Role & responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of Home Loans (HL) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets
Role & responsibilities • Outcall delinquent customers and facilitate payment of Outstanding due. • Ensure regular and timely follow-ups on delayed payments and closure by collecting the due amount. • Adherence to Key Tele-Calling Parameters like Attempt Count, Login Time, Idle Time, Talk Time, PTP Generation and Conversion. • Achieving DRR and Milestones consistently and ensure to achieve the Collection Target set for the month. • Ensure effective use of rebuttals while trying to negotiate and convince the customer to release the outstanding payment. • Liaison with the respective field team on NC and challenging cases and ensure conversion. • Ensuring 100% adherence to Dos and Don’ts and COC laid down by the organization while making calls to customers. • Achieving the set targets for the key portfolios like EMI Bounce, Bounce & Penal Charges, ENACH Conversion. Job Overview : This job role will require the agent to execute reminder and follow up calls to delinquent customers and facilitating payments of outstanding due while ensuring compliance with regulatory requirements and delivering exceptional customer service.
Role & responsibilities • Outcall delinquent customers and facilitate payment of Outstanding due. • Ensure regular and timely follow-ups on delayed payments and closure by collecting the due amount. • Adherence to Key Tele-Calling Parameters like Attempt Count, Login Time, Idle Time, Talk Time, PTP Generation and Conversion. • Achieving DRR and Milestones consistently and ensure to achieve the Collection Target set for the month. • Ensure effective use of rebuttals while trying to negotiate and convince the customer to release the outstanding payment. • Liaison with the respective field team on NC and challenging cases and ensure conversion. • Ensuring 100% adherence to Dos and Don’ts and COC laid down by the organization while making calls to customers. • Achieving the set targets for the key portfolios like EMI Bounce, Bounce & Penal Charges, ENACH Conversion. Job Overview : This job role will require the agent to execute reminder and follow up calls to delinquent customers and facilitating payments of outstanding due while ensuring compliance with regulatory requirements and delivering exceptional customer service.
Role & responsibilities Maintain and assist in the prepara on of valua on reports and due diligence documenta on. Monitoring of projects (including site visits) progress on quarterly basis and prepare related reports. Prepare data and reports as per NHB requirements. Manage the vendor empanelment process including evalua on and onboarding. Coordinate activities related to DF deemed APF. Conduct internal site visits to monitor project progress and compliance. Assist Vendor empanelment Knowledge of rules and regula ons of DCPR and similar regula ons is must. Preferred candidate profile At least 5 years of relevant experience in Developer Finance (Technical) Bachelors degree in Engineering (B.E. or B.Tech)
Role & responsibilities: Reviewing and Evaluating Proposals : Assessing construction finance or developer finance proposals initiated by the sales team. This involves analyzing cash flows, evaluating the viability of real estate projects, and considering legal and technical aspects. Additionally, visiting project sites alongside the business team. Coordinating with Internal Legal and Technical Teams : Collaborating with in-house legal and technical experts to evaluate project feasibility. Detailed Due Diligence : Conducting thorough due diligence on proposal data. Cash Flow and CAM Evaluation : Analysing project cash flows and evaluating Credit Appraisal Memo (CAM). Recommendations to Approving Authority : After evaluation, recommending construction finance proposals to the approving authority. Pre-Disbursement Conditions Assessment : Evaluating pre-disbursement conditions before funds are released. Post-Disbursement Monitoring : Monitoring disbursements, ensuring compliance with covenants, and overseeing project progress. Ongoing Project Monitoring : Continuously monitoring funded projects after disbursement. Subsequent Tranche Disbursements : Releasing subsequent tranches as needed. Issuing NOC for Unit Sales : Providing a No Objection Certificate (NOC) for selling units or apartments. Periodic Portfolio Assessment: Regularly assessing project performance in comparison to actual targets, either monthly or quarterly. Specialized Competencies : Analytical Skills : Proficiency in analysing financial data and making informed decisions with available data. Credit Appraisals/ Project reports : Assessing mid-size loan proposals (ranging from 5 to 40 Cr or more). Real Estate funding/ Project Finance Understanding : Familiarity with the real estate business, including builder and developer practices. Legal and Technical Knowledge : Understanding regulations, legal complexities, and technical requirements related to real estate development. Preferred candidate profile At least 3 years of relevant experience in developer finance, project finance, real estate funding, or construction finance credit. Candidates should hold a CA or MBA degree. Desired Attributes: Project Finance Credit: Familiarity with credit assessment in project finance or real estate finance. Language Proficiency: Fluency in the local language, English and/or Hindi. Team Collaboration: Ability to work with team.
Role & responsibilities Will be responsible for sourcing affordable housing loan business and building strong customer relationships. The role involves identifying prospective customers, assessing their financial needs, and ensuring a smooth loan process from lead generation to disbursement/handover. Responsible for customer acquisition , relationship management , and ensuring profitability of the assigned geography / customer segments. Also responsible for driving business growth and portfolio quality . Lead Generation & Sourcing - Acquire customers through field visits and local channels. Customer Relationship Management - Maintain strong rapport with customers. Documentation - Assist customers in documentation and ensure compliance with policy. Sales Target Achievement - Meet monthly disbursal targets. Market Knowledge - Stay informed and identify opportunities. Preferred Candidate Profile: Minimum HSC pass-out (Graduates preferred). Strong target orientation and field sales mindset. Ability to perform under pressure. Willingness to travel locally and work on-ground in assigned geography. Experience in home loans , affordable housing , or retail lending is a must.
