Credit Analyst

Credit Analyst (ARM) - Mid & Large Corporate

Role & responsibilities

• Performing credit appraisal of clients and analyzing factors such as income growth, market share, risks associated with business, industry, balance sheet analysis etc., across sectors.
• Liaison with Credit Risk, Compliance to get the credit memo approved internally
• Loan disbursement & documentation function including liaison with legal, compliance, other teams.
• Supporting RMs in maintaining credit hygiene of their portfolios by tracking principal/interest payments, LC/BG maturities/expiry and following up with the customers/other internal departments.
• Handling various CAD covenant and Early Warning Signal meetings with appropriate responses for each observations and minimising client's covenants overdue. Ensuring overall portfolio hygiene.
• Assisting Senior Relationship Managers on new clients meetings, internal presentations and MISs.
• Handling various legal, compliance, audit observations aspects of the proposals.
• Handling transaction activities w.r.t. account opening, FD placement, etc.
• Creating and developing client relationships that results in tangible results.
• Proactively understanding & assisting RMs/ SRMs in preparation of business/account plans, target client identification.
• Regularly interacting with clients, external rating analysts and maintaining call reports
• Avoiding NCL and increasing balance sheet velocity
• Analyzing quarterly financial performance, stock statements, stock audit reports and highlighting trends and deviations

If this excites you do send us the following at email address ejobs@aspl.biz

1. Your Updated CV in Word format

2. Current Monthly Gross Salary

3. Expected Salary

4. Notice Period

5. Internal HR Designation