4103 Credit Underwriting Jobs - Page 44

Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process Qualifications Diploma/ Graduation from a recognized institute Role Proficiencies Knowledge of credit, banking regulations and norms Maintain a high level of knowle...

Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles & Responsibilities: En...

Job description Required Experience: CRA Experience of Minimum 6 Years and Total Experience of 13 Years Role & responsibilities: * Perform rigorous credit analysis, financial modelling and forecasting and performing rigorous credit analysis, financial modelling and forecasting. * Conduct plant visits, management meetings and make presentations to the rating committee. * Mentor analysts and monitor team productivity. * Ensure quality and timeliness of deliverables in credit rating value chain . * Drive operational efficiency and client delivery excellence. * Track economy and sector trends and ensure timely rating actions. * Write analytical reports, research notes and rating rationales. * Co...

About the Role Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage? The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions. ...

Department Mid Market Credit Location Hyderabad Number of Positions 01 Reporting Relationships Position Grade M5/M6 Job Role Preparation of Credit Appraisal notes for Mid Markets segment. Average ticket size of borrowing Rs. 500-1000Crs Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly Monitoring Reports for the portfolio. Escalate with action plan for non compliances. Visit the units. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job: 8-12 years i...

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualification: MBA/CA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experiences: 2 to 6 years Preparation of pre-post sanction credit memorandum Loan documentation and disbursement Portfolio management and credit monitoring through periodic reviews Analyzing financial statements making financial models and projections Ensuring client onboarding with full KYC Updated on regulations and compliances Being aware of market updates Ability to estimate client wallet across banking products and cross sell along with product partners Periodic plant visits for business development and credit monitoring

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualification: MBA/CA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experiences: 2 to 6 years Preparation of pre-post sanction credit memorandum Loan documentation and disbursement Portfolio management and credit monitoring through periodic reviews Analyzing financial statements making financial models and projections Ensuring client onboarding with full KYC Updated on regulations and compliances Being aware of market updates Ability to estimate client wallet across banking products and cross sell along with product partners Periodic plant visits for business development and credit monitoring

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

Assisting RM/SRM in Credit Underwriting, Client Management, Portfolio Management, Credit Hygiene Qualifications: CA/MBA Experience: 2 to 6 years ARM is expected to work with RM/SRM in sourcing deals, proposal writing, credit approvals on CAMs, loan delivery and documentation and portfolio management.

About the Team Would you like to be part of creating a unicorn within a unicorn? Solve some of the biggest challenges facing financial inclusion of Bharat? Well, then heres your chance! Financial Services (FS) is one of the biggest new bets we are taking at Meesho on the next 10x horizon opportunity for us. Just as Ant Financial did for Alibaba, and Mercado Pago did for Mercado Libre, our vision is to build financial services for Meesho, becoming our key growth and revenue driver. We have found our Product-Market Fit and built and proved 0-1 and 1-10 journeys, Now looking for someone who can be the founding member of 10-100-1000 journey and this is possibly one of the most exciting and enric...

Join us as a Relationship Manager, Credit Delivery Join a dynamic team and control the strategic and daily support for client services, business development and relationship building Specialising in credit delivery, youll be managing client relationships and aiming to exceed their expectations, every time Hone your communication and interpersonal skills, in a collaborative and fast-paced environment We're offering this role at senior analyst level What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a ...

About the Role Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage? The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions. ...

detailed credit analysis of potential borrowers, including assessment of financial statements Portfolio Monitoring Monitoring for Financial Ratio Completeness: troubleshooting and investigation Analyzing cash flow models. Credit Analysis Required Candidate profile Minimum 4 years experience in investment management including Credit Research Strong analytical and problem-solving skills, with proficiency in financial modeling and valuation.

As an individual responsible for implementing and managing credit administration processes and credit underwriting for the corporate Finance Division, your key responsibilities will include: - Issuing sanctioned letters and verifying pre-disbursal/pre-sanction documents - Coordinating with the operation department for data input, file maintenance, etc. - Ensuring security perfection and appropriate charge creation, along with filing in ROC for the assets securing the facility - Following up for Post Disbursal documents (PDD) and deferral MIS - Checking and following up for security creation, generating MIS on revenue leakages as per sanction conditions - Process mapping and process improveme...

As a Credit Underwriting & Policy Implementation specialist, your role involves underwriting credit proposals in alignment with credit policies, risk framework, and regulatory guidelines. Your responsibilities will include: - Monitoring delinquency and managing existing portfolio customers with a focus on identifying early warning signals for potential NPAs - Leading a team and collaborating with stakeholders to ensure alignment with organizational goals, promote teamwork, and conduct training sessions across departments such as sales, operations, legal, and technical - Ensuring compliance with internal credit policies, regulatory norms, and internal audit requirements while striving for con...

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...

1.Job Description 1.1 Final Sanction of loans of all loan products of their respective zone/state. 1.2 Routine analysis and study of various credit /operations related trends in the respective zone which lead to credit decisions. 1.3 Involvement in the recruitment process of field branch credit managers team. 1.4 Branch monitoring visits to identify process gaps if any and report to the respective authorities. 1.5 Monitoring and Supervision of Credit team of the respective zone. 1.6 Complying and closing all Internal Audit findings of the respective zone. 1.7 Conducting constant Training and reviews to enhance the overall quality of the Credit team. 1.8 Participation in different forums/ mee...

Role Overview: As a Senior Analyst-QA in the Credit COE department, your role involves ensuring the quality assurance of the credit underwriting process to proactively identify risks. You will be responsible for devising and deploying QA processes in collateral and non-collateral product processes, measuring and monitoring QA scores, sharing insights to improve credit processes, reducing errors through automation, managing QA vendors, and collaborating with internal stakeholders to develop implementation plans. Key Responsibilities: - Deploying Quality Assurance & Collateral Hindsighting processes across credit processes and vendors - Devising and deploying QA processes in collateral & non-c...

As a Senior Management - Risk Management at Siemens Financial Services Pvt Ltd, your role involves performing high-quality and timely credit underwriting for new business transactions of Small, Mid, and Large Corporates within delegated authority levels. This includes assessing levels of risk and appropriate returns, preparing credit reports, ensuring compliance with risk policies, and supporting the sales team in transaction closures. Additionally, you will be responsible for presenting proposals to approval authorities, monitoring portfolios, conducting portfolio reviews, and maintaining records for audit and regulatory requirements. You will also collaborate with sales and other members o...

CPC Sales Manager - Credit Life: Please enter job description

Job Title : Senior Manager/Cluster Manager Underwriting, Institutional Business Department : Capital Markets Responsibilities : An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency, liquidity position and credit worthiness of individual and corporate customers. Assess income and various obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Calculating eligibility basis portfolio as per policy and doi...