crores. Maintain strong builder relationships to expand the APF base in the market. Achieve monthly/quarterly/annual sales targets (disbursements & sourcing). Handle Number of APF builder tie-ups and quality of relationships.

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

Affordable housing loan gram panchayat and Gautham property knowledge must. • Visiting business premise, property of customer at the time of PD in HL/Lap • Ability to understand customer business and requirement from their perspective Required Candidate profile Male Graduate with 2 - 5 years’ experience underwriting and sanction of home loan/LAP Understanding credit worthiness of customers observation & findings of PD gram panchayat and Gautham property

Role & responsibilities Oversee the origination of Secured Business Loans (Loan Against Property) from initial inquiry to loan approval. Ensure compliance with MASs credit policies and industry regulations. Structure loan offers in alignment with the customer’s financial, repayment capacity, and risk appetite. Assess the financial viability of businesses applying for secured loans. Collaborate with legal and technical teams to evaluate property valuations and documentation. Monitor and review the loan portfolio periodically to identify early signs of delinquency. Identify potential risks in existing loans and take proactive measures to reduce defaults. Propose and implement improvements to c...

Role & responsibilities Conduct detailed financial statement analysis and credit appraisal for Unsecured Business Loans (UBL) Assess borrower creditworthiness, repayment capacity, and risk factors Prepare and present comprehensive credit assessment notes for approval Ensure compliance with company credit policies and RBI regulations Collaborate with business, risk, and operations teams for smooth disbursals Support portfolio monitoring, early warning detection, and risk mitigation strategies Contribute to process improvement and credit policy refinement

Experience- 2+ Location: Delhi/Gurgaon JD for Credit Manager (Credit):- This includes the consistent application of a credit policy, periodic credit reviews of existing customers, and assessing the creditworthiness

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Responsible for Credit & Risk appraisal of Secured Loans. Appraising deviations basis mitigants, relationships, local market knowledge, etc.

Manage loan operations, including loan processing, disbursement, and recovery. Ensure compliance with regulatory requirements and internal policies. Oversee taxation matters related to loans and interest income.

Analyse risks and approve or reject loan requests. Prepared CAM(Credit Appraisal Memo)Analysed for Credit History. Knowledge of Technical and Legal report.