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Kotak Mahindra Bank
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Credit Manager-DEALER FINANCE OPERATIONS-Credit

Credit Manager-DEALER FINANCE OPERATIONS-Credit

Kotak Mahindra Bank

3 - 8 years

5 - 10 Lacs

mumbai

Posted:5 days ago| Platform:

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Skills Required

loans finance credit underwriting financial operations auto loans portfolio management monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role

Location

Minimum experience of 3 years under Retai credit underwriting.

Minimum qualification MBA Finance or CA.

Job Role

To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.

Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.

Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.

Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.

Job Requirements

Skills/Knowledge prerequisites

Knowledge of the location / area is an essential criteria.

Well versed in the local language apart from Hindi and English.

Good knowledge of interpreting financial trends.

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