Aurum Management Consultancy

Role & responsibilities Key Responsibilities: 1. Credit Analysis & Appraisal Analyze financial statements, CMA data, balance sheets, and profitability reports. Assess clients creditworthiness and repayment capacity. Prepare and review CMA data, projections, and banking documentation. Evaluate proposals for working capital, term loans, and equipment finance. 2. Loan Syndication & Bank Coordination Liaise with banks/NBFCs for credit processing and sanctioning. Prepare detailed credit proposals, project reports, and sanction note drafts. Coordinate for submission of financial data, queries, and clarifications to lenders. 3. Financial Documentation & Compliance Ensure all financial documents are compliant with bank/NBFC requirements. Maintain client financial records and loan-related MIS. Assist in preparing ratios like DSCR, DER, QDER, Interest Coverage, etc. 4. Client Servicing & Reporting Support clients in preparing financial projections and funding roadmaps. Provide regular updates on loan applications and sanction status. Maintain strong client and lender relationships. Required Skills & Competencies: Strong understanding of financial statements and credit analysis. Proficiency in MS Excel (advanced level), Word, and PowerPoint. Experience in preparing CMA Data and Project Reports. Working knowledge of banking products (CC, OD, TL, LC, BG). Excellent communication and presentation skills. Attention to detail, analytical thinking, and ability to work under deadlines. Preferred candidate profile Qualifications: Graduate/Postgraduate in Commerce, Finance, Accounting, or Economics . Candidates with CA (Inter) / CMA(Inter)/MBA Finance / CFA (preferred but not mandatory). .