Credit Manager-DEALER FINANCE OPERATIONS-Credit

Role Overview: As a Credit Manager for Auto loans based in Delhi, your primary responsibility will be to evaluate the credit worthiness of customers applying for car loans. You will need to make credit decisions within the specified Turn Around Time (TAT) and assess the risk associated with each customer. Your role will also involve actively managing the loan portfolio by staying updated on market trends and closely monitoring delinquency parameters. Key Responsibilities: - Evaluate the credit worthiness of customers applying for car loans - Make credit decisions within the specified Turn Around Time (TAT) - Determine the appropriate risk assessment for each customer - Manage the loan portfolio by staying informed about market trends and monitoring delinquency parameters - Launch new products tailored to market needs with adequate risk mitigation strategies - Collaborate with the collections team to closely monitor delinquency parameters, analyze trends, and draw insights for performance improvement Qualifications Required: - Minimum of 3 years of experience in retail credit underwriting, preferably in the automotive finance sector - MBA in Finance or CA degree - Knowledge of the local area is essential - Fluency in the local language, Hindi, and English is preferred - Strong understanding of financial trends and ability to interpret them effectively Additional Company Details: The company offers an exciting opportunity for individuals who are seeking a challenging role where they can leverage their credit management skills to drive business growth while effectively managing risks in the automotive finance industry.,