4103 Credit Underwriting Jobs - Page 45

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

Role & responsibilities Job description Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History: Credit Analysts need to examine a client's financial transactions and Credit histor...

Roles & Responsibilities : Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers 1. Analyzing : The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them. 2. Understand : Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or new clients is one of the most essential duties of a working capital Credit Analyst. 3. Transaction History : Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial ...

Sr Credit Analyst - Commercial Real Estate Key Responsibilities Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector. Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers. Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes. Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments. Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review. Regulatory Compliance: Ensure adherence to internal policies...

Sr Credit Analyst - Commercial Real Estate Key Responsibilities Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector. Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers. Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes. Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments. Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review. Regulatory Compliance: Ensure adherence to internal policies...

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

Evaluate financial statements, bank records, ITRs, and GST data to assess borrower eligibility for UBL Analyze business models, repayment capacity, and potential risks to ensure sound credit decisions Prepare detailed credit appraisal notes and present recommendations to senior credit managers Suggest appropriate loan amount, tenure, and repayment structures aligned with risk appetite Conduct business verification, site visits, and document checks for authenticity Ensure strict adherence to internal credit policies and regulatory guidelines Collaborate with sales, operations, and legal teams to ensure seamless loan processing and disbursement

Role - Credit Manager - Auto loans Location - Delhi. Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesti...

Role: Underwriter Location: Noida (Onsite) Shift Timing: 7:00 PM -4:00 AM IST The Underwriter will be responsible for full cycle underwriting of proposed financing amounts and terms to small businesses. The Underwriter will work closely with the Relationship Manager to assess and structure financing that is attractive to the small business owner and minimizes risk. Roles and Responsibilities: Work with the Relationship Managers in structuring, analyzing, and negotiating credit transactions. Responsible for full cycle underwriting of assigned small business financing. Determine the ability of the client to repay financing based on analysis of the clients cash flow statements, US tax returns (...

Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To ensure completion of disbursement process of a client will all formalities.

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...

Job description We're Hiring: Regional Credit Manager Commercial Vehicle | Vadodara Company: MAS Financial Services Ltd. Location: Chennai, Tamil Nadu Position: Regional Credit Manager Commercial Vehicle Experience: 6+ years in Commercial Vehicle credit/risk assessment Region Covered: Gujarat About the Role: MAS Financial is looking for a dynamic and experienced Regional Credit Manager to lead and manage the credit function for our Commercial Vehicle (CV) product in Vadodara. This role requires a strong understanding of CV financing, credit underwriting, and risk management. Key Responsibilities: Handle credit appraisal and underwriting for CV loan proposals across Gujarat. Assess customer p...

Area Credit Manager - Large Corporate and Mid Corporate Key Objective of the Job: To handle responsibilities mapped to the profile of an Area Credit Manager, which includes: Handling and evaluating/assessing CAM Notes as well as financial models submitted by the Business Team. Preparing credit notes/financial models with accurate information gathered from the business team, public domain, and other resources. Structuring transactions in a feasible manner that complies with internal credit policies and regulatory frameworks. Capturing critical analyses of the business, promoters, industry, financials, and other specific risks related to particular transactions. Adequately articulating the ris...

We are seeking an experienced Corporate Credit Underwriter to join our clients team, responsible for underwriting credit proposals for Mid Corporate clients. The role involves evaluating credit risk for loan sizes ranging from 10 Crore to 50 Crore (Mid Corporate). The ideal candidate should possess strong expertise in term loans, working capital, and structural products. Key Responsibilities: Conduct thorough due diligence on corporate entities, their groups, and promoters. Analyze financial statements and assess industry/market dynamics to guide credit assessments. Engage in site visits and discussions with promoters and CFOs. Prepare detailed credit notes, outlining risk mitigation strateg...

Job Title: Credit Manager Construction Finance Location: Mumbai Role Objective: To evaluate, assess, and approve credit proposals for construction finance within the housing finance domain, ensuring adherence to internal credit policies and regulatory guidelines while maintaining portfolio quality and supporting business growth. Key Responsibilities: Credit Appraisal & Evaluation: Assess creditworthiness of developers and projects under construction finance proposals. Analyze financial statements, project viability, cash flow projections, and promoter background. Conduct site visits and market intelligence to validate project feasibility. Risk Assessment & Mitigation: Identify potential risk...

Responsibilities- Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regul...

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit tea...

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensur...

Chart Industries, Inc. is looking for Credit Analyst I to join our dynamic team and embark on a rewarding career journey Review credit applications and perform credit checks Structure deals and perform risk assessments Draft models of credit information that predict trends and patternsAssessing, analysing and interpreting complicated financial informationUndertaking risk analysis by developing statistical modelsProficient in Microsoft Office Advanced Excel skills Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their of...

Kotak Mahindra Bank Limited is looking for Credit Manager-CREDIT CARD-Credit to join our dynamic team and embark on a rewarding career journey Collaborate with cross-functional teams to achieve strategic outcomes Apply subject expertise to support operations, planning, and decision-making Utilize tools, analytics, or platforms relevant to the job domain Ensure compliance with policies while improving efficiency and outcomes Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards Looking after credit underwriting of SENP / SEP cases by having deep understandi...

NeoGrowth Credit Pvt. Ltd. is looking for Area Credit Manager - Emerging to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established...

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.