Job Title: Sales Manager - Loan Against Property (LAP)Job Description:Dynamic sales professional with a knack for building strong relationships and a keen eye for detail.Play a pivotal role in acquiring customers, managing channel partnerships, and ensuring the seamless processing and disbursement of LAP loans (With ticket size ranging from 40 lacs to 7.5 Crores).Key Responsibilities:1. Deliver month on month targets of loan disbursals of loan against property2. Build & Source potential customers through Direct Selling Agents (DSAs) / channel partners / other channels.3. Achieve key business metrics of IRR, Fee Income and Cross Sell of insurance product4. Perform initial assessments of loan applications for login, facilitate visits to credit team & technical team for loan due diligence5. Oversee completion of documentation for loan sanctioning and disbursement6. Track and update PDD - Post disbursal documents and provide post-disbursal support to customersKey Skills and Qualifications:Education: Graduate or MBA (preferred) or equivalentWork Experience: Candidate from relevant field (mortgage) / industry (NBFC) with minimum 4/5 years of experience.

JD : Testing Framework • Lead and prepare annual compliance testing plan for senior management• Review and Track monthly & quarterly plans/scope and update senior compliance leadership on progress• Provide detailed report to Compliance senior management on a regular basis of the review conducted in a month and critical gaps identified during the review along with status- Regulatory Compliance• Review the testing checklists required for the review for each regulated business• Review loan book, regulatory returns and other information submitted to RBI / NHB• Develop solutions to address specific challenges faced by the business units in regulatory compliance matters including impact assessments- Business, Policies & Processes• Develop a comprehensive understanding of Companys business, systems, Policies and processes.• Acquire in-depth process understanding for planned audits, including processes, systems involved, data flow, and datasets.• Formulate queries, lead process walkthroughs with key business stakeholders and document the outcome with thorough identification of risks and controls.• Drives and understand root cause of the observations and ensureimplantation of corrective actions.• Co-ordinate/Collaborate with various verticals such as Compliance, Credit, CX, Ops, Product and tech teams for ensuring overall compliance framework - Systems/Journeys • Assess the loan journeys, internal tech journeys and developments to ensure adherence to regulatory guidelines and internal policies/processes- Identification, Reporting and Mitigation of Compliance Risks • Carry out Annual Compliance Risk assessment and mitigation actions• Advise the Compliance leadership in providing updates to senior management on the critical compliance issues for immediate attention and escalations- Regulatory Inspections/Audits• Provide constant support during regulatory inspections• To act as a bridge between Internal Audit/Regulators and Business to follow up on IA recommended action closures by business units

Sr.Analysts will join the Lending Services (Corporate and commercial banking) team supporting bankers in critical lending/credit processes across end to end • lending • journey such as follows: • Financials spreading (PL, BS and CF) on excel based model or lending platform along • with key credit • metrics calculation • Performing PD/LGD spreading on risk rating platforms (Quantitative & Qualitative • Parameters) • Calculating covenants in line with facility agreements and providing detailed rationale • for covenant • Met/Breach results • Performing Annual/Quarterly or Half yearly reviews small or medium connections: • Business Overview • Financial Analysis (Historical and Forecast) (Operating, Leverage & Liquidity ratios) • Covenant performance • PD/LGD analysis • Verifying/Calculating compliance against bank transaction guidelines (DSC, FCCR, LTV, • Interest cover, leverage etc.) or any other sector-based guideline

Role & responsibilities Key responsibilities may include:Client Acquisition:Actively source and identify potential business clients who may require unsecured loans. Credit Evaluation:Conduct comprehensive credit analysis of applicants, reviewing financial statements, credit reports, and other relevant documents to assess their creditworthiness. Loan Structuring:Design tailored unsecured loan packages based on the client's business needs and financial situation. Loan Application Process:Guide clients through the loan application process, ensuring all necessary documentation is complete and accurate. Risk Management:Evaluate potential risks associated with each loan application and manage the overall loan portfolio to minimize credit losses. Sales Targets:Achieve individual and team sales targets for unsecured business loans. Customer Relationship Management:Build and maintain strong relationships with clients, providing ongoing support and addressing any concerns. Compliance Adherence:Ensure all lending activities comply with relevant banking regulations and internal policies. Potential Job Titles:Relationship Manager - Unsecured Business Loan, Credit Analyst - Unsecured Business Loan, Business Loan Officer, Area Sales Manager - Unsecured Business Loan, and Credit Manager - Unsecured Loan. Required Skills and Qualifications:Strong understanding of commercial lending practices, particularly unsecured loansExcellent analytical skills to assess financial statements and credit reportsProven sales and negotiation abilities to close dealsExcellent communication and interpersonal skills to build client relationshipsKnowledge of relevant banking regulations and compliance requirementsExperience in the financial services industry, preferably with a focus on business lending Preferred candidate profile Perks and benefits share your cv on : radhika.rana@vrindaglobal.com