Job Title: Apprentice trainee (Fresher) Company: SMFG India Credit - Grihashakti About Us: https://www.grihashakti.com/ Job Overview: It is a Govt. Initiative program. As a fresher, you will be responsible for supporting our Sales team. This entry-level position offers the opportunity to develop your skills and grow within our organization. Key Responsibilities: Customer Engagement: Assist in managing client relationships, addressing inquiries, and providing product information. Administrative Tasks Maintain accurate records of sales activities and customer interactions in CRM systems. Team Collaboration Work closely with the sales team to achieve sales targets and contribute to team goals. Qualifications: Education: Any Graduation with Bachelors degree. Skills:- Excellent communication and interpersonal skills. Proficiency in Microsoft Office (Word, Excel, PowerPoint), Eagerness to learn. What We Offer: Training: Comprehensive training program to develop your skills and industry knowledge. Career Growth: Opportunities for advancement within the company. Benefits: Self Medical Cover. Work Environment: A dynamic and supportive work environment with a focus on teamwork and professional development. How to Apply: Interested candidates are invited to submit their resume to (xpheno.shivani.mohite@grihashakti.com) Please include "Fresher Application" in the subject line. Equal Opportunity Employer: SMFG India is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.
Role & responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of both Home Loans (HL) and Loan Against Property (LAP) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets
Role & responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of both Home Loans (HL) and Loan Against Property (LAP) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets
Role & responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of both Home Loans (HL) and Loan Against Property (LAP) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets
Role & responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of both Home Loans (HL) and Loan Against Property (LAP) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets Preferred candidate profile Previous Experience in HL/LAP or similar role in the financial industry Minimum qualification graduation or equivalent
Role & responsibilities Manage a team of sales professionals to achieve business targets through effective channel management, customer relationship building, and market intelligence gathering. Analyze market trends and competitor activity to stay ahead of the competition in terms of product knowledge and service delivery. Ensure timely completion of tasks while maintaining high levels of accuracy and attention to detail. Preferred candidate profile
Role & responsibilities Manage and oversee a team of Relationship Managers, providing leadership, training, and support to ensure they are effective and motivated Responsible for achieving and exceeding productivity benchmarks by implementing efficient sales strategy while following the processes Build different channels of distribution to enhance market penetration and reach Monitor and ensure the quality of portfolio and customer satisfaction Provide training and handholding to the team of Relationship Managers, ensuring they are equipped with the necessary skills and knowledge to perform optimally Drive the achievement of monthly sales targets by setting goals, sales plans, and motivating the team towards successful outcome over number achievement Preferred candidate profile
Role & responsibilities Manage and oversee a team of Relationship Managers, providing leadership, training, and support to ensure they are effective and motivated Responsible for achieving and exceeding productivity benchmarks by implementing efficient sales strategy while following the processes Build different channels of distribution to enhance market penetration and reach Monitor and ensure the quality of portfolio and customer satisfaction Provide training and handholding to the team of Relationship Managers, ensuring they are equipped with the necessary skills and knowledge to perform optimally Drive the achievement of monthly sales targets by setting goals, sales plans, and motivating the team towards successful outcome over number achievement Preferred candidate profile
Role & responsibilities Manage and oversee a team of Relationship Managers, providing leadership, training, and support to ensure they are effective and motivated Responsible for achieving and exceeding productivity benchmarks by implementing efficient sales strategy while following the processes Build different channels of distribution to enhance market penetration and reach Monitor and ensure the quality of portfolio and customer satisfaction Provide training and handholding to the team of Relationship Managers, ensuring they are equipped with the necessary skills and knowledge to perform optimally Drive the achievement of monthly sales targets by setting goals, sales plans, and motivating the team towards successful outcome over number achievement
Roles and Responsibilities Manage a team of sales professionals to achieve business targets through effective channel management, customer relationship building, and market intelligence gathering. Analyze market trends and competitor activity to stay ahead of the competition in terms of product knowledge and service delivery. Ensure timely completion of tasks while maintaining high levels of accuracy and attention to detail.
Role & responsibilities What we are looking for a candidate is Sales job of Home loan sourcing from out existing builder We are looking for DST profile candidates and salary in that range. Preferably below 30 years Preferably have home loan experience of At least 6 months. Language Kannada/ English. Preferred candidate profile
Role & responsibilities Managing customer through Phone calls/ Chats/ Email etc Should have knowledge of Home loan product Raising Service request as per the customer requirement Good Communication skill- English- Read/Write
Roles & Responsibilities • To answer customers calls and solve customer queries/ complaints or grievances. • To provide all necessary information asked by the customers. • Maintain quality standard and ensure adherence to the quality parameters & ensure customer satisfaction. • Identifies the need to escalate specific issues and follow through where necessary. • Presents detailed information and responds to questions from Managers, clients, and Customers. • To Upsel/Cross Sell as per mandated products
Key Roles & Responsibilities Understanding of Home loan market and process Good communication, negotiation, and interpersonal skills Ability to work independently and in a team-oriented environment Sourcing of cases from the open market and maintain strong relationship with builders Sourcing of both Home Loans (HL) and Loan Against Property (LAP) Enhance business distribution by empanelling connectors, ensuring effective network for business growth Ensuring quality of customer onboarding Strategic thinking with focus on sourcing avenues Effective networking and relationship building skills Team work and problem-solving skills High motivation and commitment towards achieving the sales targets
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