Responsble for Sourcng Business of Property Loans Home Loan and Secured Business Loan Responsble for Sourcng Business of Property Loans Home Loan and Secured Business Loan Customer Acquisition:Identify potential customers through networking, referrals, and cold calling. Build and maintain strong relationships with customers. Understand customer needs and provide tailored financial solutions. Loan Product Sales:Promote and sell property loans, home loans, and secured business loans. Explain loan features, benefits, and eligibility criteria to customers. Address customer queries and concerns effectively. Documentation and Processing:Collect and verify customer documents, including income proofs, property documents, and financial statements. Prepare and submit loan applications to the bank or financial institution. Follow up on loan applications and ensure timely processing. Target Achievement:Achieve monthly and quarterly sales targets. Continuously strive to improve sales performance. Market Knowledge:Stay updated on market trends, competitor activities, and regulatory changes. Identify new business opportunities and explore innovative sales strategies.
Responsble for Sourcng Busi ness of Property Loans Home Loan and Secured Busness Loan. Lead Generation: Identify potential customers through various channels like cold calling, networking, referrals, and online lead sources. Conduct market research to stay updated on industry trends and understand customer needs in specific segments. Client Relationship Building: Develop and maintain positive relationships with potential and existing clients by providing excellent customer service. Build trust by actively listening to client requirements and offering personalized financial solutions. Product Knowledge and Sales Presentations: Possess in-depth knowledge of the company's property loan, home loan, and secured business loan products, including features, eligibility criteria, and interest rates. Clearly explain loan options to clients, highlighting the benefits that align with their specific needs. Address client concerns and objections effectively through clear communication and negotiation skills. Loan Processing and Follow-up: Guide clients through the loan application process, ensuring they complete all necessary paperwork accurately. Maintain regular communication with clients, providing updates on the application status and addressing any questions. Collaborate with internal teams like credit and underwriting departments to ensure smooth loan processing and timely disbursement. Performance and Development: Achieve assigned sales targets for each loan product within the designated timeframe. Continuously develop their knowledge by staying updated on industry regulations, competitor offerings, and new loan products.
Responsible for credit Appraisal and processing of Loan Applications. Credit Appraisal: Analyze financial statements, credit reports, and other relevant information to assess the creditworthiness of loan applicants (individuals and/or businesses). Loan Processing: Manage the loan application process from initial submission to disbursement, ensuring all required documentation is complete and accurate. Risk Assessment: Identify and evaluate potential risks associated with loan applications, and recommend appropriate loan terms and conditions. Due Diligence: Conduct thorough due diligence on loan applicants, including verifying information and conducting background checks. Loan Structuring: Structure loan terms and conditions to mitigate risk and maximize profitability. Compliance: Ensure compliance with all applicable regulations and lending policies. Documentation: Prepare and review loan documentation, including loan agreements, promissory notes, and security agreements. Customer Service: Provide excellent customer service to loan applicants, answering questions and providing updates on the status of their applications.
FIND ON MAP