7 Delinquency Monitoring Jobs

As a Risk Manager for Consumer Durable in Retail Banking at Mumbai, your role involves facilitating regular asset quality reviews with provision of analytics insights to identify risks/opportunities and recommend relevant actions. You will ensure that program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal/regulatory requirements, business strategies, market environment, or portfolio performance. Your responsibilities also include building strong controls to mitigate risks across all spectrums (Onboarding, Credit, Operations, Fraud, Reputation) and foreseeing portfolio direction, loss estimates, and how to control the same. You will monitor portfolio delinquencies at a micro level, identifying segments, locations, and profiles that are delinquent. Additionally, you should have the ability to shape the risk appetite of the product in line with growth objectives and Risk Appetite framework of the bank alongside risk-based pricing. Moreover, you will be required to facilitate the implementation of technological interventions like scorecards, digital journeys, and automation to streamline processes. Recommending improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service will also be part of your role. Leveraging in-house synergies through collaboration with internal stakeholders is essential. Your managerial and leadership responsibilities will involve attracting and retaining best-in-class talent for key roles in your reporting structure.,

The Senior Policy Manager in the Retail Banking department is responsible for managing, assessing, and monitoring policy norms. Your role involves defining the risk appetite and broad level policies for assigned products, ensuring adherence to statutory guidelines, and contributing to the larger objectives of the bank. You will be responsible for facilitating regular asset quality reviews, providing analytical insights to identify risks and opportunities, and recommending relevant actions. It is crucial to review program risk acceptance criteria regularly and update them proactively in response to changes in legal/regulatory requirements, business strategies, market environment, or portfolio performance. Additionally, you will assist in building strong controls to mitigate risks across various spectrums such as Onboarding, Credit, Operations, Fraud, and Reputation. You should have the ability to anticipate portfolio direction, estimate losses, and implement measures to control them. Monitoring portfolio delinquencies at a micro level to identify delinquent segments, locations, and profiles is also part of your responsibilities. Furthermore, you are expected to shape the risk appetite of the product in alignment with growth objectives and the Risk Appetite framework of the bank, integrating risk-based pricing. Implementing technological interventions like scorecards, digital journeys, and automation to streamline processes is also a key aspect of your role. You will be required to recommend improvements to processes and policies across the Retail Banking business to enhance operational efficiencies and deliver high-quality customer service. Collaboration with internal stakeholders to leverage in-house synergies is essential for success in this role. Qualifications: - Graduate in any field - Post Graduate in any field Experience: - Minimum of 6+ years of experience,

As a Healthcare Relationship Manager at our organization, you will be responsible for establishing new business partnerships with healthcare providers and hospitals. Your primary goal will be to meet and exceed budget and business targets while collaborating closely with Branch Banking teams to onboard new customers. Your role will involve introducing various products such as Current Accounts, Term Deposits, Transaction Banking, and Trade Finance to clients in order to enhance relationships with primary customers and group companies. Building strong relationships with key individuals like CFOs and promoters within the target segments will be crucial to gaining client trust and confidence. It will be essential for you to focus on growing the portfolio size and profitability by understanding the client's business model, trade activities, cash flows, and identifying growth opportunities. You will also need to stay informed about competitors in the target segments and work towards increasing the presence and visibility of our brand in the market. Maintaining high-quality client service, improving operational efficiency through process enhancements, and collaborating with other units to develop tailored solutions will be key aspects of your role. You will be expected to proactively promote our healthcare consulting offerings to a targeted customer base and possess a good understanding of operational areas within the healthcare provider space. Additionally, you will be required to assess the market, gather competitive information, monitor portfolio quality, manage delinquency, and ensure customer satisfaction to prevent any cases from turning into non-performing assets. Overall, you will have the responsibility of overseeing the entire business operations to guarantee customer delight. To excel in this position, we are looking for candidates with a preference for an MBA or CA qualification, along with 2-3 years of experience in the local market, ideally with a background in Credit and Sales. Strong relationship management skills, self-motivation, and effective communication abilities are essential for leading and driving teams towards success.,

