85 Credit Manager Jobs - Page 3

Ascend Capital is a young FinTech NBFC founded by IIT Madras and IIM Calcutta alumni, rapidly growing and disrupting the Electric Vehicle (EV) and Fintech domains. Ascend is dedicated to building India's EV ecosystem for a sustainable and greener future. Passionate about technology and innovation, we are focused on developing solutions to cater to over 1 million+ customer visits daily. If you are eager to tackle large-scale challenges in the EV industry and drive real impact, Ascend is the ideal place for you. We are currently looking for an experienced Credit Manager (Retail EV Finance) with a minimum of 3 years of experience in Banking/NBFC(s) preferably within the Vehicles finance segment...

Role & responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learnings / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance of Portfolio for the bank. Makes customer v...

Role & responsibilities Formulation & implementation of credit policy framework for Personal loan product within regulatory guidance & risk appetite of the bank. • Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. • Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. • Ensuring process & underwriting efficiencies through tech initiatives/digitalization. • Ensure adherence to internal systems, controls & processes to ensure ...

Role & responsibilities Formulation & implementation of credit policy framework for Personal loan product within regulatory guidance & risk appetite of the bank. • Tracking portfolio triggers, risk appetite level, NPA/write off trends, quality of static asset pool. Identify good/ bad segments, establish credit monitoring mechanisms to track the performance of the credit portfolio and proactively identify potential areas of concern. • Ensuring adherence to credit Policy and guidance/ clarifications on policy parameters to stakeholders. • Ensuring process & underwriting efficiencies through tech initiatives/digitalization. • Ensure adherence to internal systems, controls & processes to ensure ...

3.6 Area Credit Manager Business Vertical: Housing Line of Business: Credit Department: Credit Line Manager: Regional Credit Manager Designation: Area Credit Manager Grade: M4/M5 On the rolls of: TCHFL Location: No. of Positions: Job Dimensions Responsible for handling team: Yes Roles reporting into this role(Direct/Indirect): Contact or Interaction with: 1) Customers 2) Internal sales teams 3)Channel Partners 4) Builders Travel Required: Yes Position Type: Full time Process Owner: 1) Credit • • Credit Manager Credit Officer Job Purpose To underwrite mortgage business and manage the portfolio in assigned area • Responsibilities Core Responsibilities: o Support and co-partner with business te...

Role & responsibilities Evaluating the financial performance of dealers through analysis of dealers performance vis a vis industry performance and financials statement analysis using financial ratios. Preparation of Credit Proposal Note and Credit Recommendation of Inventory Funding limit and Term loans for new dealers as well as existing dealers, Determining the key credit risks and mitigating factors while evaluating the proposal. Conducting Due Diligence Review for appointment of new dealers PAN India. Monitoring of limit by way of Overdue Tracking, Stock Audit monitoring and other related MIS. Preparation and maintenance of Master Database and various MIS. Regular follow up on overdue ca...

Responsibilities- Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regul...

Key Responsibilities: Conduct credit appraisal and underwriting of loan proposals Ensure compliance with internal credit policies and regulatory guidelines Supervise and mentor credit analysts and junior underwriters Coordinate with sales and operations teams for smooth loan processing Monitor portfolio performance and flag early warning signals (EWS) Prepare and present credit proposals to the credit committee Liaise with auditors and regulatory bodies (e.g., RBI) during inspections Maintain high standards of documentation and reporting Role & responsibilities Salary - 5 LPA to 15 LPA Preferred candidate profile

Role & responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learnings / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance of Portfolio for the bank. Makes customer vi...

Role & responsibilities : Credit Assessment & Underwriting: Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit and escalate higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing a...

Job Role: Evaluating Credit requirements of potential customers (Strategic and retail) Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Ensure adherence of credit policies and RBI guidelines Continuous ...

Credit Manager-SALARIED PL AND WORKING CAPITAL-Credit Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property ...

