4103 Credit Underwriting Jobs - Page 48

Experience @ Credit Worthness of US Clients : * Lead credit risk analysis & evaluation * Collaborate with stakeholders on credit strategies * Oversee credit ops & underwriting processes * Manage credit portfolio performance Immediate Joiner ! Provident fund Flexi working Health insurance

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location -Keeping delinquency under control -Compliance of policy and processes...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the J...

Role - Credit Manager - Auto loans Location - Delhi. Minimum experience of 3 years under Retai credit underwriting. Minimum qualification MBA Finance or CA. Job Role To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesti...

Job Purpose: The Credit Manager Construction Finance will be responsible for evaluating, assessing, and underwriting credit proposals for construction/project finance (e.g., real estate developers, contractors, infrastructure companies). The role includes detailed financial analysis, risk assessment, and ensuring adherence to internal and regulatory credit policies. Key Responsibilities: Credit Assessment & Underwriting Evaluate credit proposals from real estate developers, infrastructure firms, and construction contractors. Analyze financial statements, project cash flows, promoter background, market potential, and business viability. Conduct due diligence, including legal, technical, and s...

Job Title: Loan Document Processing Manager / Associate Vice President Department: Loan Operations / Lending Services Reports To: COO Position Summary The Loan Document Processor is responsible for reviewing, preparing, and processing loan documentation to ensure accuracy, compliance, and timely completion. This role requires strong attention to detail, organizational skills, and knowledge of lending regulations and procedures. The Loan Document Processor works closely with loan officers, underwriters, and customers to ensure that all required documents are complete and accurate prior to loan closing. Key Responsibilities Document Review & Preparation Receive loan applications and supporting...

Role & Responsibilities: -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. -To verify legal and technical reports and identify the risks or critical points ...

InCred is looking for Assistant Manager - Credit to join our dynamic team and embark on a rewarding career journey. Manages credit evaluation, approval, and risk assessment processes. Reviews financial data to support lending decisions. Ensures compliance with internal policies and regulatory standards. Coordinates with stakeholders for credit operations and customer engagement. Disclaimer : This job description has been sourced from a public domain and may have been modified by Naukri. com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channels before applying.

Job Summary: We are looking for a detail-oriented and analytical Team Lead / Senior Credit Underwriter with at least 3+ years of experience to assess creditworthiness, evaluate risk profiles, and make informed lending decisions. The ideal candidate should have a strong understanding of underwriting principles, financial statements, and regulatory compliance. Key Responsibilities: Lead and manage the credit and risk team, ensuring smooth day-to-day functioning. Analyze credit and risk data to derive meaningful insights; prepare presentations for stakeholders and management. Approach credit and risk assessment from a business-integrated perspective, beyond traditional underwriting practices. C...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

1. Credit Manager / Risk Manager (Underwriting) IME India Finance Pvt. Ltd. Location: Noida, India Reporting To: Chief Executive Officer (CEO) Salary: Negotiable Role Overview We are looking for a Credit Manager (Underwriting) to assess MSME loan applications, maintain portfolio quality, and strengthen disciplined credit practices. This role is pivotal in balancing growth with risk management, ensuring compliance with RBI and internal credit policies, and adopting technology-driven credit frameworks. Key Responsibilities Evaluate MSME loan applications, financials, bureau reports, and alternate data sources. Ensure underwriting practices comply with RBI/NBFC regulations and internal credit p...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on Hire: Increase in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensur...

Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: ...

Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: ...

Job Title: Credit Underwriter Centralized Underwriting Location: Juinagar (Navi Mumbai) Experience Required: Minimum 5 years in NBFC Credit Underwriting Products : Commercial Vehicles Gender Preference: Male candidates only Languages: Proficiency in Kannada is a must. Also of Telugu, Gujarati, required. Key Responsibilities: Responsible for complete assessment of customers , including cross-verification and due diligence. Conduct ground-level understanding of various business profiles , especially of self-employed non-professionals , through available documents and evidences. Ensure underwriting decisions are taken within defined turnaround times (TAT) to meet business requirements. Provide ...

Credit Executive: Responsible for evaluating credit applications, assessing customer creditworthiness, managing credit limits, ensuring timely collections, and minimizing credit risk while maintaining strong client (e.g., finance, retail, NBFC, etc.)

Role: Manage and engage with customers for Commercial Vehicles (CV) and Construction Equipment (CE) products with exposures ranging from 1 Cr to 5 Cr. Monitor portfolio performance with a focus on early delinquency trends (6-month) and long-term book performance (12-month) to identify quick mortality risks. Implement corrective measures to mitigate credit risks proactively. Conduct regular meetings to understand customer needs, credit behavior, and market dynamics. Review and approve credit deviations up to Level 2 as per the matrix. Ensure adherence to TAT for credit-related processes and approvals. Collaborate with Business team to improve sourcing quality by sharing the portfolio performa...

Role & responsibilities Credit Appraisal of Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities • Evaluating the creditworthiness of potential customers • Decision making within defined TAT • Ensuring all loans and lending procedures comply with regulations • Collection follow up on Non Starter & Infant delinquent pool

Position - Branch Credit Manager Product- (Home Loan /LAP ). Location - Aligarh Eligibility: Qualification- Graduation. Experience- Should have Minimum 2+ years of experience. Required- Home Loan and LAP Experience.

Join us as a Credit Officer We're looking for someone with expert credit skills to ensure careful risk consideration when we make credit and lending decisions for our customers You'll be identifying, assessing and managing credit risks, while also designing and delivering a risk-based controls framework across all Credit Risk business areas You can expect to make a far-reaching impact in this role, as you provide a valuable capability to achieve a robust risk management culture across the bank We're offering this role at vice president level What you'll do As our Credit Officer, youll be working to maintain an effective management framework that helps us to identify, assess, manage and repor...