Credit Underwriter----Navi Mumbai

3 - 8 years

5 - 7 Lacs

Posted:6 days ago| Platform: Naukri logo

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Work from Office

Job Type

Full Time

Job Description

Job Title:

Location:

Experience Required:

Products

Key Responsibilities:

  • Responsible for 

    complete assessment of customers

    , including cross-verification and due diligence.
  • Conduct 

    ground-level understanding of various business profiles

    , especially of 

    self-employed non-professionals

    , through available documents and evidences.
  • Ensure underwriting decisions are taken 

    within defined turnaround times (TAT)

     to meet business requirements.
  • Provide clear and sound 

    recommendations

     on proposals in line with 

    company credit policy

     and 

    risk parameters

    .
  • Be proactive and decisive, with the ability to take 

    ownership of decisions

     in the best interest of the organization.
  • Conduct 

    training sessions

     for the Sales and Credit teams on product features and credit policies.
  • Engage in periodic 

    portfolio reviews

    , including vendor assessments, early delinquency analysis, and delinquent customer evaluation.
  • Monitor and analyze 

    portfolio trends

     to mitigate, transfer, or reduce credit, operational, or fraud-related risks.
  • Collaborate closely with internal stakeholders to ensure high-quality underwriting and portfolio health.

Other Details:

  • This is a 

    centralized underwriting role

    , fully based out of the 

    Juinagar office

      no branch visits required.
  • The ideal candidate must possess a strong understanding of 

    credit, collateral, operational, and fraud risks

     within the NBFC space.
  • Candidates with strong communication and documentation skills in 

    Kannada & also Telugu, Gujarati,

    required.

Interested Candidates Can share their CV or Resume to this --7620044061 or nikhita@upman.in

Thanks and Regards,

Nikhita

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