Credit Manager-Agri Business Group (ABG)-Credit

The job role involves evaluating credit requirements of potential customers in various segments such as Commercial vehicle, Infrastructure, and Dealer Finance. This includes underwriting and preparing credit assessment notes with a detailed analysis of business, management, and financials. The role also requires conducting Balance Sheet and other financial statement analysis to identify risk factors. Regular market, competitor, and dealer visits are essential to stay updated on market changes and proactively address challenges. Timely processing of proposals within the specified Turnaround Time (TAT) is crucial for a better time-to-market. Ensuring compliance with the terms and conditions of sanctions by coordinating with Relationship Managers (RMs) and the company is a key responsibility. Continuous monitoring of Infant Delinquencies is also part of the job role. The job requires 3 to 8 years of experience along with an MBA in Finance or a CA qualification. Previous experience as a Credit Analyst or Credit Manager is preferred for this role.,