Role & responsibilities Builder & Developer Tie-ups: Identify and onboard builders & developers for APF (Approved Project Finance) tie-ups to generate home loan business. Project Approvals: Work closely with the Credit & Legal teams to get projects pre-approved for faster loan disbursements. Business Development: Strategically increase the builder network to drive loan volumes and maintain a steady inflow of business. Stakeholder Management: Collaborate with internal teams to ensure quick TAT in APF approvals and support sales teams with project-related information. Market Analysis: Stay updated on real estate trends, competitor activities, and project developments to leverage business opportunities. Relationship Management: Build long-term relationships with builders, developers, and channel partners to maximize home loan penetration.

Role : Responsible for sourcing new files for home loans through various channels and achieving disbursement targets in their assigned territory. Reporting to the Designated Regional Manager or Branch In charge, the primary goal of this role is to contribute to the growth of the organization's home loan portfolio. Key Responsibilities: Sourcing New Files : Actively seek and source new home loan files through various channels. Achieving Disbursement Targets: Work towards and achieve set disbursement targets within the assigned territory. Documentation Processing: Complete necessary documentation for processing loan applications. Business Developmen t: Actively participate in business development activities to promote home loans. Role Requirements: Minimum Education Qualification: - Essential: Intermediate / HSC (12th) - Desired: Graduate Work Experience (in Years) 1-3 Years in Home Loans

Role & responsibilities Social Media Management Schedule, and publish content across social media platforms Engage with audiences through interactive content (polls, stories, Q&A, etc.) Manage the social media calendar Maintain a repository of brand assets Social Media Analytics & Reporting Track and analyse KPIs (engagement, impressions, conversion rates) Provide data-driven recommendations to improve social media strategies Stay updated on social media trends and best practices Suggest A/B testing for new content formats like Reels, Shorts, and Live sessions Gather insights on industry trends and competitors Identify opportunities for brand positioning and marketing strategies Assist in compiling marketing reports using tools like Google Analytics Provide performance updates to the management Campaign Coordination Assist in planning and executing marketing campaigns Coordinate with internal teams and agencies for campaign deliverables Track campaign progress and ensure deadlines are met Online Reputation Management (ORM) Monitor brand mentions, reviews, and customer feedback online Respond to customer inquiries, complaints, and comments as per set templates Escalate critical issues to internal teams for resolution Design & Creative Contribution Create visuals using Canva, Photoshop, or Illustrator for social media and campaigns as and when required Ensure brand consistency in all creative assets

Role & responsibilities Make informed lending decisions based on available information and applicant interactions Ensure superior customer experience and reasonable turnaround time. Manage performance metrics related to losses, portfolio quality, cost of credit administration, and employee productivity. Monitor portfolio indicators and ensure they align with desired levels. Motivate and develop credit resources to enhance team performance. Contribute to achieving branch profit goals through effective credit management and decision-making. Assist ZCM in coordinating and managing the region. Control the Pushback Ratio Preferred candidate profile Min 7 Years of experience in Housing Finance as a Area Credit Manager

Role : Responsible for sourcing new files for home loans through various channels and achieving disbursement targets in their assigned territory. Reporting to the Designated Regional Manager or Branch In charge, the primary goal of this role is to contribute to the growth of the organization's home loan portfolio. Key Responsibilities: Sourcing New Files : Actively seek and source new home loan files through various channels. Achieving Disbursement Targets: Work towards and achieve set disbursement targets within the assigned territory. Documentation Processing: Complete necessary documentation for processing loan applications. Business Developmen t: Actively participate in business development activities to promote home loans. Role Requirements: Minimum Education Qualification: - Essential: Intermediate / HSC (12th) - Desired: Graduate Work Experience (in Years) 1-3 Years in Home Loans

