167 Portfolio Monitoring Jobs

Business Evaluation and Market Research Evaluate business ideas and support investment decision-making by conducting thorough market research, sector deep-dives, and due diligence of proposed opportunities. Financial Analysis and Modeling Perform detailed financial analysis and build financial models to assess company performance and investment potential. Interpret financial and operational data to support the investment team in decision-making. Opportunity Sourcing and Investment Case Development Scout for potential investment opportunities, build strong investment cases, and conduct financial due diligence. Draft investment recommendations and portfolio review notes. Portfolio Monitoring and Performance Tracking Monitor performance of portfolio companies on a quarterly and annual basis. Evaluate financial budgets, key initiatives, and strategic plans for portfolio companies. Fund and Investment Tracking Track and maintain notes on external funds and investments. Monitor expected drawdowns, disbursements, dividends, and return of capital using cash flow statements. Portfolio Analysis and Reporting Assist in analyzing portfolio data and trends. Contribute to preparation of presentations, review notes, and investment memos. Sector Analysis and Market Trends Conduct in-depth sectoral analysis to identify emerging trends, market developments, key players, and new investment areas of interest. Risk Monitoring and Compliance Awareness Monitor financial and non-financial risks associated with investments. Understand and interpret various regulatory compliance requirements. Project Coordination Assist in coordinating and implementing strategic projects within the group, working closely with CIOs and supporting projects directed by the PresidentInvestments.

As an Investment Analyst at our financial firm in Jaipur, you will be responsible for conducting thorough financial research, analyzing investment opportunities, and providing insights to support informed investment decisions. Your expertise will contribute to the success of our investment strategies and portfolio management efforts as you collaborate with portfolio managers, research teams, and stakeholders across various asset classes. Key Responsibilities: - Conduct comprehensive financial analysis of companies, industries, and market trends to identify potential investment opportunities and risks. - Utilize various valuation methods like discounted cash flow (DCF), comparable company analysis, and precedent transactions to estimate the intrinsic value of potential investments. - Develop clear, well-reasoned investment recommendations considering risk-return trade-offs and alignment with the investment strategy. - Monitor and assess the performance of existing investments in the portfolio, track key performance indicators, and provide timely updates to portfolio managers. - Stay updated on relevant economic, financial, and industry developments to identify trends and opportunities impacting investment decisions. - Prepare detailed investment reports and presentations for internal and external stakeholders, communicating complex financial concepts clearly. - Identify potential risks associated with investment decisions and propose risk mitigation strategies to safeguard portfolio performance. - Ensure adherence to regulatory and compliance guidelines while conducting investment analysis and making recommendations. Qualifications and Requirements: - Educational Background: Masters degree in Finance, Economics, Business, or a related field. Pursuing advanced degrees (such as CWM, CFP, CFA, or equivalent) are preferred. - Analytical Skills: Strong quantitative and qualitative analytical skills to interpret complex financial data and draw meaningful insights. - Financial Acumen: Solid understanding of financial markets, investment principles, and valuation techniques. - Research Proficiency: Proficient in using financial databases, research tools, and data sources for analysis. - Communication Skills: Excellent written and verbal communication skills to convey complex ideas clearly. - Team Player: Ability to work collaboratively in a fast-paced, team-oriented environment. - Attention to Detail: Meticulous attention to detail and accuracy in analysis and reporting. - Adaptability: Ability to thrive in a dynamic and evolving investment landscape. - Ethical Standards: Strong ethical standards and commitment to confidentiality and integrity in all investment-related activities. - Technology Proficiency: Proficiency in Microsoft Excel, financial modeling software & MIS, and other relevant tools. Salary: 18-25K PM CTC Job Location: Shyam Nagar, Jaipur 1.5 years of service bond compulsory Job Type: Full-time Experience: Total work: 1 year (Preferred) Work Location: In person,

