Credit Manager-DEALER FINANCE OPERATIONS-Credit

Role Overview: As a Credit Manager for Auto loans based in Delhi, you will be responsible for evaluating the credit worthiness of customers applying for car loans. Your main tasks will include making credit decisions within the specified Turn Around Time (TAT) and determining the appropriate risk assessment for each customer. Additionally, you will be actively engaged in portfolio management by staying informed about the market trends and closely monitoring the loan portfolio. Key Responsibilities: - Evaluate the credit worthiness of customers applying for car loans - Make credit decisions within the specified Turn Around Time (TAT) - Determine the appropriate risk assessment for each customer - Engage in portfolio management by staying informed about market trends and monitoring the loan portfolio - Launch new products tailored to market needs with adequate risk mitigation strategies - Monitor delinquency parameters by collaborating with the collections team, analyzing trends, and drawing insights to improve overall performance Qualifications Required: - Minimum of 3 years of experience in retail credit underwriting, preferably in the automotive finance sector - Minimum qualification of an MBA in Finance or a CA degree - Knowledge of the local area is essential - Fluency in the local language in addition to Hindi and English is preferred - Strong understanding of financial trends and the ability to interpret them effectively If you are looking for a challenging role where you can leverage your credit management skills to drive business growth while effectively managing risks, this position offers an exciting opportunity to make a significant impact in the automotive finance industry.,