Zonal Head Business Loan

Role Overview: As a Business Loan Manager, you will play a crucial role in developing and executing zonal loan business strategies in alignment with national goals. Your key responsibilities include developing and executing zonal loan business strategies to drive growth in loan disbursements across Business loan and identifying new markets and customer segments to expand loan penetration. Key Responsibilities: - Developing and executing zonal loan business strategies to drive growth in loan disbursements across Business loan. - Identifying new markets and customer segments to expand loan penetration. As a Team Leader, you will be responsible for leading and managing a team of Regional/Area/Branch Business Loan Managers. Your responsibilities include leading and managing a team of Regional/Area/Branch Business Loan Managers, monitoring performance metrics, and providing regular coaching and feedback to ensure team productivity and motivation, and ensuring adherence to internal credit policies and external regulatory guidelines. - Leading and managing a team of Regional/Area/Branch Business Loan Managers. - Monitoring performance metrics and providing regular coaching and feedback to ensure team productivity and motivation. - Ensuring adherence to internal credit policies and external regulatory guidelines. In the area of Credit & Risk Management, your role will involve monitoring portfolio health, NPA levels, and taking corrective actions as needed, and coordinating with the credit and risk teams for timely and quality credit underwriting. - Monitoring portfolio health, NPA levels, and taking corrective actions as needed. - Coordinating with the credit and risk teams for timely and quality credit underwriting. Your responsibilities related to Operational Excellence will include ensuring TAT (Turn-Around-Time) adherence for loan processing and disbursement, improving customer satisfaction through efficient service and grievance resolution, and streamlining processes and adopting technology for enhanced efficiency. - Ensuring TAT (Turn-Around-Time) adherence for loan processing and disbursement. - Improving customer satisfaction through efficient service and grievance resolution. - Streamlining processes and adopting technology for enhanced efficiency. As part of Compliance & Reporting, you will be responsible for ensuring full compliance with RBI, regulatory, and internal audit requirements, providing timely MIS and business updates to senior management, and implementing audit recommendations and closing gaps proactively. - Ensuring full compliance with RBI, regulatory, and internal audit requirements. - Providing timely MIS and business updates to senior management. - Implementing audit recommendations and closing gaps proactively.,