Credit Manager

Ascend Capital is a young FinTech NBFC founded by IIT Madras and IIM Calcutta alumni, rapidly growing and disrupting the Electric Vehicle (EV) and Fintech domains. Ascend is dedicated to building India's EV ecosystem for a sustainable and greener future. Passionate about technology and innovation, we are focused on developing solutions to cater to over 1 million+ customer visits daily. If you are eager to tackle large-scale challenges in the EV industry and drive real impact, Ascend is the ideal place for you. We are currently looking for an experienced Credit Manager (Retail EV Finance) with a minimum of 3 years of experience in Banking/NBFC(s) preferably within the Vehicles finance segment. As a Credit Manager, you will be responsible for: - Conducting credit checks and appraisals for EV loan applicants. - Assessing credit reports, evaluating risks, and approving deviations. - Managing loan sanctioning and disbursement processes. - Ensuring compliance with company credit policies and regulatory guidelines. In addition, your responsibilities will include: - Performing credit assessments for new dealer code approvals. - Analyzing monthly dealer performance reports from a credit perspective. - Monitoring and adjusting dealer-level loan products and credit limits as necessary. You will also be leading a team of 20 individuals responsible for credit report checks, customer tele PD, field inspection report checks, loan backend operations, and related tasks. Qualifications & Skills Required: - Minimum 3 years of experience in credit underwriting, loan processing, or dealer financing. - Strong knowledge of EV loan products, auto financing, and risk assessment. - Proficiency in financial analysis, credit evaluation tools, and regulatory compliance. - Ability to effectively interact with dealers, OEMs, and internal stakeholders. - Strong analytical, decision-making, and team management skills. This position is based in Jaipur. If you are a detail-oriented Credit Manager with a background in vehicle financing and B2B credit assessment, we welcome you to join our dynamic team at Ascend Capital.,