Role & responsibilities: 1. Loan Processing & Documentation: Assist in loan application processing, verification, and documentation. Ensure proper data entry and maintain loan records in the system. Coordinate with sales and credit teams for document collection and processing. 2. Customer Service & Coordination: Handle customer queries related to loan processing, disbursement, and repayment. Provide support in handling grievances and resolving operational issues. Assist in onboarding new customers and educating them on loan terms & repayment schedules. 3. Disbursement & Repayment Management: Support loan disbursement activities, ensuring compliance with internal and regulatory policies. Monitor loan repayment schedules and coordinate with the collections team. Assist in managing post-disbursement documentation and file maintenance. 4. Compliance & Risk Management: Ensure all processes comply with RBI/NHB and company guidelines. Maintain accurate records and support internal/external audits. Identify process gaps and suggest improvements to enhance operational efficiency. 5. MIS & Reporting: Prepare daily/monthly reports related to loan processing and disbursements. Assist in data analysis to improve operational efficiency. Support in maintaining dashboards for management review

APF Product Lead S.No Responsibility Key Tasks 1. Project Approval Management Oversee and expedite the APF process for timely builder project approvals. Creating the Pipelines and monitoring the movement of sourced APF 2. Builder Collaboration & Business Growth Develop and maintain strong relationships with builders to enhance approvals and business flow. Utilize past experience in tracking and driving business through builder-approved projects. 3. Curating Schemes & Business Programs Design strategic financial schemes and engagement programs with builders. Use project insights and market trends to create impactful business programs. 4. Daily Coordination & Business Tracking Manage and track APF managers across key locations pan-India. Daily Productivity of Team and Penetration in APF Projects to be monitored through MISs Track project performance metrics to assess their contribution to business growth. 5. Regulatory & Compliance Assurance Ensure all builder projects meet regulatory and risk compliance standards. Collaborate with compliance teams to mitigate risks in retail cases financing. 6. Cross-Functional Collaboration Work closely with Technical, legal, risk, and credit teams for seamless project approvals. Ensure close coordination with IT and smooth integration & Placement of digital Kiosks across selected builder projects 7. Data-Driven Decision Making & Business Scalability Track and analyze business performance using structured monitoring. Leverage insights to scale operations, optimize processes, and drive approvals.

Looking after credit underwriting of SENP / SEP cases (self-employed & non-professionals.) by having a deep understanding of applicant's financials and business background post visiting customer Appraising loan applications for creditworthiness ensuring adherence to KYC norms, credit bureau assessment and financials maintaining the processing TAT Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in the mortgage industry. Responsible for frequent training, updates on new circulars, credit policy with the sales team.

Role & responsibilities 1. LMS Adoption & Tracking Promote the effective use of the Learning Management System (LMS) across all business units. Monitor LMS usage, course enrollments, and completion metrics. Identify gaps in adoption and develop strategies to enhance user engagement. Manage user queries and coordinate with vendors or IT for system-related enhancements. 2. Training Execution & Completion Assist in the execution of the annual training calendar (classroom, virtual, e-learning). Coordinate with internal and external trainers, business stakeholders, and logistics teams. Ensure timely tracking of attendance, participation, and completion rates across programs. Maintain accurate training records and prepare periodic reports. 3. Course & Content Improvement Evaluate existing training content and recommend updates to improve relevance and effectiveness. Coordinate with Subject Matter Experts (SMEs) and vendors to create or revise training material. Ensure alignment of content with business objectives and compliance requirements. Maintain content libraries on the LMS with version control. 4. Training Impact & Performance Tracking Support the analysis of training effectiveness through pre/post assessments, feedback forms, and performance data. Assist in creating dashboards and MIS reports to measure ROI on learning initiatives. Identify trends and recommend improvements to learning strategies based on impact analysis. 5. Employee Engagement Activities Plan and execute employee engagement initiatives that promote a culture of continuous learning and development. Collaborate with internal teams for campaigns, contests, recognition programs, and L&D events. Facilitate feedback sessions to assess employee interests and satisfaction levels.

Daily: Manage office operations and ensure smooth day-to-day activities Checking of Regional Office upkeep Cabins, Conference rooms, Washrooms and Meeting Rooms Travel to North region for inspection and repairs & maintenance in coordination with Head Office Attend employee queries Admin IT & HR and forward to Head Office resolve issues Monitor office supplies and inventory Manage office correspondence and emails Handling Regional Office Petty Cash Set up and arrangement for meeting rooms, Board rooms frequently Weekly: Verify and validate the printing of Vcards & ID Cards on weekly basis Timely submission of bills and follow up for the Vendor payments through FoxPay Prevention maintenance of all office assets of branches Implement and enforce company policies and procedures Coordinate with other departments on administrative matters Prepare and submit weekly reports to head office Monthly: Electricity Bills MIS Petty Cash Expenses MIS Compliances MIS

Role & responsibilities Ensure compliance with applicable statutory and regulatory requirements. Support in organizing and preparing agendas, board papers, and presentations for Board Meetings, Committee Meetings, and Annual General Meetings (AGMs). Record accurate minutes of meetings, draft board resolutions, and maintain statutory registers and records. Coordinate with external regulators, legal advisors, auditors, and other stakeholders as required. Manage official correspondence, compile and analyze information, and prepare reports to ensure effective communication of decisions to all relevant stakeholders. Contribute to strengthening the companys corporate governance framework and assist in implementing best practices. Assist in the administration and documentation of company share schemes and related compliances. Handle other day-to-day secretarial and compliance-related activities as assigned. Note: Actual responsibilities may vary depending on organizational requirements and regulatory changes. Key Skills & Qualifications: Qualification: Candidate must be a qualified Company Secretary (CS) from the Institute of Company Secretaries of India (ICSI) with active membership. ICSI Membership Number is mandatory. Desirable Qualification: LL.B. will be considered an added advantage. Experience: 2-4 years in corporate secretarial, legal, and compliance functions , preferably in an HFC, NBFC, or financial services company. Male Candidates Preferred

Role & responsibilities Builder & Developer Tie-ups: Identify and onboard builders & developers for APF (Approved Project Finance) tie-ups to generate home loan business. Project Approvals: Work closely with the Credit & Legal teams to get projects pre-approved for faster loan disbursements. Business Development: Strategically increase the builder network to drive loan volumes and maintain a steady inflow of business. Stakeholder Management: Collaborate with internal teams to ensure quick TAT in APF approvals and support sales teams with project-related information. Market Analysis: Stay updated on real estate trends, competitor activities, and project developments to leverage business opportunities. Relationship Management: Build long-term relationships with builders, developers, and channel partners to maximize home loan penetration.

Role & responsibilities Partnership Development: Identify and evaluate potential co-lending partners such as banks, credit unions, and community development financial institutions Establish and nurture relationships with key stakeholders to explore collaboration opportunities and strategic alliances. Negotiate partnership agreements, terms, and conditions in alignment with company objectives. Co-lending Program Management: Develop co-lending frameworks and strategies to optimize lending capacity and mitigate risks. Design and implement operational processes for seamless coordination between partners. Monitor co-lending activities, performance metrics, and outcomes to assess effectiveness and identify areas for improvement. Risk Management: Conduct thorough risk assessments of co-lending partnerships and projects to ensure compliance with regulatory requirements and mitigate potential risks. Implement risk mitigation strategies and controls to safeguard the company's interests and assets. Compliance and Regulatory Oversight: Stay abreast of regulatory changes and industry best practices related to co-lending and partnership arrangements. Ensure adherence to regulatory standards, internal policies, and procedures throughout the co-lending process. Collaborate with legal and compliance teams to address any regulatory issues or concerns. Financial Analysis and Reporting: Analyze financial data and performance metrics to evaluate the profitability and viability of co-lending initiatives. Prepare comprehensive reports and presentations for senior management, board of directors, and external stakeholders. Cross-functional Collaboration: Collaborate with internal teams including underwriting, finance, marketing, and operations to support co-lending activities and ensure seamless integration with existing processes. Provide training and guidance to internal stakeholders on co-lending policies, procedures, and best practices. Role Purpose; As the Manager of Co-Lending & Partnerships, you will be responsible in; 1. Fostering strategic alliances and managing co-lending initiatives within the housing finance sector. 2. Collaborating with various stakeholders including financial institutions, government bodies, and non-profit organizations to expand lending opportunities and enhance housing affordability.