Role & responsibilities For Portfolio Health: o Ensure authenticity of all the details in the report o Monitoring disbursed files/ stages of construction and handing the post disbursement cheques to the customer Preferred candidate profile For Process Improvement and Adherence Attend office briefing meeting each morning to take Team Leaders & Credit Officers inputs regarding Logins and Legal search visits to be Completed for the Day. Contact the customer in advance and schedule the visit Personally visit each property / site for home loans and technically verify the property being financed or asset which is to be mortgaged by taking the details of the location of the property, address as per title documents and accurate measurements of the boundary of the property. Ensure that the property is free from encroachments Travelling long distances to check each property prior to disbursement and before each part disbursement within TAT Do the valuation of the property being financed or mortgaged Take photographs of the property being financed or mortgaged Prepare the Technical Scrutiny Report in the prescribed format. To submit the technical scrutiny report with all the details immediately on receiving the files and send the same to the credit officer. Forward the case to the Team Leader in case of any deviations, approvals, etc. Check for PDC before Processing Part Cases with the Credit officer. Generate TB(Trail Balance ) Pertaining to the Branch and prepare the Part Pending Cases for the Month within TAT Provide support for Documentation, Field Investigation, Legal Appraisal, Business and Collections Submit daily MIS to the team leader / credit head. Attend weekly performance review meetings with the Team Leader : Key Challenges Travelling long distances to check each property prior to disbursement and before each part disbursement within TAT Decision Making Authority Whether the property can be financed as per the process o For deviations if any in the documents or some other issues beyond the technical officers domain it is taken by Credit Head Professional Qualification - BE Civil or Diploma civil with Minimum 2 Years Exp

Roles and ResponsibilitiesIdentify new business opportunities through lead generation, prospecting, and networking within the local market.Develop and maintain a strong understanding of our product offerings, including home loans, housing finance, and asset management services.Collaborate with internal teams to resolve customer queries and issues related to loan processing, documentation, and post-sales support.Analyze market trends and competitor activity to stay ahead in the competitive affordable housing segment.Desired Candidate Profile.Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services.Excellent communication skills with ability to build rapport with customers at all levels.Ability to work independently with minimal supervision while meeting tight deadlines.

Roles and ResponsibilitiesIdentify new business opportunities through lead generation, prospecting, and networking within the local market.Develop and maintain a strong understanding of our product offerings, including home loans, housing finance, and asset management services.Collaborate with internal teams to resolve customer queries and issues related to loan processing, documentation, and post-sales support.Analyze market trends and competitor activity to stay ahead in the competitive affordable housing segment.Desired Candidate Profile.Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services.Excellent communication skills with ability to build rapport with customers at all levels.Ability to work independently with minimal supervision while meeting tight deadlines.

Role & responsibilities 1. Manpower planning for the regions in the Zone2. Training interventions Induction, product refresher for both ops and Credit teams3. Portfolio Management and monitoring of the Operation of the Portfolio4. Monitoring of TAT of Login to Sanction, Sanction to Disbursement, Technical and Legal5. Credit appraisal RH and AH Cases6. Market research of new practices for improving business, improving Quality, and Productivity7. Monitoring the productivity of the LTC Team to ensure profitability8. Process monitoring, implementing new processes to improve TAT, Easiness in process9. Monitoring Customer satisfaction10. Audit compliance11. New Products proposal and implementation12. Monitoring Vendor management of Legal, technical, and FI (TAT, Cost, on-time payments, and Quality of reports)13. LOA, NOC, and documents release process monitoring for the closed cases14. CERSAI, CKYC, and other compliance activitiesPreferred candidate profile Banking, NBFC, Credit Manager

