Credit Manager-DEALER FINANCE OPERATIONS-Credit

As a Credit Manager for Auto loans based in Delhi, you will be responsible for evaluating the credit worthiness of customers applying for car loans. Your main tasks will include making credit decisions within the specified Turn Around Time (TAT) and determining the appropriate risk assessment for each customer. Additionally, you will be actively engaged in portfolio management by staying informed about the market trends and closely monitoring the loan portfolio. Launching new products tailored to market needs will be a key aspect of your role, ensuring that these products are designed with adequate risk mitigation strategies in place. You will also be required to closely monitor delinquency parameters by collaborating with the collections team, analyzing trends, and drawing insights to improve overall performance. To excel in this role, you should have a minimum of 3 years of experience in retail credit underwriting, preferably in the automotive finance sector. A minimum qualification of an MBA in Finance or a CA degree is required. Knowledge of the local area is essential, and fluency in the local language in addition to Hindi and English is preferred. Furthermore, a strong understanding of financial trends and the ability to interpret them effectively will be crucial for success in this position. If you are looking for a challenging role where you can leverage your credit management skills to drive business growth while effectively managing risks, this position offers an exciting opportunity to make a significant impact in the automotive finance industry.,