Strategic Planning: Develop and implement strategic portfolio plans to achieve business objectives. Project Coordination: Coordinate the planning and initiation of projects at various stages of completion. Monitoring Reporting: Monitor progress, budgets, and schedules of projects within the portfolio. Provide regular updates to stakeholders. Stakeholder Communication: Maintain effective communication with project stakeholders, ensuring transparency and alignment. Team Leadership: Foster a collaborative and high-performance team environment. Evaluation Decision Making: Develop criteria for evaluating project proposals and making portfolio decisions. Create rules and procedures for portfolio management. Risk Management: Identify and mitigate risks associated with the portfolio. Implement strategies to address potential issues. Continuous Improvement: Promote continuous improvement in project management practices and processes. Qualifications: Bachelors or Masters degree in Business Administration, Project Management, IT, or a related field. 3-5 years of experience in IT project sand portfolio management. Proven track record of successfully managing projects and portfolios. Strong leadership and team management skills. Excellent communication and interpersonal skills. Proficiency in project management software and tools. PMP or similar certification is a plus.

As a Cash & Collateral Management Representative at our company, you will perform relatively complex assignments that have a direct impact on the business by ensuring the quality of tasks or services provided. You will work under little to no direct supervision and may service an expansive array of products/services. Your role will involve applying working knowledge of technical and professional principles and concepts, as well as in-depth knowledge of team objectives. You will understand how your assigned duties contribute to the work of the team/unit and coordinate efforts and resources to achieve the function's objectives. Your responsibilities will include ensuring the quality and service of yourself and others, recommending new options to enhance productivity, and resolving basic to moderately complex problems based on practice and precedence. **Key Responsibilities:** - Efficient and proper utilization of cash & collateral throughout the firm, and its subsidiaries, on both a domestic and international basis - Analyzing cash flow, use of cash capital and collateral, transfer of funds, bank account usage, and more - Establishing controls for all cash & collateral movements and cash usage - Coordinating activities with auditing functions - Arranging lock-box and/or other security/control systems in domestic and international locations - Developing and coordinating data processing systems related to cash management and collateral operations - Monitoring portfolios and associated exposure to ensure timely collateral requests - Supporting a range of products/services and projects under general supervision - Performing routine operational collateral and margining tasks - Identifying collateral and margin process improvements - Interpreting data and contributing to recommendations for process improvement - Minimizing risk to the bank through knowledge of procedural requirements - Escalating requests/inquiries/issues/errors related to collateral and/or margin processes **Qualifications:** - 2-4 years of relevant experience - Proficiency in Microsoft Office with an emphasis on MS Excel - Ability to quickly learn in a fast-paced environment - Demonstrated planning, organization, and process management skills - Comfortable with and able to manage complex systems **Additional Company Details:** This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi's EEO Policy Statement and the Know Your Rights poster.,

About Corporate and Investment Banking (CIB) As a global leader in knowledge processes, research, and analytics, youll be working with a team that specializes in global market research, working with the top-rated investment research organizations, bulge bracket investment banks, and leading asset managers. We cater to 8 of the top 10 global banks, working alongside their product and sector teams, supporting them on deal origination, execution, valuation, and transaction advisory-related projects. What you will be doing at Evalueserve- The selected candidate will join the Private Credit team at Evalueserve that supports portfolio managers of a private equity firm in the portfolio monitoring process. Involve in financial spreading (PL, BS, and CF) on an Excel-based model or a lending platform, along with key credit metrics calculation Identify key performance indicators and create reports for the credit review process Calculate covenant in line with facility agreements and provide a detailed rationale for covenant Met / Breach results Perform (annual / quarterly / monthly) reviews and populate associated templates Business Overview SWOT analysis Conduct financial analysis (historical and forecast, as well as operating, leverage, and liquidity ratios) Covenant performance Verify / calculate compliance against a threshold (DSC, FCCR, LTV, Interest cover, leverage, etc.) Collateral analysis Provide ad hoc support to portfolio managers Mentor and train new joiners and act as an SME for other team members Manage the performance and development of junior team members Handle client calls and periodic communication Provide project management support to the senior manager Handle project-level tasks such as delivery, dashboards, QCs, training, client management, etc. Regularly interact with portfolio managers to discuss tasks, templates, and deliverables to cater to their expectations Provide inputs and ideas to improve TAT and efficiency What we are looking for- Masters degree in finance, economics, or accounting from a reputed institute with 2+ years of experience in a similar profile Strong accounting and financial skills Eye for detail and ability to identify and solve issues effectively on time Good MS Office skills Excellent interpersonal skills and ability to build a strong team culture Ability to ensure that tasks are completed on time Ability to practice attentive and active listening skills Challenging current thinking by implementing new ways of working Disclaimer: The following job description serves as an informative reference for the tasks you may be required to perform. However, it does not constitute an integral component of your employment agreement and is subject to periodic modifications to align with evolving circumstances. Please Note: We appreciate the accuracy and authenticity of the information you provide, as it plays a key role in your candidacy. As part of the Background Verification Process, we verify your employment, education, and personal details. Please ensure all information is factual and submitted on time. For any assistance, your TA SPOC is available to support you.

