3561 Credit Underwriting Jobs - Page 49

As an Analyst in the SME & Transaction Banking team at our small finance bank in Bangalore, your primary responsibility will be to identify, evaluate, and manage lending opportunities for SME clients across various sectors. You will collaborate with internal teams and external stakeholders to execute lending transactions efficiently while ensuring ongoing portfolio monitoring. Your role will require you to conduct financial analysis, risk assessment, credit underwriting, and prepare detailed credit memos for presentation to internal committees. Moreover, you will be involved in building and maintaining relationships with companies and founders, and handle due diligence, negotiations, documen...

As a Credit Underwriter, your main responsibility will be to evaluate credit proposals while strictly following credit policies, risk framework, and regulatory guidelines. You will play a crucial role in managing portfolio risk by monitoring delinquency, overseeing existing portfolio customers, and recognizing early warning signs for potential NPAs. In addition to underwriting tasks, you will also be expected to lead a team and collaborate with stakeholders across various departments such as sales, operations, legal, and technical. Your role will involve aligning the team with organizational goals, fostering teamwork, and providing training to ensure a cohesive working environment. Ensuring ...

As a Financial Analyst, your primary responsibilities will include preparing and amending notes and financial models with accurate information obtained from the business team, public domain, or other resources. You will be tasked with preparing credit notes that involve detailed transaction structuring and assessments, focusing on the assessment of sought credit facilities. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases, derive insights, and share learnings with the team. You will also meet retail and strategic customers on a regular basis to gain a comprehensive understanding of various industries and markets. In additio...

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies & procedures, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS and other relevant reports, building effective relationships with third parties, and ensuring quick turnaround time of credit lending proposals. Additionally, you will be required to undertake critical review of credit proposals, ensure collateral and credit risk mitigation, monitor credit...

Job Description Area Credit Manager EQF REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5 Business Unit: SME Department: Credit Sub Function: EQF Location: Number of Positions: Single / Multiple Position Type: Full Time Job Purpose Direct Reports (Position Title) Resources The objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making. Team Size Direct: 3 Indirect Team Si...

Job Description . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behin...

Job Description 10795 . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational...

Job Description 11007 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers. 2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework 3. Assess customers sou...

Job Description To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performan...

Job Description 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. 5. Maintain Portfolio MIS, Delinquency MIS and...

HDFC Bank Is hiring for Retail Credit - Credit Manager for Mumbai/ Pune location Job Purpose : 1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. 2. Adherence to the policy/process laid out by the Central team on all application being processed 3. Very close monitoring on Non-starters / EMR trends so as to ensure healthy portfolio. 4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. 5. To interact closely with other functions such as Sales/Operati...

The SM - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builder...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 3+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of sm...

You will be responsible for managing and expanding the Pre-Approved Base (PAB) Portfolio for various Consumer Lending products including Consumer Durable, Cross Sell, Credit Card, Personal Loan, and Gold Loan within the banking sector. Your expertise will be crucial in implementing data-driven customer targeting, product strategy, and campaign management to achieve growth. Your primary responsibilities will include developing and executing strategies for pre-approved offers across lending portfolios, analyzing customer segments for pre-approved credit offers, collaborating with internal teams to define eligibility and credit policy, planning and executing campaigns, monitoring campaign perfo...

The Branch Credit Manager in this NBFC is responsible for underwriting secured loan against property proposals, ensuring adherence to credit policies & procedures, conducting personal discussions with customers to determine credit worthiness, completing credit/KYC documents verification through telephonic, field visits, and collateral visits. They are also responsible for training the sales team on credit policy, assessing income to obligation ratios, supervising Credit Processing Associates, coordinating with sales to achieve targets, and ensuring SLAs are met. The Branch Credit Manager must have a minimum of 3 years of work experience in Credit Appraisal and Credit underwriting for Loan Ag...

Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...

Perpetuity Capital is looking for CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitor...

Perpetuity Capital is looking for CREDIT OFFICER to join our dynamic team and embark on a rewarding career journey Officer plays a crucial role in the organization, responsible for overseeing and executing various tasks and projects to ensure the smooth functioning of operations This role requires strong leadership, analytical skills, and the ability to collaborate effectively with team members and stakeholders Key Responsibilities :Leadership:Provide leadership and guidance to team members, fostering a positive work environment Lead by example, demonstrating professionalism, integrity, and dedication to the organization's goals and values Project Management:Manage and coordinate projects fr...

Perpetuity Capital is looking for CREDIT EXECUTIVE to join our dynamic team and embark on a rewarding career journey Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines Customer Communication:Communicate credit decisions and terms to clients, ad...

Responsibilities: * Assist with recruitment processes from sourcing to onboarding * Conduct candidate screenings and interviews * Collaborate with hiring managers on job requirements and talent acquisition strategies Share resume - hr@whaleconsultancy.in Health insurance Annual bonus Provident fund Flexi working

Role & responsibilities - Have good experience as Area/ Cluster credit manager in Affordable Home loan. Should be CA Intermediate/ appearing. To underwrite, build and maintain a portfolio of HL products as per credit policy. • To manage multiple branches. Manages subordinate staff in day-to-day performance of their jobs. Responsible for overall supervision activities like login, processing, disbursement etc. Vendor management and manage all types of training regarding credit, policy and products. To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit To underwrite, analysis and recommended proposals to se...

Job Description . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behin...

Job Description 10795 . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational...

Job Description 10795 . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational...