4103 Credit Underwriting Jobs - Page 40

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...

As an SME Credit Underwriter in US shifts, your role will involve evaluating the financial health and creditworthiness of SMEs, identifying and mitigating risks, developing credit policies, managing stakeholder relationships, monitoring portfolio performance, conducting client interactions, analyzing data, and collaborating with sales/servicing teams. Your key responsibilities will include: - Underwriting SME transactions from pre-clearing to post-close monitoring - Identifying and mitigating potential risks in the underwriting process - Developing and reviewing credit policies in collaboration with internal teams - Managing stakeholder relationships and fostering relationships with external...

Role Overview: As a Business Loan Manager, you will play a crucial role in developing and executing zonal loan business strategies in alignment with national goals. Your key responsibilities include developing and executing zonal loan business strategies to drive growth in loan disbursements across Business loan and identifying new markets and customer segments to expand loan penetration. Key Responsibilities: - Developing and executing zonal loan business strategies to drive growth in loan disbursements across Business loan. - Identifying new markets and customer segments to expand loan penetration. As a Team Leader, you will be responsible for leading and managing a team of Regional/Area/B...

SRA required with analytical acumen

Piramal Finance ltd. , is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. Role & responsibilities Responsible for upholding the Piramal brand by preparing quality proof proposal document detailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loan applications procured by Sales Conduct meetings and personal discussion (PD) with customers to understand their business, profile and loan requirement, and visiting business premise, propert...

Job Responsibilities: Engage in the development, implementation, review, and monitoring of various credit programs and provide training and coaching to continuously upgrade the competency of the team. Support and co-partner with business teams to manage end-to-end credit Oversee and initiate follow-ups with central vendors to ensure timely query resolution/ report submission. Collaborating with Tech Team to increase the extent of automation and system decisions to maximize the coverage of transactions through the system Portfolio monitoring and portfolio analytics - Analysing various data trends and presenting them to the top management Training the team on a regular basis and digitizing the...

Job Purpose This position is open with Bajaj Finance ltd.An effective communicator with exceptional relationship management s with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sales team....

Commercial Underwriter Job TitleCommercial UnderwriterFunctionUnderwritingDesignationSr.associateReporting Relationship Compensation & BenefitsMarket Driven; Commensurate with the candidates experience Work locationNoida, IndiaPosition TypePermanent Travel requiredOnly as per business requirement About Biz2Credit (read more at www.biz2credit.com ): Founded in 2007, Biz2Credit is rated as the #1 small business financing resource in the U.S. by Entrepreneur Magazine. To-date, we've facilitated more than $2 billion in small business lending. Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the best small business fin...

About Department: The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Role & responsibilities: Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required b...

We are looking for a highly skilled and experienced Credit Executive to join our team in the Hospitality industry. The ideal candidate will have 4 to 9 years of experience in credit management, with excellent analytical and problem-solving skills. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to resolve customer complaints and issues. Conduct thorough analysis of credit reports to assess customer creditworthiness. Provide exceptional customer service and support to clients and customers. Identify and mitigate potentia...

CSB Bank Opening for Customer Relationship Officer - Chennai Job Purpose : Organized, attentive Customer Relationship Officer to provide exceptional service to our customers by handling routine tasks, such as processing payments, accepting deposits, and handling withdrawals The Bank Teller will respond to customer requests and inquiries, Functional Responsibilities : (1) Process transactions, such as deposits, withdrawals, or payments, resolving complaints or account discrepancies, and answering questions (2) Informing customers about bank products and services (3) Tracking, recording, reporting, and storing information related to transactions, bank supplies, and customers, ensuring all info...

Product -Supply Chain Financing &term Loans Deciding trade credit for buyers • Responsible completion of timely credit appraisals • Adhering to strict TAT for underwriting files • Maintaining quality of underwriting as per SOP Required Candidate profile CA/MBA/B.Com with 1–3 yrs SME underwriting exp in Invoice Finance/Business Loans, preferably from Fintech/NBFCs. Strong credit process knowledge, market insight, and attention to detail.