Role & responsibilities Initiate portfolio analysis on identified set of clients - Measure portfolio health across equity and non-equity product holdings for identified set of clients using established parameters at fixed intervals to ensure continuity Identify opportunities for rebalancing - Identify situations and opportunities from existing portfolio vis--vis our Research recommendation for stocks, funds, investment ideas and create a suggested approach document in standard template. Engage to adopt - Disseminate the suggested ideas to front end to initiate conversation. Create accountability by engaging with team members to improve adoption and eventually leading to execution. Contributing Responsibilities Initiate client portfolio performance measurement on identified base at fixed intervals Identify opportunities within available recommendation universe of stocks, investment ideas as released and Bloomberg recommendations; for clients portfolio Create rebalancing recommendations, new investment initiations and diversification as the case maybe Create talking points from the analysis and release to front end for engagement with client. Wherever required, engage with client directly to help adoption and guide. Preferred candidate profile Bachelors degree in Business, Marketing, or a related field Proven experience in leading enablement initiatives and or automation/project management/system design Experience in BFSI preferred

The role involves working on credit risk assessment of corporate entities across various sectors and regions. This includes preparing credit reports and financial models based on fundamental analysis for assigned credits/companies. The credit assessment process entails researching and analyzing entities to assess credit strengths and weaknesses, as well as weighing business and financial risk profiles. It also involves considering potential sovereign or parent support in credit assessments. Detailed credit assessment reports are prepared, covering company profiles and credit risk considerations. Financial models are updated and maintained, encompassing financial and capital structure analysis, key credit quality determinants, and financial projections. Other responsibilities include preparing industry databases, conducting peer analysis, and maintaining consistent credit analysis standards. The role also involves training and mentoring colleagues on credit risk, sector nuances, and domain-specific aspects. Collaborating with ADs/Directors on pilot assignments, engaging proactively with client teams, and supporting ad-hoc research requests are additional responsibilities. Process initiatives, quality improvements, content review, and training new hires are part of the role. Functional and behavioral knowledge required includes a strong understanding of finance and accounting concepts, team management skills, and adaptability across sectors and regions. Excellent report writing, communication, and analytical skills are essential. Knowledge of credit assessment, financial analysis, portfolio monitoring, banking regulations, and internal systems is necessary. Problem-solving skills involve resolving complex research issues, team problems, and financial modeling challenges. Interpersonal skills are crucial, including being a team player, client management skills, and effective team handling. The position impacts the quality and effectiveness of the team. Minimum education requirements include an MBA, CA, or Masters degree, with a CFA certification as a plus. Preferred experience ranges from 6 to 10 years, with attention to detail, diligence, and ability to work under tight timelines. Previous experience in credit research, report writing, and knowledge of GenAI, people, and content management is advantageous. Proficiency in MS Office products is expected.,