As a Credit Manager at KMPL Support Services-Credit, you will be responsible for evaluating the creditworthiness of customers applying for car loans in the retail sector. With a minimum of 3 years of experience in retail credit underwriting, you will assess the risk mix for each customer within the designated Turnaround Time (TAT). Your role will also involve active participation in portfolio management by understanding the market dynamics, monitoring the portfolio, and launching products tailored to market needs while ensuring appropriate risk mitigation measures are in place. Additionally, you will be tasked with monitoring delinquency parameters by closely collaborating with the collections team, analyzing trends, and deriving insights to enhance the overall credit management strategy. To excel in this role, you should possess a minimum qualification of an MBA in Finance or be a Chartered Accountant. Knowledge of the local area is a prerequisite, and fluency in the local language, as well as proficiency in Hindi and English, is essential. A strong understanding of financial trends and the ability to interpret them will be key skills required to thrive in this position.,

The role of a Personal Loan Policy Manager involves processing, implementing, and developing risk strategies for the personal loan business. You are responsible for creating a robust risk framework that includes risk identification, assessment, mitigation, tracking, and reporting. Managing portfolio risk to maintain overall business losses is a critical part of your role. You will be required to monitor portfolio delinquencies at a micro level, identifying segments, locations, channels, profiles, and proposing policies/strategies to enable business growth while controlling risks. Evaluating products/programs/policies in line with regulatory guidelines and building strong risk controls across all spectrums is an essential aspect of the job. As a Personal Loan Policy Manager, you will assess scorecards and formulate policies/strategies based on scorecard evaluations. Implementing technological interventions such as scorecards, digital journeys, and automations is part of your responsibilities. Utilizing analytics to track various risk key performance indicators (KPIs) against defined risk appetites is crucial. You are expected to recommend improvements to processes and policies to drive operational efficiencies. The ideal candidate should have a minimum of 10 years of experience in a similar policy role, knowledge of policy frameworks related to personal loan products/unsecured products, excellent language skills, and effective communication abilities. Additionally, experience in team management, coordination with stakeholders, proficiency in data analytical tools like SAS/SQL & Python, and familiarity with Powerbi tools for visualization are required. Strong analytical skills are a must for this role.,

As a Credit Manager for Auto loans based in Delhi, you will be responsible for evaluating the credit worthiness of customers applying for car loans. Your main tasks will include making credit decisions within the specified Turn Around Time (TAT) and determining the appropriate risk assessment for each customer. Additionally, you will be actively engaged in portfolio management by staying informed about the market trends and closely monitoring the loan portfolio. Launching new products tailored to market needs will be a key aspect of your role, ensuring that these products are designed with adequate risk mitigation strategies in place. You will also be required to closely monitor delinquency parameters by collaborating with the collections team, analyzing trends, and drawing insights to improve overall performance. To excel in this role, you should have a minimum of 3 years of experience in retail credit underwriting, preferably in the automotive finance sector. A minimum qualification of an MBA in Finance or a CA degree is required. Knowledge of the local area is essential, and fluency in the local language in addition to Hindi and English is preferred. Furthermore, a strong understanding of financial trends and the ability to interpret them effectively will be crucial for success in this position. If you are looking for a challenging role where you can leverage your credit management skills to drive business growth while effectively managing risks, this position offers an exciting opportunity to make a significant impact in the automotive finance industry.,

The job role involves evaluating credit requirements of potential customers in various segments such as Commercial vehicle, Infrastructure, and Dealer Finance. This includes underwriting and preparing credit assessment notes with a detailed analysis of business, management, and financials. The role also requires conducting Balance Sheet and other financial statement analysis to identify risk factors. Regular market, competitor, and dealer visits are essential to stay updated on market changes and proactively address challenges. Timely processing of proposals within the specified Turnaround Time (TAT) is crucial for a better time-to-market. Ensuring compliance with the terms and conditions of sanctions by coordinating with Relationship Managers (RMs) and the company is a key responsibility. Continuous monitoring of Infant Delinquencies is also part of the job role. The job requires 3 to 8 years of experience along with an MBA in Finance or a CA qualification. Previous experience as a Credit Analyst or Credit Manager is preferred for this role.,