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing Build, retain and maintain strong relationships with Clients/Channel partners to generate business Effectively engage with credit, operations & risk team to streamline the loan approval process and enhance customer experience Guide clients through the lo...

Intersted candidate can share CV to chaitanya.k@hindujahousinfinance.com / 9703678074 Role & responsibilities • Managing the credit function across the branches assigned • Deliver Credit assessment of Home Loans and Loan against Property • Follow TAT, Compliance, policies and procedures as per NHB guidance • Maintain a department organizational structure sufficient to meet all goals and objectives to include a fail proof succession plan • Responsible for the full function of Credit Vetting Department • Manage, train, up-skill, motivate, retain and recruit staff • Measure department performance with appropriate metrics • Provide for ongoing training of the Credit Vetting and Fraud staff3 • Ma...

Job Description: As a Lead Data Scientist in the Data Science team, you will be pivotal in establishing best standards and practices to ensure the delivery of effective models with clean, secure, scalable, and maintainable code. Your role involves leading, building, and expanding the Data Science engineering team, empowering them to develop and deliver high-quality models. Your expertise in problem-solving, understanding complex variables for credit models, proficiency in data modeling, and predictive analytics will be crucial. Additionally, your ability to formulate strategies and standards for Modeling, Machine Learning, and Advanced Analytics will play a key role. Providing technical lead...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Kotak Mahindra Bank Limited is looking for Process Manager-CREDIT CARD-Hardship Assistance Unit to join our dynamic team and embark on a rewarding career journey Team Leadership: Manage and lead a team of employees, providing direction, guidance, and support to achieve departmental or organizational goals Planning and Strategy: Develop strategic plans, set goals, and create action plans to accomplish business objectives Operations Management: Oversee day-to-day operations, ensuring efficient workflow, resource allocation, and adherence to policies and procedures Budgeting and Ficial Management: Manage budgets, allocate resources, monitor expenses, and contribute to ficial planning Performanc...

To conduct independent reviews of credit portfolios under Wholesale Banking, ensuring adherence to internal credit policies, regulatory guidelines, and risk management frameworks. The role focuses on identifying credit risk gaps, assessing portfolio quality, and recommending improvements to strengthen the credit process and control environment. Key Responsibilities: 1. Credit Audit & Review: Conduct detailed audits of wholesale banking credit portfolios (corporate, SME, real estate, structured finance, etc.). Evaluate end-to-end credit processes from appraisal, sanction, documentation, disbursement, monitoring, and recovery. Assess credit risk rating models, approval notes, and adherence to ...

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years What would you do? Analyze and evaluate credit portfolios and financial reports including interpreting financial data and assessing market trends and volatility that has potential impact on the operations and financial performance of the client. This includes climate risk assessment and industry research. Assess credit worthiness and financial strength of client through critical financial and risk analysis with the use of qualitative and quantitative data via recommended institutions such as S&P, Moodys and Fitch, and provide ...

Job Purpose •To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. • plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities •Identify and target potential clients for business loans through channel partners/open market sourcing. • Build, retain and maintain strong relationships with Clients/Channel partners to generate business. • Effectively engage with credit, op...

Job Purpose •To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. • plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities •Identify and target potential clients for business loans through channel partners/open market sourcing. • Build, retain and maintain strong relationships with Clients/Channel partners to generate business. • Effectively engage with credit, op...

Responsibilities: * Conduct risk assessments & lending process oversight * Verify documents & sanction screenings * Manage loan applications from start to finish * Collaborate with sales team on credit strategies Free meal Performance bonus

Job Summary: We are seeking a detail-oriented and analytical Pre-Underwriting Specialist to join our team. The ideal candidate will review incoming applications and supporting documentation to perform initial risk assessments, ensure compliance with underwriting guidelines, and prepare cases for final underwriting review. This role plays a critical part in streamlining the underwriting process and maintaining high-quality standards. Key Responsibilities: Review and analyze insurance or loan applications and supporting documents for completeness and accuracy. Perform preliminary risk assessments in accordance with company guidelines and industry standards. Identify missing or inconsistent inf...