4103 Credit Underwriting Jobs - Page 46

• Performing a detailed credit analysis of a borrower, understand Cibil, financial statements, banking and practical credit evaluation parameter. • Evaluate customer loan eligibility for Solar Financing Solutions for retail and commercial clients.

We Are Hiring Sales & Credit Professionals at Andhra Pradesh Positions Available: 1.Relationship Officer Relationship Manager 2.Branch Manager 3.Branch Credit Manager Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead, motivate, and coach the sales team to meet or exceed sales targets. Build and maintain strong relationships with customers and stakeholders. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control sales expenses to ensure alignment with budget. Job Requirements Proven experience in sales management Stron...

We Are Hiring Sales & Credit Professionals at Andhra Pradesh Positions Available: 1.Relationship Officer Relationship Manager 2.Branch Manager 3.Branch Credit Manager Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead, motivate, and coach the sales team to meet or exceed sales targets. Build and maintain strong relationships with customers and stakeholders. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control sales expenses to ensure alignment with budget. Job Requirements Proven experience in sales management Stron...

We Are Hiring Sales & Credit Professionals at Andhra Pradesh Positions Available: 1.Relationship Officer Relationship Manager 2.Branch Manager 3.Branch Credit Manager Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead, motivate, and coach the sales team to meet or exceed sales targets. Build and maintain strong relationships with customers and stakeholders. Analyze market trends and competitor activity to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control sales expenses to ensure alignment with budget. Job Requirements Proven experience in sales management Stron...

Roles and Responsibilities Manage credit proposals from branch teams, ensuring timely disbursement of loans within policy guidelines. Conduct thorough analysis of customer creditworthiness, including financial statements review and collateral evaluation. Develop strong relationships with customers to understand their business needs and provide tailored loan solutions. Ensure compliance with regulatory requirements and internal policies related to credit underwriting. Collaborate with other departments (e.g., sales, operations) to resolve any issues or concerns. Experience :- 1to 5 years Qualification :- Graduate

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Job Title: Relationship Manager (B2B Secured Lending) Company: Satin Finserv Limited Locations: Delhi NCR, Pune, Bangalore, Hyderabad, Mumbai Experience: 4 to 10 years CTC: 15 - 20 LPA Industry: NBFC / Financial Services / Green Finance Employment Type: Full Time, Permanent Preferred Candidates: From NBFCs (preferred), then Banks | CA preferred Job Description Satin Finserv Limited is hiring experienced Relationship Managers , focusing on secured B2B lending to MSMEs engaged in sustainability-driven sectors. Key Responsibilities Relationship Managers will handle a balanced portfolio comprising both Green Finance (50%) and Conventional Lending (50%) sectors. Source and onboard MSMEs from the ...

Role Overview: As a Credit Risk Specialist, Associate at Deutsche Bank in Mumbai, India, you will be an integral part of the Risk division with the responsibility to protect the Bank by managing and controlling credit risks. Your role will involve accurate credit analysis of counterparties, monitoring of assigned portfolios, and providing credit recommendations to senior members. You will play a key role in shaping the strategy of the organization and the wider industry agenda. Key Responsibilities: - Undertake accurate and timely credit analysis of various counterparties by identifying business and financial risks, preparing cash flow models, and conducting peer analysis. - Write rating rep...

Role Overview: The Credit Officer, Associate position at Deutsche Bank in Mumbai, India, falls under the Risk division, which plays a crucial role in protecting the bank. With a focus on managing and controlling credit, market, operational, and reputational risks, the division aims to be an industry-leading risk management organization. As part of the Global Credit Analytics Function (GCAF), you will be responsible for assigning and surveilling Probability of Default Rating to Corporate and Institutional counterparties of the Bank. This role also involves handling credit documentation as part of the Risks transformation journey. Key Responsibilities: - Conduct accurate and timely credit anal...

You will be responsible for managing the credit underwriting and risk management for Loan Against Property (LAP) and Business Loan (BL) products within the assigned zone. This role involves assessing creditworthiness, ensuring compliance with internal and regulatory policies, and optimizing the credit decisioning process while balancing risk and business growth. - Evaluate and approve loan applications based on financial analysis, risk assessment, and credit policy guidelines. - Ensure timely processing of loan applications while maintaining high-quality underwriting standards. - Provide credit decisions within delegated authority and escalate cases as per policy. - Monitor portfolio perform...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: . Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . Customer Relationship Managemen...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: . Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. . Customer Relationship Managemen...

• Candidates with good knowledge in Affordable LAP and Housing loan will be preferred. • Evaluate creditworthiness of potential clients • Conduct risk assessments and recommend credit limits. • Manage a portfolio of secured loans.

