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8.0 - 13.0 years
10 - 14 Lacs
lucknow
Work from Office
Role & responsibilities - Have good experience as Area/ Cluster credit manager in Affordable Home loan. Should be CA Intermediate/ appearing. To underwrite, build and maintain a portfolio of HL products as per credit policy. • To manage multiple branches. Manages subordinate staff in day-to-day performance of their jobs. Responsible for overall supervision activities like login, processing, disbursement etc. Vendor management and manage all types of training regarding credit, policy and products. To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit To underwrite, analysis and recommended proposals to se...
Posted 2 months ago
2.0 - 6.0 years
1 - 3 Lacs
jaipur
Work from Office
Responsible for credit Appraisal and processing of Loan Applications. Credit Appraisal: Analyze financial statements, credit reports, and other relevant information to assess the creditworthiness of loan applicants (individuals and/or businesses). Loan Processing: Manage the loan application process from initial submission to disbursement, ensuring all required documentation is complete and accurate. Risk Assessment: Identify and evaluate potential risks associated with loan applications, and recommend appropriate loan terms and conditions. Due Diligence: Conduct thorough due diligence on loan applicants, including verifying information and conducting background checks. Loan Structuring: Str...
Posted 2 months ago
3.0 - 7.0 years
0 Lacs
karnataka
On-site
We are seeking a skilled Credit Manager to become a part of our team. The ideal candidate should possess a strong passion for credit and demonstrate the ability to collaborate effectively with various stakeholders. This position will be within the Credit department and will be based in Bangalore on a full-time basis. Your responsibilities will include visiting business premises, properties, and residences of customers during the pre-disbursement process. You will need to have a deep understanding of the actual business income and expenses of customers, beyond their reported income. Furthermore, you should be able to comprehend customer business needs and requirements from their perspective. ...
Posted 2 months ago
2.0 - 7.0 years
1 - 6 Lacs
kamareddy
Work from Office
Role & responsibilities The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Rol...
Posted 2 months ago
2.0 - 7.0 years
3 - 5 Lacs
dehgam, kheralu
Work from Office
We are hiring Branch Credit Manager profile Job Location: Kheralu, Dehgam, 2 to 3 years of experience in Home Loan / Loan Against Property credit profile Salary budget: up to 5 LPA Salary budget: Any graduate • Requirements: • Graduate/Postgraduate • Strong understanding of secured loan credit process • Experience in mortgage/LAP credit preferred • Knowledge of local market and property documentation • Good communication and decision-making skills Interested candidates can call and WhatsApp at 9722310300 -- Thanks & Regards Parth Lohana HRBP - Gujarat EFL
Posted 2 months ago
7.0 - 12.0 years
6 - 12 Lacs
jaipur
Work from Office
Role & responsibilities - Have good experience as credit manager in Prime LAP, high Ticket Size - 2 crore & above. Should have completed Chartered Accountant . To underwrite, build and maintain a portfolio of HT LAP Loan products as per credit policy. • To manage multiple branches. Manages subordinate staff in day-to-day performance of their jobs. Responsible for overall supervision activities like login, processing, disbursement etc. Vendor management and manage all types of training regarding credit, policy and products. To review applications with credit verifications, financial, technical and legal analysis and sanctioned proposal within given authority limit To underwrite, analysis and ...
Posted 2 months ago
3.0 - 8.0 years
10 - 12 Lacs
guwahati
Work from Office
Role & responsibilities • Appraises /recommends/ approves credit proposals as per the delegation of authority. • Reviews delinquent cases and document learnings / portfolio reviews for risk management. • Conducts process audits and reports delinquencies and anomalies. • Recommends changes to policy/process based on local nuances / competitor feedback. • Implements system integration plans. • Monitors NPA and keeps a track of it. • Ensures field customer visits for PD and deliveries within agreed TAT. • Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. • Ensures maintenance of Healthy Portfolio for t...