The Mortgage Specialist plays a crucial role in driving the Mortgage business within their territory. As the Mortgage Specialist, you are responsible for managing the P&L Account to deliver top line and bottom line results in alignment with the organization's objectives. Your primary focus will be on increasing Mortgage volumes and ensuring proper documentation. Your key responsibilities include creating and executing a Sales Budget and Plan, managing Customer Retention strategies, overseeing Recruitment and Product Training activities, and ensuring compliance with Company Operating Procedures. You will be involved in various aspects such as Portfolio monitoring, Project Approval, Legal, Technical, PDD, Referral Billing, vendor management, and sales Manager Incentives. In this role, you will be tasked with acquiring customers for Home Loans from the open market, Branch network, Channel partners, and Builder relationships. Building and nurturing relationships with the builder community based on projects and expansion plans will be a key part of your responsibilities. You will be required to develop strategic plans for business growth, diversify revenue streams with different product offerings, and effectively manage portfolios, PDD, collections, Customer service, and Vendor relationships. Guiding customers through the Home Loan application process, explaining product features, terms, and conditions clearly, and ensuring adherence to KYC guidelines are essential aspects of your role. Ensuring timely completion of documentation, processing disbursements efficiently, and providing excellent customer service to maintain high customer satisfaction levels are critical components of this position. Your ability to handle customer inquiries, address their needs promptly, and ensure a smooth loan application process will contribute significantly to the success of the Mortgage business in your territory.,

As a Senior Professional in the Portfolio Company Data Operations team at KKR's Gurugram office, you will have the exciting opportunity to work at the intersection of data and finance. Your role will involve collaborating with a global team to collect, manage, and analyze financial data across a specific strategy. You will play a key role in ensuring that data from over 250 Private Equity Portfolio Companies is controlled, consumable, and curated to provide valuable insights and analytics to internal and external stakeholders. Your responsibilities will include performing monthly and quarterly data collection and reporting from financial statements using portfolio monitoring technology. You will maintain a disciplined approach to data management, ensuring a single source of truth for Portfolio Company data throughout its lifecycle. Additionally, you will create and enhance executive-level dashboards, deliver ad hoc data requests, and contribute to building new financial data use cases and analytics. Collaboration with global teams, communication with relevant stakeholders, and providing data-related support will be essential aspects of your role. The ideal candidate for this position would possess a Bachelor's Degree or equivalent work experience, with around 4 years of experience in finance, accounting, data analytics, or a related field. Knowledge of financial statements, core financial metrics, and data analysis is required. Proficiency in Excel, data visualization tools like PowerBI or Tableau, and SQL is necessary, with experience in cloud data warehouse solutions and other data languages considered a plus. A background in Private Equity, Asset/Investment Management, or Private Markets data is preferred. You should demonstrate high attention to detail, integrity, and professionalism. Being adaptable to learning new processes and technologies, showing initiative and a strong work ethic, and being both collaborative and self-directed are key attributes for success in this role. Excellent written, verbal, and interpersonal communication skills, along with the ability to build strong relationships with colleagues, are also essential qualities. If you are passionate about data, finance, and private markets investing, and if you thrive in a fast-paced, collaborative environment, this role at KKR could be the perfect fit for you. Join us in driving organization-wide process efficiency and transformation while embodying KKR's global culture of teamwork and innovation.,

Risk Analysis & Portfolio Monitoring – Early bucket flow, delinquency trends, EWS, and real-time monitoring. Credit Policy & Governance. ECL Modeling – Building, reviewing, and aligning Expected Credit Loss models with Finance and Credit teams.

Role: Investment Analyst - Infrastructure Team Role Summary: We are seeking dynamic and experienced professionals in the Infrastructure Buy-out Fund who can be part of our Investment Team at Neo Asset Management. We are looking at candidates who can demonstrate the agility to learn, provide in-depth analysis, deep understanding of valuation models and market nuances, portfolio monitoring, timely reviews, understanding regulatory frameworks, and risk management. Job Responsibilities: New Deal Opportunity Analysis: -Conduct thorough analysis of new deal opportunities across the infrastructure landscape, considering nuanced market dynamics and regulatory requirements. -Evaluate the deal and assess whether it fits into the funds investment framework. Deal Pursuit and Structuring: -Identify and pursue attractive investment opportunities aligned with the fund&aposs investment strategy, considering the unique characteristics of infrastructure transactions. -Develop detailed financial models tailored to the complexities of infrastructure investments, incorporating nuanced factors pertaining to debt, tax etc. Documentation and Presentation: -Prepare comprehensive memos and investment proposals for review by senior management and investment committees, articulating the unique aspects of each opportunity and proposing appropriate risk mitigation strategies. Portfolio Monitoring & Risk Management: -Monitor portfolio performance, undertake timely reviews and assess risks, leveraging specialized tools and methodologies. -Stay abreast of market nuances, regulatory changes, and industry developments affecting the infrastructure sector, proactively adapting investment strategies and risk management practices accordingly. Academic Qualification and Experience: 2-4 years of relevant experience in infrastructure space within a buy-side or sell side environment with a demonstrated understanding of sector-specific nuances. Qualification MBA from Tier 1 institutions, CA (Rankers preferred) This is an exceptional opportunity for all Talent out there in the Infrastructure space to join the Neo Asset Management - Investment Team and contribute to our continued success. If you think you can thrive in a dynamic and an intellectually stimulating environment, we encourage you to apply! Show more Show less

