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Sumitomo Mitsui Banking Corporation (SMBC)
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AVP - Credit Risk Management (Wholesale Banking)

AVP - Credit Risk Management (Wholesale Banking)

Sumitomo Mitsui Banking Corporation (SMBC)

4 - 9 years

30 - 45 Lacs

mumbai

Posted:2 days ago| Platform:

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Skills Required

credit risk credit risk management wholesale credit risk credit risk policy management

Work Mode

Hybrid

Job Type

Full Time

Job Description

Sumitomo Mitsui Banking Corporation

Conducting Credit Evaluation meetings as per internal policies for new loan applications/renewals by doing thorough borrower level credit analysis and regulatory checks
Credit Risk Policy management and updation - internal risk policies/ regulatory guidelines/ risk management systems and procedures etc, reporting of deviations.
Preparation of Credit Risk reports that are submitted to Regulators through compliance and regulatory reporting teams, MIS reports for Risk Management Committee / Management Committee & Top Management.

- Periodic internal and external reporting to H.O and RBI on various credit risk and portfolio analysis matter.
- Detailing and analyzing exposures, providing comparisons and trends, prescribed and specific provisions, key issues and large exposure information

Creation of robust credit risk analytics using both internal source systems and industry data
Supporting the Risk management team in formulating and reviewing risk management policies, setting and reviewing credit risk parameters, formulating the ICAAP (Credit Risk) etc.
Periodical review of Capital Adequacy and Risk Weighted Assets and submission to Risk Management Committee.

Ensuring the credit risk function complies with Internal Audit observations, RBI-RBS recommendations and Statutory Audit observations pertaining to Risk Management Functions

(a) Knowledge & b) Skills:

Expertise in detailed credit analysis of borrowers and highlighting key risks
Preparation of credit risk reports for internal monitoring and regulatory reporting
Expertise in wholesale Credit Processes, Credit Risk Policy management, Exposure Norms and Basel II/III
Sound written and verbal communication skills, with the ability to communicate clearly and concisely

(b) Skills

Ability to work under stringent timelines and good communication skills.
Proficiency in MS office and credit risk domain knowledge.

(c) Experience:

Relevant experience including 6-8 years in Credit Risk Management or equivalent Credit experience

(d) Qualifications:

MBA/CA/CFA/Relevant Post graduation

The incumbent will be responsible for the identification, assessment and management of credit risk and will act as secretariat to credit and Risk institutional framework.

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Sumitomo Mitsui Banking Corporation (SMBC)

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Tokyo New York

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AVP - Credit Risk Management (Wholesale Banking)