Posted 2 months ago
5.0 - 7.0 years
5 - 6 Lacs
bengaluru, ramanagara
Work from Office
Greetings from Fedbank Financial Services| Managing a team of Branch credit managers, Credit Executives managers. Conduct personal discussion with customers to establish Credit worthiness. Pre and post sanction credit risk compliance. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio. Control on portfolio performance. Underwrite specific retail loan proposals and prepare Credit Appraisal Memo (CAM). Coordinate with sales to achieve targets and ensure TAT or SLAs are met Manage the team of Credit. Location - Ramanagara | Bomnahalli (Bangalore) | Wilson Garden (Bangalore) Email - reetikaraj@fedfina.com Thanks
Posted 2 months ago
3.0 - 7.0 years
0 Lacs
pune, maharashtra
On-site
You will be joining Homeville Consulting Private Limited, a financial technology, infrastructure, and lending company dedicated to building credit networks and platforms for the housing finance ecosystem. Homeville focuses on creating critical infrastructure layers for housing-focused credit platforms, enabling retail credit in the housing sector through a multi-platform strategy. The company aims to achieve large operating leverage through a common technology stack and team. One of the key initiatives of Homeville is Bharat Housing Network, which is India's largest affordable housing co-lending platform. This platform provides capital, technology, and infrastructure to affordable housing fi...
Posted 2 months ago
3.0 - 9.0 years
80 - 100 Lacs
, Australia
On-site
URGENT HIRING !!! For more information call or WhatsApp +91 9289584545 Mail us at: [HIDDEN TEXT] location's : Canada , Australia , New Zealand , UK, Germany , Singapore ( Not In India ) Benefits : Medical Insurances , Travel allowances , Flight Tickets , Meals , etc. Roles & Responsibilities Assess and approve/reject credit applications based on financial risk analysis. Develop and enforce company credit policies and guidelines. Monitor accounts to ensure timely payments and manage overdue collections. Evaluate client credit history and financial statements to determine creditworthiness. Collaborate with sales and finance teams to set credit limits and payment terms. Ensure compliance with l...
Posted 3 months ago
3.0 - 5.0 years
0 - 0 Lacs
mumbai city
On-site
Job Opening Loan Manager (Gold Loan Department) Client: Muthoot Finance Location: Mumbai Job Type: Full-Time Language: English (Mandatory) Department: Gold Loan Department (Mandatory) Bike: Mandatory Budget: As per Market Standards Experience: 3-5 Years (Gold Loan Experience Mandatory) Job Summary Muthoot Finance is seeking an experienced and results-driven Loan Manager to lead our Gold Loan Department in Mumbai. The ideal candidate will be responsible for managing end-to-end lending operations, supervising loan officers, and ensuring the loan portfolio remains compliant, profitable, and low-risk. Key Responsibilities Lead and oversee daily loan department operations, including origination, ...
Posted 3 months ago
0.0 years
0 Lacs
Bengaluru, Karnataka, India
On-site
Work Level : Individual Core : Result Driven Leadership : Team Alignment Industry Type : Banking Function : Credit Manager Key Skills : Credit,Credit Manager,Credit Underwriter,Letter oF Credit,Credit Memo,Personal Loan Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Responsibilities: Assess and underwrite personal loan applications as per company policy and credit norms. Analyze applicants' financial data (income documents, bank statements, credit bureau reports, etc.) to determine creditworthiness. Approve/reject loan applications within assigned credit limits. Monitor and evaluate portfolio performance and recommend risk mitigation strategies. Co...
Posted 3 months ago
2.0 - 7.0 years
4 - 8 Lacs
Jaipur
Work from Office
Hi, Menka here from Onboard HRServices!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime at Jaipur with Leading NBFC Interested candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290
Posted 3 months ago
1.0 - 4.0 years
6 - 12 Lacs
Ludhiana
Work from Office
Need Credit Manager for Lap Location - Ludhiana Need exp in mortgage loan Education - CA or MBA Or CWA CTC Can be discuss Age - 37 Yrs Pls share cv on sanjeevani.dupare@voicehr.in
Posted 3 months ago
3.0 - 8.0 years
4 - 7 Lacs
Mahabubnagar
Work from Office
Need Credit Manager for Lap Location - Vikarabad & Mahbubnagar Need exp in Home loan & Lap CTC Can be discuss Age - 37 Yrs Pls share cv on sanjeevani.dupare@voicehr.in
Posted 3 months ago
3.0 - 8.0 years
5 - 11 Lacs
Chennai
Work from Office
Need Credit Manager for Prime Home Loan Location - Chennai Need 3-5 Years exp in Prime Home loan Underwriting. Prefer Immediate & 30 Days notice period candidates. CTC Upto 11 Lacs Age - 33-34 Yrs Pls share cv on sanjeevani.dupare@voicehr.in
Posted 3 months ago
3.0 - 8.0 years
2 - 5 Lacs
Sivakasi, Tiruppur, Coimbatore
Work from Office
Role & responsibilities Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to...