We are seeking a Credit Manager to lead our credit and risk management function. The role focuses on evaluating creditworthiness, formulating policies, and maintaining a balance between business growth and prudent risk control.

We are seeking a Credit Manager to lead our credit and risk management function. The role focuses on evaluating creditworthiness, formulating policies, and maintaining a balance between business growth and prudent risk control.

We are seeking a Credit Manager to lead our credit and risk management function. The role focuses on evaluating creditworthiness, formulating policies, and maintaining a balance between business growth and prudent risk control.

About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. Job Description : The Portfolio Risk Manager / Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making. Key Responsibilities : - Portfolio Monitoring & Analytics - Risk Strategy & Policy Design - Stress Testing & Risk Containment - Loss forecasting & scenario planning - Product & Growth Partnership - Collections Interface / Strategy - Compliance & Bureau Management Requirements: - 7+ yrs in portfolio risk management function in Fintech / NBFC - Hands on experience in SQL , Python, R, Pyspark - Comfortable with BI tools like Tableau, Looker , Metabase etc - Familiarity with machine learning models - Understanding of Bureau data , Alternate Data, Scorecards, Digital Lending API's etc

ROLE PURPOSE & OBJECTIVE This role is responsible for Credit analysis along with training of junior credit analyst/RMs. The incumbent will manage the best quality of assets/investments generated by FIG/Treasury in accordance with regulatory standards. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Managing loan / investment portfolio of ~Rs2000 crores across FIG/Treasury vertical. Training junior analyst PAN/RMs India. KEY DUTIES & RESPONSIBILITIES OF THE ROLE Business/ Financials Ensuring complete credit under-writing and due diligence of the existing as well as prospective client within defined TAT Ensuring best quality of portfolio / investment of FIG/Treasury through Regular review of portfolio / covenant breaches Training of Junior Credit Analyst /RM Provide development opportunities to the team and ensure career paths and succession plans are charted out, reviewed and updated Handling Internal/Statutory/RBI audit in coordination with various other teams Handling Compliance related issues Customer All NBFCs/MFIs/Corporate entities/Banks/Broking entities in the portfolio being managed. Client meeting to understand their on-ground functioning & actual performance while reviewing any proposal. Internal Process Writing notes adhering to internal policies & RBI guidelines on Lending/investments to NBFC/MFIs/Corporates/Banks/Broking entitiesof bank. Review & updation of internal policies of the group at regular interval. Regular monitoring of portfolio & covenants Innovation & Learning Updated with latest developments in the market & informing the same to all relevant stake holders at appropriate time. MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS Educational Qualifications CA/MBA Finance Experience Min 6-8 years experience (Banking/NBFC experience) Functional Skills The candidate preferably should have working experience of min 4-5 years in credit appraisal of NBFCs/MFIs/HFCs/Corporates/Banks/Broking entities. The candidate should be well verse in detailed financial analysis, analytical tools and overall risk assessment measures. The candidate should have good communication skill (written as well as oral) The candidate should be well versed with different lending structures being offered to NBFCs/MFIs/Corporates/Broking entities and should have good understanding of regulatory guidelines and general sense of market events. The candidate should be well verse with necessary regulatory guidelines on lending/investment to NBFC/Corporates/Banks/broking entities. The candidate should be able to check market standing of the borrowers in the portfolio through his off-market contacts. Behavioral Skills Disciplined, analytical thinking, team leading abilities, Inter-personal skills, self-motivated & Proactive approach KEY INTERACTIONS INTERNAL EXTERNAL Risk FIG/Treasury Compliance Legal RBI/Statutory/Internal Auditors Clients

