85 Credit Manager Jobs

As a skilled Credit Manager at our company, your role will involve various responsibilities to ensure efficient credit management and customer satisfaction. Key Responsibilities: - Visit business premises, properties, and residences of customers during the pre-disbursement process - Analyze actual business income and expenses beyond reported income of customers - Understand customer business and requirements from their perspective - Study, analyze, and interpret legal and technical property reports as well as internal check reports - Underwrite and sanction home loans/loans against property sourced by the sales team - Address post-sanction conditions and respond to queries raised by the team...

Responsibilities - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regu...

Hiring for credit manager for home loan and mortgage loan Exp- 3 yrs in home loan and LAP Graduate mandatory Location- Nelamangala, Magadi, Tumkur,sarajapura and Kengeri

Work Level : Individual Core : Self Motivated, Communication Skills Leadership : Building Work Relationships, Empathy Industry Type : Banking Function : Credit Analyst Key Skills : Credit,Letter oF Credit,Credit Underwriter,Credit Analysis,Credit Manager Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job Duties & Responsibilities Preparing spreads which are consistent, error-free and in line with classification parameters used. Providing concise and relevant financial analysis by clearly identifying risks. Ensure reviews are completed prior to due date and are error free. Interact and follow up with clients on required information and clarification...

Work Level : Individual Core : Self Motivated, Organized Leadership : Responsive Industry Type : Banking Function : Credit Analyst Key Skills : Credit,Letter oF Credit,Credit Underwriter,Credit Analyst,Credit Manager Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job Duties & Responsibilities Preparing spreads which are consistent, error-free and in line with classification parameters used. Providing concise and relevant financial analysis by clearly identifying risks. Ensure reviews are completed prior to due date and are error free. Interact and follow up with clients on required information and clarifications. Adhere to the risk management guide...

As a Credit Manager in the retail loan business for short and medium-term products, your role involves managing the sanction life cycle of all borrower accounts. Your key responsibilities will include: - Supporting and co-partnering with business teams to manage end-to-end credit approval for the designated region - Underwriting for all customer segments for retail and high-value cases and presenting to senior levels - Authorizing deviations raised and documented by underwriters in compliance with credit policy - Finalizing reviews of credit memos prepared by underwriters and providing approval/decline signoffs on every file after checking for documentation requests - Approving all disbursem...

Job Title: Project Advisory Manager Location: Chennai Mount Road Job Type: Full-time Company Name: AVOR CAPITAL ADVISORS Job Summary: Responsibilities: Develop and deliver comprehensive financial models, project feasibility reports, and Information Memoranda to facilitate structured finance and project advisory services. • Advise clients on structured financing solutions, including project loans, corporate financing, and fund-raising strategies. • Engage with stakeholders, including banks, financial institutions, investors, and clients, to structure and negotiate financial deals. • Manage the end-to-end process for loan syndication, including due diligence, risk analysis, and regulatory comp...

You have a proven work experience as a Credit Manager, Credit Analyst, or similar role. You have hands-on experience with accounting software and a solid understanding of lending procedures. Your excellent analytical skills allow you to create and process financial spreadsheets, such as in Excel. Additionally, your negotiation skills are a valuable asset. A BSc in Accounting, Economics, Banking and Finance, or a relevant field is required for this role. Key Responsibilities: - Manage credit risk assessments and analysis - Evaluate creditworthiness of potential customers - Monitor and review credit limits - Develop and implement credit scoring models Qualifications Required: - Proven work exp...

Responsibilities- Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regul...

As a Credit Manager - Mortgage Rural at the company, your role involves managing the entire credit application process for Mortgage products. You will be responsible for underwriting secured and unsecured proposals, supervising a team of credit underwriters, and conducting personal discussions with customers to establish creditworthiness. Your main goal will be to ensure adherence to credit policy initiatives and manage the quality of the portfolio while meeting area business volumes and SLAs. Key Responsibilities: - Underwrite secured and unsecured loan proposals according to company policies and procedures - Supervise and provide guidelines to a team of credit underwriters - Conduct person...

Under writing the home loan & LAP in the Branch Sanction loans Interested candidates can share CV's on Sweetiec@onboardhrservices.com

Job Summary We are seeking a Credit Manager to support our financial services team in managing day-to-day credit risk processes. The role will focus on assessing customer creditworthiness, implementing company credit policies, and ensuring smooth credit operations while balancing growth and risk. The Credit Manager will work with senior management and cross-functional teams to ensure effective decision-making and compliance with guidelines. Key Responsibilities Credit Assessment: Review credit applications, analyze financial statements, and prepare recommendations for approvals within policy limits. Portfolio Monitoring: Track portfolio performance, flag early warning accounts, and support e...