Responsible for supervising the Credit functions of the region Repayment capacity appraisal, due diligence checks, etc. Monitoring legal & Technical appraisals Ensuring speedy disbursals of Home Loans Monitoring proper documentation of loan files of the region Liason with HO/RO for sanction of cases Manage verification of external agencies Legal/Technical agency management Personal discussions of SE/SENP profile customers Property verification of loans above 10lacs Compliance of audit query Third party agency bill/payment manage Interested candidate please share your resume to : E-Mail:gurnule.krishna@mahindrahomefinance.com; Feel free to reach HR: Krishna-7075507075

Roles and Responsibilities Manage credit risk by analyzing financial statements, cash flows, and other relevant data to assess creditworthiness of borrowers. Conduct thorough analysis of applicant's financials, including income, expenses, assets, liabilities, and credit history to determine loan eligibility. Review and verify all documents related to loan applications before making a decision on approval or rejection. Ensure compliance with regulatory requirements and internal policies while processing loans. Collaborate with sales team to identify potential customers for new business opportunities.

Lead the credit assessment process for LAP proposals within the SME segment Identify potential credit, business, and legal risks while adhering to internal credit policy Prepare and present structured credit memos for internal approval committees Coordinate with sales, legal, risk, and technical teams to ensure end-to-end processing Monitor portfolio quality and implement corrective actions for early warning signals Mentor and guide regional credit teams to ensure quality underwriting and policy compliance

As the Manager of Retail Loan Credit Underwriting, your role involves owning the entire credit underwriting process for the assigned region. This includes applying a credit policy consistently, conducting periodic credit reviews, managing early warning and delinquency, and assessing potential customers" creditworthiness. Your responsibilities include: - Conducting periodic reviews of existing policies, guidelines, and processes to ensure alignment with external environment, organizational needs, and regulatory framework. - Assessing customers sourced by the Sales team according to the credit policy, determining deviations, and providing decisions on deals. - Monitoring the local market throu...

Work with team of onshore analysts to cover credit risk monitoring for Financial Institutions portfolio Reviewing credit reports and financial models submitted by portfolio monitoring team based on fundamental analysis for a set of assigned credits/companies The credit assessment review requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and...

Prepare comprehensive Credit Appraisal Memorandums (CAMs) for NBFC lending, including in-depth analysis of the promoter profile, business model, market positioning, and operational strengths. Conduct detailed financial analysis of clients, including Profit & Loss statements, Balance Sheets, Cash Flow statements, and computation of key financial ratios to support informed credit decisions. Undertake underwriting and due diligence processes, evaluating asset quality, liquidity, and overall risk profile, ensuring alignment with statutory guidelines and internal risk policies. Monitor the NBFC & Real Estate sector for emerging industry trends, regulatory changes, and macroeconomic developments t...

Role & responsibilities Key Responsibilities: 1. Credit Analysis & Appraisal Analyze financial statements, CMA data, balance sheets, and profitability reports. Assess clients creditworthiness and repayment capacity. Prepare and review CMA data, projections, and banking documentation. Evaluate proposals for working capital, term loans, and equipment finance. 2. Loan Syndication & Bank Coordination Liaise with banks/NBFCs for credit processing and sanctioning. Prepare detailed credit proposals, project reports, and sanction note drafts. Coordinate for submission of financial data, queries, and clarifications to lenders. 3. Financial Documentation & Compliance Ensure all financial documents are...

Role & responsibilities Assess and underwrite Home Loan & LAP applications as per company policies and guidelines. Conduct thorough due diligence on financial statements, credit bureau reports, and other relevant documents. Evaluate customer profiles, repayment capacity, and collateral to ensure creditworthiness. Maintain TAT (Turnaround Time) for processing cases while ensuring compliance with internal policies and regulatory norms. Coordinate with the sales team to understand applicant profiles and provide necessary feedback. Identify potential risks and recommend appropriate risk mitigation measures. Ensure high-quality credit portfolio and minimize NPAs. Prepare and present credit report...

Role & responsibilities •Responsible for credit underwriting, credit appraisal of secured and unsecured products. •Ensuring adherence to credit policy and KYC policy. •Pre Screening of documents uploaded in the portal. •Handling of detail data entry in portal. •Verifying all KYC's and financial documents of the borrower. •Verifying online RIC process. • CAM preparation and capturing of appropriate deviations in the CAM. •Coordinating with business team to resolve queries. •Escalating loan applications to Credit Manager/Area Credit Manager for loan approvals. Preferred candidate profile Language Known: Kannada Must

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