68 Credit Manager Jobs - Page 3

Experience in Secured Loan- LAP with ticket size above 50 Lac. have experience in Assessment & PD (Personal Discussion) .Helps to update and improve credit rating criteria.

Hiring for the role of Credit Manager Product: Personal Loan Evaluate credit operational market and other branch-level risks Address risks in processes, systems, and staffing; develop contingency plans Interested can call or send resume 9592809025

Role & responsibilities 1. MSME vertical is a growing business for Ujjivan. The Credit Manager will be an important position that will drive the Portfolio growth for the particular location. 2. Underwriting of Working Capital - Fund Based & Non-Fund Based customers for Facility amount up to 10 Cr 3. Managing a portfolio of fund based as well as non-fund based facilities i.e. term loan, cash credit, working capital demand loan, overdrafts, letter of credit, bank guarantees etc. 4. Managing entire underwriting process which includes CAM preparation, credit assessment, PD with customer, detailed financial analysis of proposal and presentation of proposal to the approving authority 5. Ensuring proper documentation and disbursement of the credit facilities to the customer on time 6. Conduct income appraisal of MSME borrowers. In depth understanding and analysis of P&L Account and Balance Sheet including cash flows of self-employed borrowers. 7. Assess financial ratios, in depth knowledge of rational behind calculation of ratios and its impact on facility performance. 8. Provide Market intelligence from competition and customers stand point Recommendations on new processes & fraud Control initiative etc. I ntrested can share your resume on mahesh.dolare@ujjivan.com

Role & responsibilities CA 1st/ 2ns Attempt preferred. MBA Finance with Mini. 1 year exp in banking. Credit appraisal & analysis. Business & portfolio management. Excellent communication Client & portfolio management Business & revenue management Preferred candidate profile CA-1st/2nd Attempt CA Fresher MBA -1-2 years in banking

Designation - Credit Manager Function/ Dept - EEG (Affordable LAP) Location Rewari Saharanpur Mordabad Experience Experience Between 2 to 5 years in NBFC Qualification Any Graduate Preference An immediate joiner will be preferable Role Specifications Ensure highest level of portfolio quality for LAP products with the best productivity numbers and continuous increasing efficiency of overall operations by improving the team's competence levels To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases. Monitor and ensure that highest underwriting standards are maintained for the respective Branch Adherence to the policy/process laid out by the Institution. Ensuring Standardization of process all across the region and also deliver the best in-class TAT across product segments handled.

Roles and Responsibilities Establish key qualification rules & credit worthiness of applicants Preparing credit evaluation reports evaluating risk in borrower, transaction and underlying security and making recommendations. Expert knowledge of Industry specific, market knowledge & trend Expert knowledge of financial with key ratio & their impact. Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts Working on new credit monitoring measures and credit triggers and their tracking. Monitoring and proactively highlighting risk in the portfolio of loans or the underlying security or the client. Liasioning and networking in the industry to seek reference checks for clients as well as understanding the industry & economy dynamics Ensuring the approvals are taken as per policies laid down and ensuring the internal policies on credit are not violated Stakeholder management and big team handling experience is needed . Desired Candidate Profile 1. Relevant experience of 12+ yrs in Banks/NBFCs handling the credit appraisals and approval of small to mid size loans to trade and to business enterprises 2. CA/MBA full time 3. Candidate experience in a NBFC/Bank current or past or a banking organisation is essential. 4. Must be strong in Compliance and have an understanding of the Regulatory framework. 5. Should have hands on exposure in Credit assessment, appraisal, approvals & administration of the policies, Creation of policies, portfolio management/surveillance & credit scoring.

Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials maintaining the processing TAT Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry. Responsible for frequent training, updates on new circulars, credit policy with the sales team.

Role & responsibilities Should be having approval authority in current role, Knowledge of local markets and trends in retail lending Ability to liaison & follow-up with external and internal stakeholders Understanding of Financials, CIBIL and other checks required to validate customers credibility. Minimum 2 years of experience in Credit underwriting of Unsecured Business loan proposals of high-ticket size upto 30 lacs Preferred candidate profile Qualification - Preferably CA/CA Inter/ ICWA/ MBA Finance or Post Graduate or Graduate (with decent experience in Unsecured business loan underwriting) Minimum 2 years of experience in Credit underwriting of Unsecured Business loan Locations : Pune Pimpri, Nashik, Sambhajinagar & Nagpur. Position : Branch Credit Manager (Unsecured Business Loans) Interested candidate may share cvs at Siddhartha.gupta@piramal.com & Ankita.gupta3@piramal.com

Job Profile: Credit appraisal of loans as per the credit policy of the company. Must have experience in Credit Underwriting. Discussion with the customers and checking their loan requirements. PD with customers at residence and business premise for assessing income. Maintaining current knowledge of market conditions and company lending guidelines. Managing turnaround time and file quality of the respective locations. Understanding of Property related knowledge (like legal title and market value of the property) Vendor Management

Position: Credit Manager Products : Home Loan and LAP CTC up to 8.5 LPA Age Max 28 Years Locations : Vasai, Virar Contact Number : 8788586682