ROLE SUMMARY Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Revert on the Hindsight and Internal audit observations KEY RESPONSIBILITIES/ ACCOUNTABILITIESStrategic/ Managerial Responsibilities Ensuring Credit appraisals are done within TAT Ensuring adherence to the credit policy and process. Core Responsibilities Raising critical risk queries, exerci...

Hi, Menka here from Onboard HRServices!! On Spot Opportunity! As Branch Credit Manager - HL/LAP Prime at Jaipur with Leading NBFC Interested candidates can share CVS on menka@onboardhrservices and WhatsApp +91 8779790290

Roles and Responsibilities Manage mortgage loans from origination to disbursement, ensuring timely processing and quality control. Conduct thorough credit appraisals, assessing borrower's financial situation, income stability, and repayment capacity. Develop strong relationships with customers through effective communication and issue resolution. Collaborate with internal teams to ensure seamless execution of underwriting processes. Maintain accurate records and reports on loan applications, approvals, and disbursements. Desired Candidate Profile 4-6 years of experience in Credit Management or related field (preferably in Home Loans & Mortgages). Strong understanding of credit underwriting p...

Responsibilities- - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. - Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. - Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. - Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. - Benchmark borrowers financial performance across competitors and industry benchmarks. - Secondary research to gather additional information about the background of management and the bor...

Must have mortgage loan experience Must have ability to read balance sheet & Profit & Loss Ac Must have Personal Discussion experience

Experience in Secured Loan- LAP with ticket size above 50 Lac. have experience in Assessment & PD (Personal Discussion) .Helps to update and improve credit rating criteria.

Hiring for the role of Credit Manager Product: Personal Loan Evaluate credit operational market and other branch-level risks Address risks in processes, systems, and staffing; develop contingency plans Interested can call or send resume 9592809025

Role & responsibilities 1. MSME vertical is a growing business for Ujjivan. The Credit Manager will be an important position that will drive the Portfolio growth for the particular location. 2. Underwriting of Working Capital - Fund Based & Non-Fund Based customers for Facility amount up to 10 Cr 3. Managing a portfolio of fund based as well as non-fund based facilities i.e. term loan, cash credit, working capital demand loan, overdrafts, letter of credit, bank guarantees etc. 4. Managing entire underwriting process which includes CAM preparation, credit assessment, PD with customer, detailed financial analysis of proposal and presentation of proposal to the approving authority 5. Ensuring p...

Role & responsibilities CA 1st/ 2ns Attempt preferred. MBA Finance with Mini. 1 year exp in banking. Credit appraisal & analysis. Business & portfolio management. Excellent communication Client & portfolio management Business & revenue management Preferred candidate profile CA-1st/2nd Attempt CA Fresher MBA -1-2 years in banking

Designation - Credit Manager Function/ Dept - EEG (Affordable LAP) Location Rewari Saharanpur Mordabad Experience Experience Between 2 to 5 years in NBFC Qualification Any Graduate Preference An immediate joiner will be preferable Role Specifications Ensure highest level of portfolio quality for LAP products with the best productivity numbers and continuous increasing efficiency of overall operations by improving the team's competence levels To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases. Monitor and ensure that highest underwriting...

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to ...

Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials maintaining the processing TAT Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry. Responsible for frequent training, updates on new circulars, credit policy with the sales team.

Role & responsibilities Should be having approval authority in current role, Knowledge of local markets and trends in retail lending Ability to liaison & follow-up with external and internal stakeholders Understanding of Financials, CIBIL and other checks required to validate customers credibility. Minimum 2 years of experience in Credit underwriting of Unsecured Business loan proposals of high-ticket size upto 30 lacs Preferred candidate profile Qualification - Preferably CA/CA Inter/ ICWA/ MBA Finance or Post Graduate or Graduate (with decent experience in Unsecured business loan underwriting) Minimum 2 years of experience in Credit underwriting of Unsecured Business loan Locations : Pune ...