Role Overview: As a Credit Manager for Auto loans based in Delhi, you will be responsible for evaluating the credit worthiness of customers applying for car loans. Your main tasks will include making credit decisions within the specified Turn Around Time (TAT) and determining the appropriate risk assessment for each customer. Additionally, you will be actively engaged in portfolio management by staying informed about the market trends and closely monitoring the loan portfolio. Key Responsibilities: - Evaluate the credit worthiness of customers applying for car loans - Make credit decisions within the specified Turn Around Time (TAT) - Determine the appropriate risk assessment for each custom...

Roles and Responsibilities: To turn leads generated from various channels into loans. Help clients over the phone in loan applications process Liaise with credit manager Minimum 1 year experience in microfinance / personal loans. Required Candidate profile Skillset requirement: Experience of the software used in the industry Good communication skills in both English and Hindi If you interested share me your CV hrcps9@gmail.com 8370014003

Roles and Responsibilities: Urgent requirement for a credit manager to analyse personal unsecured loans applications for in a microfinance company. Office based role. - Experience of the process of credit analysis, credit approval and disbursement. Required Candidate profile Skillset requirement: - Minimum 3 year experience in microfinance / personal loans. - Experience of the software used in the industry If you interested share me your CV hrcps9@gmail.com 8370014003

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Role & responsibilities : Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Assisting the Managers in creating plans to accomplish company and dep...

Overall Job Description • Credit appraisal of prospective for SME a clients for fund based exposure like Working Capital, Overdraft/Cash credit/Term Loan etc. and non-fund based exposure like Letter of credit / Bank Guarantee etc. • It also includes preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees. • Client meeting, do evaluation of prospective customer and market, understand clients requirement, structuring proposals/deals within Banks credit guidelines, Credit Programs and customers requirement. • Monitoring economic and industry developments as well as financial parameters of clients to detect potential risk triggers or signs of stress and t...

We are looking for an experienced credit professional with 10–18 years in rural/retail banking, skilled in credit appraisal, portfolio management, team leadership, and compliance. Maximum Age Limit - 35 For more details Call 8079009780

The Credit Manager in Wholesale Banking is responsible for managing and overseeing the bank's lending process within the wholesale banking segment. Your role involves ensuring sound credit decisions by evaluating clients" creditworthiness thoroughly. You will be tasked with developing credit scoring models, setting loan terms, and collaborating with cross-functional teams to establish and maintain robust credit policies and systems. Your responsibilities will include conducting regular asset quality reviews to provide analytical insights that identify risks and opportunities, and recommending appropriate actions. You will research and evaluate clients" creditworthiness through financial anal...

- Research and evaluate clients credit worthiness. - Create credit scoring models to predict risks. - Approve or reject loan requests, based on credibility and potential revenues and losses. - Calculate and set interest rates. - Monitor payments. Required Candidate profile - Proven work experience as a Credit Manager, Credit Analyst or similar role. - Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel).

Job Requirements Role/ Job Title: Branch Credit Manager Function/ Department : Micro Finance Loans Job Purpose: The incumbent will be required to manage a team as well as coordinate with sales team to achieve target. You will be in direct contact with the consumers in order to establish their credit worthiness. You also need to ensure completion of credit or know your customer documents and verifications through telephonic, field and collateral visits while complying with the guidelines set forth in the in the company credit policy. The execution of this these tasks must be accomplished in such manner which is both sales supportive and risk averse. Roles & Responsibilities: • The incumbent w...

Job Responsibility: Onboarding of new / existing dealers to capital, completion of financial documentation and other credit requirements Coordination with Commercial sales, Retail sales, credit and operations for dealers stock audit management. Continuous follow-up for recovery of accounts covered in portfolio sales and timely corrective actions to address critical issues, if any Bank Guarantee management including BG audit & timely follow-up for renewals Support in establishing Wholesale Credit Processes for aligning it with CNH Capital global practices Coordination with Capital Retail team to increase penetration to enable smooth rotation of dealer outstanding with Capital Keep a regular c...

HDFC Bank Is hiring for Retail Credit - Credit Manager for Mumbai/ Pune location Job Purpose : 1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. 2. Adherence to the policy/process laid out by the Central team on all application being processed 3. Very close monitoring on Non-starters / EMR trends so as to ensure healthy portfolio. 4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. 5. To interact closely with other functions such as Sales/Operati...

As an Assistant Credit Manager at our company, you will be responsible for managing the vehicle loan section. The working hours for this position are from 9:30 am to 5:30 pm at our location in Aswini Junction, Thrissur. This is a full-time job opportunity with benefits such as health insurance and provident fund included. You will be working in a day shift schedule and may be eligible for performance bonuses based on your achievements. The work location for this role is in person, requiring your physical presence at the office. If you have experience in credit management and a background in vehicle loans, we encourage you to apply for this position and be a part of our team.,