Role & responsibilities Monitoring and managing pan India I&S team for smooth operation of offices in order to provide support to business improvement and growth of organization.To execute the above, obtain necessary approval and guidance from management.Preferred candidate profile Ensuring opening of branch offices in time as per management requirements adherence of QMS process.Submitting related MIS to management as and when required.Audit the MIS related to property management so as to ensure the QMS system followed and timely recovery of SD.Adherence of standards of office roll outs.Monitoring the MIS of stationeries, fixed assets (NOT IT), Travel assistance, branch vehicles and submitting to management as and when required.Visiting maximum branches so as to ensure/audit the standards, statutory requirements and friendly environment of offices.Guiding I&S team on cost saving in all aspects.Coordinating with senior management for their requirements and its fulfillments.Interaction with I&S team for the completion of task assigned.Renovation / Shifting of HO/ZO/RO infra.Monitoring and guiding HO I&S team for annual picnic, incentive trips and HO events.Monitoring and guiding HO I&S team for procurement of vouchers/gifts for HR related activity.Monitoring and guiding I&S team in HO/RO/BO level for deployment of HK, OA, Security guards, CCTVs and fire alarm systems.Introducing various web based portal in I&S requirement for easy access to the employees/organization in record management, stay and travel requirement.Obtaining MIS of record management from HO/Regional I&S team and involve to sort out the issue in this connection as and when required.Obtain sustainability data from I&S team and guiding team to reduce carbon footprint.Monitoring and Involving in disposal of branch vehicles and fixed assets.Graduate/MBA/PG with minimum 6 yrs of expSkills & Knowledge- Ready to travel 15 days in the monthCommunicationProficient in local languageLabor managementEasy interactionProduct analyzing skillGeneral administration

Ensure that NPA of the branch is less than 1% by meeting with high aging customers.Preparing and maintaining comprehensive Credit Master for his area.Analyze various activities of Credit Underwriting.Do a personal visit for verifying cases where loan amount is more than 1.5 Lakhs Follow-up and ensure all PDCs are collected in co-ordination with Legal Officer and dispatched to RO along with NAX check list

Roles and ResponsibilitiesManage customer relationships to achieve sales targets for affordable housing products (AH) in the assigned territory of Nagercoil & Tirunelveli.Identify new business opportunities through lead generation, prospecting, and networking within the local market.Develop and maintain a strong understanding of our product offerings, including home loans, housing finance, and asset management services.Collaborate with internal teams to resolve customer queries and issues related to loan processing, documentation, and post-sales support.Analyze market trends and competitor activity to stay ahead in the competitive affordable housing segment.Desired Candidate Profile1-6 years of experience in sales or business development in the banking industry, preferably in an area like Nagercoil & Tirunelveli.Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services.Excellent communication skills with ability to build rapport with customers at all levels.Ability to work independently with minimal supervision while meeting tight deadlines.

1) Good Knowledge of Litigation2) Knowledge of Legal drafting3) Knowledge of Negotiable Instrument Act4) Sarfeasi Act5) Sec 138 Act

Role & responsibilities Planning and executing collection program on a month on month basis to achieve collection efficiency target.Monitor the collections team performance periodicallyDevising appropriate collection route maps for the collection staffPreferred candidate profile Graduate with 3-5years of relevant work experiencePerks and benefits Attractive IncentiveTravel/Petrol Allowances

Role & responsibilities Monitoring and managing pan India I&S team for smooth operation of offices in order to provide support to business improvement and growth of organization.To execute the above, obtain necessary approval and guidance from management.Preferred candidate profile Ensuring opening of branch offices in time as per management requirements adherence of QMS process.Submitting related MIS to management as and when required.Audit the MIS related to property management so as to ensure the QMS system followed and timely recovery of SD.Adherence of standards of office roll outs.Monitoring the MIS of stationeries, fixed assets (NOT IT), Travel assistance, branch vehicles and submitting to management as and when required.Visiting maximum branches so as to ensure/audit the standards, statutory requirements and friendly environment of offices.Guiding I&S team on cost saving in all aspects.Coordinating with senior management for their requirements and its fulfillments.Interaction with I&S team for the completion of task assigned.Renovation / Shifting of HO/ZO/RO infra.Monitoring and guiding HO I&S team for annual picnic, incentive trips and HO events.Monitoring and guiding HO I&S team for procurement of vouchers/gifts for HR related activity.Monitoring and guiding I&S team in HO/RO/BO level for deployment of HK, OA, Security guards, CCTVs and fire alarm systems.Introducing various web based portal in I&S requirement for easy access to the employees/organization in record management, stay and travel requirement.Obtaining MIS of record management from HO/Regional I&S team and involve to sort out the issue in this connection as and when required.Obtain sustainability data from I&S team and guiding team to reduce carbon footprint.Monitoring and Involving in disposal of branch vehicles and fixed assets.Graduate/MBA/PG with minimum 6 yrs of expSkills & Knowledge- Ready to travel 15 days in the monthCommunicationProficient in local languageLabor managementEasy interactionProduct analyzing skillGeneral administration