The company is looking to recruit an ambitious and energetic Credit Analyst who will help Candi to lead the revolution of solar. Given that Candi is taking solar into a new realm with a new set of tools, the role will require creativity, innovation and a new way of thinking. Specifically, the job requires taking ownership of the following for the India team: Dealing with different qualities of financial information, analyzing financial statements, identifying & making risk-relevant adjustments & calculating key ratios. Researching into industries" competitive environment and risk. Taking a view in situations of limited information and providing solid motivation for the same. Assessing corporate credit risk, rating corporates, and writing concise credit notes on identified risks and mitigating factors. Running KYC and background checks on companies and individuals, and advising the sales team on the adequacy of counterparties. Engaging in training of other departments on risk issues to establish a company-wide sentiment for risk appetite and adoption of a portfolio risk view. Keeping up to date with economic and industry developments, networking with other financiers or risk rating agencies in the market. Supporting the Head of Credit in the further advancement and improvement of in-house risk tools. Location: Gurgaon combined with working from home. Hours: Full time. Job Requirements: CA/MBA Finance with working knowledge and 4+ years of experience in Credit underwriting of corporate clients Portfolio monitoring. Understanding the credit risk regulations set forth by RBI for NBFCs. Proficiency in MS Excel. Ability to analyze Financial statements, audit reports, cash flows, leverage, collateral, and customer strength. Strong communication and presentation skills. Demonstrates astute judgment and advanced analytical skills in evaluating credit risk and other key risk factors. Effective industry research and professional networking skills. Exceptional communication and interpersonal skills. Working Culture: You agree to live out the Candi values every day of your employment: this includes putting empathy before ego, being authentic no matter what, getting things done as one, and following the Candi principle that less is more. A dynamic, cross-functional team player, willing to take initiative on projects in the context of a multicultural scale-up trying to execute big, bold ideas. Having experience working for an international company or having studied or worked abroad is considered a plus. You must be open, honest, trustworthy, a strong communicator, and understand that what we get done as a team surpasses what we get done individually. Candi is an equal opportunities employer. Candi is unique because: We focus on helping businesses of all sizes in emerging markets get access to cheap, clean rooftop solar energy. We have a strong emphasis on a client-centric & innovation-driven working culture. We are an international team where hybrid working is commonplace, where we trust our team members to actively carve out a role for themselves according to their skillset. Only qualified candidates will be contacted.,

The candidate must possess a thorough understanding of products such as Term loans, Working capital, and structural products. The role does not have a specific sector focus and requires the following skills: - Conducting due diligence on corporate entities, groups, and promoters. - Analyzing financial statements. - Understanding industry and market dynamics related to proposals and applying this knowledge in credit assessments and risk mitigation. - Conducting site visits and holding personal discussions with promoters or CFOs. - Creating credit notes with specific deal covenants. - Ensuring compliance with internal credit policies and documenting any deviations in the credit notes. - Approving or recommending credit limits and transactions. - Monitoring portfolio companies.,

The primary objective of this role is to conduct credit analysis of proposals and prepare credit notes. You will play a key role in expediting deal closures by actively participating in deal structuring and credit enhancement activities. It is essential to strike a balance between driving business growth and maintaining portfolio quality. Regular meetings with both new and existing customers are required to build and maintain relationships. Monitoring the portfolio on a regular basis is crucial for identifying any signs of stress in accounts, serving as early warning signals, and initiating corrective actions promptly. Ensuring continuous monitoring of high-value exposures in the region is also part of your responsibilities. Your major deliverables will include maintaining the quality of credit underwriting, managing portfolio performance concerning delinquencies, deferrals, annual reviews, and renewals. Effective portfolio monitoring is essential, and you are expected to gather market intelligence through interactions with competitors, key business groups, and CA firms. Another significant aspect of your role is to proactively raise early warning signals for exiting stress accounts and taking necessary measures for timely exits. It is imperative to address audit queries, including those from RBI and statutory audits, promptly and resolve them within prescribed timelines.,

