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Oxyzo Financial Services
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Credit Analyst: Working Capital/Term loan - Goregaon East

Credit Analyst: Working Capital/Term loan - Goregaon East

Oxyzo Financial Services

1 - 3 years

12 - 15 Lacs

Mumbai, Goregaon

Posted:1 week ago| Platform:

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Skills Required

Credit Underwriting Credit Analysis Credit Appraisal Business Loan OD Underwriting SME Banking SME Working Capital Term Loan WC Credit Risk Analysis

Work Mode

Work from Office

Job Type

Full Time

Job Description

Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing complaints or legal red flags. Recommend loan decisions (Approve/Reject) as per credit policy. Collaborate with Sales and Operations Teams to support disbursements and business targets. Monitor portfolio performance and suggest policy updates based on risk insights.

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Credit Analyst: Working Capital/Term loan - Goregaon East

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Credit Analyst: Working Capital/Term loan - Goregaon East

Experience & Salary

Skills Required

Work Mode

Job Type

Job Description

More Jobs at Oxyzo Financial Services