Responsible for managing credit risk, analyzing credit management data, and overseeing all credit operations in the region. Managing a team of Credit Analysts, Credit Managers and ACMs Required Candidate profile Active involvement in client meetings, portfolio monitoring and risk management processes Co-ordination with internal and external stakeholders (Business team, internal auditors, external vendors etc)

Responsible for managing credit risk, analyzing credit management data, and overseeing all credit operations in the region. Managing a team of Credit Analysts, Credit Managers and ACMs Required Candidate profile Active involvement in client meetings, portfolio monitoring and risk management processes Co-ordination with internal and external stakeholders (Business team, internal auditors, external vendors etc)

Responsible for managing credit risk, analyzing credit management data, and overseeing all credit operations in the region. Managing a team of Credit Analysts, Credit Managers and ACMs Required Candidate profile Active involvement in client meetings, portfolio monitoring and risk management processes Co-ordination with internal and external stakeholders (Business team, internal auditors, external vendors etc)

CHIEF RESPONSIBILITIES Ensure quality Appraisal of credit for worthy borrowers. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hindsight and Internal audit observations. Conduct monthly Regional Council Meetings with all the stakeholders. Strategic Managerial Responsibilities: Discussion of observations with Seniors ZCH/ National Credit Manager and Chief Credit Officer • Assessment of Credit Proposal / Case for his respective location / region • Presentation of key observations to Senior Management on periodic basis • Managing a team & drive the results/ goals set for self & Team. Core Responsibilities: Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal • Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level. • Monitoring of delinquency, exceptions, portfolio movement. • Maintaining data as required by the Senior Management People Management: Active participation in process re-engineering related to product / process • Collaborate with business, OSD & Policy team for any change in the process/policy. • Self-driven, goal oriented & dynamic in nature.

Candidate having experience in Used commercial Vehicles interested candidate please share CV on akanksha.barmate@millenniumplacement.com

MASS HIRING FOR CREDIT ANALYST & SENIOR CREDIT ANALYST FOR US & UK MORTGAGE LOANS 5.5 DAYS WORKING + DAY SHITFS + FIXED OFF SALARY UP TO 6 LPA + INCENTICES + YEARLY BONUS. Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com Role & responsibilities:- Credit assessment - based on the financials shared by the borrower, the Credit Analyst will assist the mortgage broker, and assess the product and lender that are more suitable for them. This needs a deep understanding of the credit policies of various banks and an understanding of credit-assessment calculations. He / She will assist our broker clients in researching and developing loan strategies by comparing the policies suitable for a borrowers scenario, entering application data into loan processing software, data verification, document collation / verification, and client servicing. Client communication - interact with clients or lenders via email, phone calls, texts, etc. to take inputs regarding their financial data, and corresponding documents, and make suggestions regarding products and policies. Compliance and audit - ensure that all compliance norms are adhered to while processing the case. Preferred candidate profile:- 1. Post-Graduate / Graduate in Commerce or Management field. 2. Good command of both oral and written English language will be required for the profile. 3. Accuracy and strong attention to detail, 4. Critical thinking and problem-solving skills. 5. 1-3 Years of experience working with Australian Mortgage brokers in Mortgage Processes will be preferred. 6. Excellent time management skills Office timings are from 6:00 am to 3:00 p.m. to overlap Australia time. Perks and benefits:- 5.5 Days Working Fixed Off Day Shifts Monthly Incentives Yearly Bonus Call HR Kabir TO Schedule Your Interview @ 9001000060 Drop your Resume:- kabir@virtueplacement.com NOTE Applications SENT TO ANY Other Email Address WILL NOT BE Entertained.

Responsibilities - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. Benchmark borrowers financial performance across competitors and industry benchmarks. Secondary research to gather additional information about the background of management and the borrower. Regular review of the covenants and portfolio performance and suggest corrective action, including working with the customer to resolve any delinquency. Coordinating with Sales, Operation, Legal, Technology and Customer Service team effectively. Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFC. Skills required: Keen interest towards tech driven new age/ alternate data-based credit decision process. Knowledge of various products such as business loan, line of credit, dropline OD, etc. will be an added advantage. Strong knowledge of financial statement analysis, general accounting, cash flows, financial ratios, etc. Critical thinker with strong decision-making ability, excellent written and verbal communication. Demonstrated capabilities towards multiple stakeholder management. Knowledge of drafting curated sanction letters and loan agreements will be an added advantage.

Roles and Responsibilities Manage a portfolio of LAP/Micro Business Loans, ensuring timely recovery and minimizing defaults. Conduct thorough credit assessments, appraisals, and underwriting for new loan applications. Develop and maintain relationships with existing customers to identify cross-sell opportunities and improve customer satisfaction. Collaborate with internal teams to resolve issues related to loan processing, documentation, and disbursement. Analyze market trends and competitor activity to stay updated on industry developments. Desired Candidate Profile 5-10 years of experience in Portfolio Credit Management (LAP/Secured Business Loan). Strong understanding of credit underwriting principles, policies, and regulations. Excellent communication skills for effective customer interaction and relationship-building. Ability to analyze complex financial data to make informed lending decisions. Interested candidate can directly mail us their Resume on lalit.soni4@aubank.in or can what's app their resume on 9140487727.