To provide legal advice and support to functions and businesses particularly in relation to the loans to be approved and adequately secured in favor of the organization. 2. To provide solutions /come to a decision point for any query related to sanctioning of the loan. 3. Provide effective legal advice to manage legal risk across the company. 4. Draft, review, negotiate and give advice on documentation for particular projects, transactions and products. 5. Develop processes, policies and procedures designed to reduce legal risk and/or increase the efficiency of the team. Assist National Credit Head in developing and delivering a strategic legal risk management framework, including: embedding a legal risk reporting framework and training teams on relevant developments laws and regulations.

Role & responsibilities Monitoring and managing pan India I&S team for smooth operation of offices in order to provide support to business improvement and growth of organization.To execute the above, obtain necessary approval and guidance from management.Preferred candidate profile Ensuring opening of branch offices in time as per management requirements adherence of QMS process.Submitting related MIS to management as and when required.Audit the MIS related to property management so as to ensure the QMS system followed and timely recovery of SD.Adherence of standards of office roll outs.Monitoring the MIS of stationeries, fixed assets (NOT IT), Travel assistance, branch vehicles and submitting to management as and when required.Visiting maximum branches so as to ensure/audit the standards, statutory requirements and friendly environment of offices.Guiding I&S team on cost saving in all aspects.Coordinating with senior management for their requirements and its fulfillments.Interaction with I&S team for the completion of task assigned.Renovation / Shifting of HO/ZO/RO infra.Monitoring and guiding HO I&S team for annual picnic, incentive trips and HO events.Monitoring and guiding HO I&S team for procurement of vouchers/gifts for HR related activity.Monitoring and guiding I&S team in HO/RO/BO level for deployment of HK, OA, Security guards, CCTVs and fire alarm systems.Introducing various web based portal in I&S requirement for easy access to the employees/organization in record management, stay and travel requirement.Obtaining MIS of record management from HO/Regional I&S team and involve to sort out the issue in this connection as and when required.Obtain sustainability data from I&S team and guiding team to reduce carbon footprint.Monitoring and Involving in disposal of branch vehicles and fixed assets.Graduate/MBA/PG with minimum 6 yrs of expSkills & Knowledge- Ready to travel 15 days in the monthCommunicationProficient in local languageLabor managementEasy interactionProduct analyzing skillGeneral administration

Role & responsibilities: Responsible for achieving branch level targets of Home Loans by managing end to end process of sourcing, credit checks and disbursals. This role requires strong leadership abilities, excellent communication skills and a thorough understanding of business strategiesPreferred candidate profile:Minimum 3 years of experience in Home Loan Sales preferably in a team handling rolePerks and benefits:Mediclaim Benefits & Attractive Monthly Incentives

Roles and ResponsibilitiesIdentify new business opportunities through lead generation, prospecting, and networking within the local market.Develop and maintain a strong understanding of our product offerings, including home loans, housing finance, and asset management services.Collaborate with internal teams to resolve customer queries and issues related to loan processing, documentation, and post-sales support.Analyze market trends and competitor activity to stay ahead in the competitive affordable housing segment.Desired Candidate Profile.Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services.Excellent communication skills with ability to build rapport with customers at all levels.Ability to work independently with minimal supervision while meeting tight deadlines.