Posted 3 months ago
3.0 - 8.0 years
5 - 10 Lacs
Thane
Work from Office
Role & responsibilities: Reviewing and Evaluating Proposals : Assessing construction finance or developer finance proposals initiated by the sales team. This involves analyzing cash flows, evaluating the viability of real estate projects, and considering legal and technical aspects. Additionally, visiting project sites alongside the business team. Coordinating with Internal Legal and Technical Teams : Collaborating with in-house legal and technical experts to evaluate project feasibility. Detailed Due Diligence : Conducting thorough due diligence on proposal data. Cash Flow and CAM Evaluation : Analysing project cash flows and evaluating Credit Appraisal Memo (CAM). Recommendations to Approv...
Posted 3 months ago
2.0 - 6.0 years
0 Lacs
andhra pradesh
On-site
As a Credit Manager specializing in Secured Business Loans at B Square in Rajahmundry, you will be responsible for assessing and managing credit applications for business loans. Your primary role will involve evaluating the creditworthiness of applicants, analyzing financial data, and determining the risk associated with each application. You will play a key role in making recommendations on loan approvals, ensuring compliance with internal policies and regulatory requirements. Additionally, you will be expected to conduct thorough background checks, review collateral documentation, and communicate effectively with internal teams and customers to facilitate the loan approval process. The ide...
Posted 3 months ago
2.0 - 5.0 years
9 - 13 Lacs
Ambikapur, Bilaspur
Work from Office
Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.Customer visits on key customers and high value relationship.Timely Renewal, Deferral Management,EWS Management Required Candidate profile Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. Location : Bilaspur, Ambikapur Chhattisgarh, Age upto 30 can apply
Posted 3 months ago
3.0 - 5.0 years
5 - 7 Lacs
Dharmavaram, Chilakaluripet, Nellore
Work from Office
Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities.Customer visits on key customers and high value relationship.Timely Renewal, Deferral Management,EWS Management Required Candidate profile Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. Location : Chilakaluripet, Nellore, Dharmavaram. Age upto 30 can apply
Posted 3 months ago
3.0 - 8.0 years
5 - 10 Lacs
Anupshahr, Coimbatore, Bengaluru
Work from Office
POSITION DESCRIPTION JOB TITLE Credit Manager-Semi Formal LAP GRADE SM DEPARTMENT Credit LOCATION BRANCH SUB-DEPARTMENT MSME TYPE OF POSITION Full-time REPORTS TO Area Credit Manager LAP-MSME REPORTING INTO Credit Officer ROLE PURPOSE & OBJECTIVE Expert knowledge of assessing credit risk for large ticket size cases up to Rs. 1 Cr. Conduct income appraisal of MSME borrowers. In depth understanding and analysis of P & L Account and Balance Sheet including cash flows of self-employed borrowers. Assess financial ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Provide Market intelligence from competition and customers stand...
Posted 3 months ago
4.0 - 9.0 years
7 - 12 Lacs
Ambikapur, Bilaspur
Work from Office
Role & responsibilities Credit Manager-Rural Credit-Business Banking Underwriting Function/ Department: Business Banking Underwriting Job Purpose: To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit. Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite Roles & Responsibilities: Appraisal of proposals: Credit appraisal of loan application within defined guid...
Posted 3 months ago
1.0 - 5.0 years
3 - 7 Lacs
Kolkata, Mumbai, New Delhi
Work from Office
Fair Finance is looking for CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey. Credit Analysis : Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity. Risk Assessment : Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy : Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting : Approving or declining credit applications based on the risk assessment and established criteria. Credit Moni...
Posted 3 months ago
8.0 - 10.0 years
10 - 12 Lacs
Amravati
Work from Office
Roles and Responsibilities Manage a portfolio of Home Loan/LAP/Micro Business Loans, ensuring timely recovery and minimizing defaults. Conduct thorough credit assessments, appraisals, and underwriting for new loan applications. Develop and maintain relationships with existing customers to identify cross-sell opportunities and improve customer satisfaction. Collaborate with internal teams to resolve issues related to loan processing, documentation, and disbursement. Analyze market trends and competitor activity to stay updated on industry developments. Desired Candidate Profile 8-10 years of experience in Portfolio Credit Management (Home Loan/LAP/Micro Business Loan). Strong understanding of...
Posted 3 months ago
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