Job Title: Recruitment Associate Non-IT (Hybrid) | Immediate Joiner Location: Gurgaon Experience: 3 to 5 yearsWe are hiring a Recruitment Associate – Non-IT for an IT company in Gurgaon (Hybrid model). The ideal candidate should have 3-5 years of experience in hiring for financial roles, project management, and other non-IT positions. Immediate joiners preferred.Key Responsibilities:End-to-end recruitment for financial & project management roles. Source, screen, and shortlist candidates. Conduct interviews, salary negotiations, and offer closures. Collaborate with hiring managers & maintain a strong talent pipeline. Requirements:3-5 years of Non-IT recruitment experience. Strong sourcing, screening & negotiation skills. Ability to join immediately & work in a hybrid model. Apply now if you fit the criteria and can join immediately!

Role & responsibilities Preferred ca Key Responsibilities:Achieve Collection Targets:Meet monthly and yearly targets for roll forward, loss provisioning, and other collection parameters. Focus on resolving arrears and minimizing delinquency. Drive collections through various strategies and initiatives. Team Management:Manage a team of collection managers and field collection agencies. Ensure employee/agency quality through recruitment and performance management. Motivate and guide the team to achieve targets and deadlines. Collection Process Management:Implement and execute collection strategies to minimize delinquency and optimize collections. Monitor and report on key performance indicators (KPIs) related to collections. Ensure adherence to company policies and legal guidelines. Coordinate with other teams, including call centers, credit teams, and operations teams. Customer Relations:Negotiate with customers in cases of non-payment. Build relationships with key clients to ensure timely collections. Ensure customer satisfaction by resolving issues quickly. Other Responsibilities:Prepare monthly feedback reports on payment collections. Stay informed of legislative and procedural changes regarding debt collection. Conduct asset verifications and possession as per SARFESI / Section 9 process. Represent the organization in front of legal/statutory bodies. Allocate work to field executives and ensure adherence to SLAs. Required Skills:Leadership and Team Management: Proven ability to lead, motivate, and manage a team to achieve targets. Negotiation and Communication: Excellent verbal and written communication skills, with the ability to effectively negotiate and persuade customers. Analytical Skills: Ability to analyze data, identify trends, and develop strategies to improve collection performance. Problem-Solving: Ability to identify and resolve collection issues. Knowledge of Debt Collection Laws and Procedures: Familiarity with relevant laws and regulations related to debt collection. Computer Skills: Proficiency in using relevant software and systems. ndidate profile share your cv on: radhika.rana@vrindaglobal.com

About the role Person will be responsible for leading and managing change initiatives arising out of various transitions, projects, intakes, and transfers and communicating the impact of changes to all stakeholders effectively. This person should be self-driven smart candidate with professional ethics and behaviour with very high degree of communication skills in English (both written and verbal. The person will be responsible for but not limited.Key Responsibilities:Develop an understanding of the E2E change management solution.Creation of the E2E change management strategy and solution by consolidating relevant inputs from cross functional teams.Implement the defined internal and external governance strategies (risks / issues / communication / compliance & controllership / knowledge / people / reporting etc.) creating a zero surprise’ environment’ through the project cycle.Effective communicator and change adopter.Good Relationship building skills.Proactive communicator.Developing and executing a comprehensive communication plan.Preparing communication materials for various channels.Organizing townhalls and managing content for internal portals.Supporting the GBS branding strategy, mapping stakeholders, and ensuring alignment in communications.Requirements 10+ years of experience in finance/digital/project manager and exposure on at least 1 digital deployment or finance transformation projectPeople manager: ability to lead a team of experienced transition managersFinance/Technical or Digital backgroundProject management / active Transitions experience and exposure to BPO/Captive SSC environmentExposure to project management tools (MS Project) and project management methodology.BenefitsWe are committed to offering competitive benefits programs for all of our employees, and enhancing our programs when necessary.Make yourself a priority with flexible schedules, parental leave and our holiday purchase schemeDrive forward your career through professional development opportunitiesAchieve your personal goals with our Employee Assistance Programme

Key Responsibilities:Manage accounts payable/receivable and ensure timely processing of invoices.Prepare monthly, quarterly, and annual financial statements and reports.Ensure accurate filing of GST, TDS, and other statutory tax returns.Assist in budgeting, forecasting, and cash flow management.Support internal audits and ensure compliance with internal controls.Qualifications:Bachelors degree in Accounting/Finance or related field.3-5 years of experience in accounting or finance roles.Knowledge of GST, TDS, and Income Tax compliance.Proficient in MS Excel and accounting software (e.g., Tally, SAP).

Roles and ResponsibilitiesIdentify new business opportunities through cross-selling of products such as LAP (Loan Against Property), DSA, and Mortgage.Manage relationships with existing clients to increase customer satisfaction and retention.Develop and maintain a strong understanding of client needs to provide tailored solutions.Collaborate with internal teams to resolve client issues and improve overall service delivery.Meet or exceed monthly targets for sales performance.