Credit Analyst: CA Fresher - Goregaon East

Oxyzo Financial Services

0 - 1 years

9 - 10 Lacs

mumbai

Posted:3 days ago| Platform:

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Skills Required

credit analysis financial analysis credit underwriting underwriting sme banking sme loan credit evaluation credit appraisal sme finance risk analysis working capital credit assessment ratio analysis credit risk analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing.
Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements.
Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks.
Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site.
Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation.
Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth and ensure smooth loan disbursement.
Policy Recommendations: Suggest improvements or changes in underwriting policies based on portfolio analysis and market trends.

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