As a candidate for this role, you should possess a solid understanding of the banking domain, including wholesale, retail, core banking, and trade finance. Your responsibilities will involve demonstrating expertise in credit appraisal, the loan origination process, and portfolio monitoring within the BFSI sector. It is essential to have knowledge of financial ratios, annual statements, and various financial instruments. You will be expected to support clients through the provision of user manuals, training sessions, workshops, and the creation of case studies. Your role will also require diligent adherence to processes, including reviewing product development, documenting requirements, and ensuring effective communication and validation. Additionally, you will play a key role in supporting business development activities by preparing proposals, delivering concept presentations, and engaging in outreach initiatives. Tracking and updating documents, reviewing test cases, and providing training to both internal and external stakeholders will be part of your routine tasks. Client and stakeholder management are crucial aspects of this position. You will engage with clients to execute assignments, maintain operational relationships, gather requirements, track issues, discuss change requests, write functional requirement documents, and prepare project status reports. Furthermore, you will be involved in people development by coordinating with a team of consultants, developers, and quality assurance personnel assigned to specific projects. Monitoring team performance to ensure timely and effective project delivery will also be a part of your responsibilities.,

Key Responsibilities: A. Credit Policy & Guideline Formulation: Design, develop, and regularly update credit policies , acceptance criteria , and underwriting guidelines tailored for BC/FLDG partners. Customize policy parameters based on factors like partner profiles, customer segments, geographical presence, and risk appetite. Develop and maintain Standard Operating Procedures (SOPs) for risk monitoring teams overseeing partner operations. Ensure alignment of policies with internal risk standards and external regulatory requirements . B. Process Design & Implementation: Design, review, and implement end-to-end processes for the entire loan life cycle managed through BC/FLDG partners, from customer onboarding to loan closure . Identify and mitigate risks while improving key performance indicators such as Turnaround Time (TAT) and customer experience . Collaborate with technology and operations teams to enhance systems for seamless implementation of policies and processes. C. Portfolio Monitoring & Risk Management: Continuously monitor and analyze the performance of the BC/FLDG-sourced portfolio , including asset quality, collections, and profitability. Develop and manage a robust MIS system for tracking portfolio performance, collateral status, and identifying early warning signals for potential problem accounts. Prepare and present detailed risk assessments and portfolio reviews to senior management. Monitor collections , NPA status , and legal cases related to the partner portfolio and recommend corrective actions. D. Stakeholder Collaboration & Reporting: Work closely with business development , credit , and operations teams to align risk and business expectations for partnerships. Conduct regular portfolio reviews and performance discussions with partners to address any gaps. Perform audits and checks to ensure adherence to defined policies and processes by partners. Qualifications & Experience: Educational Background: MBA (Finance), Chartered Accountant (CA), or a postgraduate degree in a related field. Experience: 5-8 years of relevant experience in credit policy , credit risk management , or portfolio management within the banking or NBFC sector . Experience in managing policies for Business Correspondents (BCs) , DSAs , or other lending partnerships is highly preferred . Domain Knowledge: In-depth understanding of retail lending products and the entire loan life cycle . Strong knowledge of regulatory guidelines related to lending , partnerships , and FLDG . Skills: Strong analytical and problem-solving skills , with a data-driven approach to decision-making. Excellent communication , presentation , and interpersonal skills . Proficiency in data analysis tools and the MS Office Suite . Ability to work collaboratively with cross-functional teams to ensure policy alignment

Role & responsibilities: Formulating and implementing policy, procedures & guidelines for credit appraisal, credit risk models and frameworks Interacting with cross-functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms. Managing of Rule engine for credit decisions. Analyzing the market trends / practices and benchmarking of policies with the market Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment-wise risk factors. Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Identify and implement system and process improvements to ensure accurate, thorough data is available to support high-quality analysis. Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit approval team, credit operations team and collection team. Assist in developing and implementing training programs to improve the quality and Reviewing and up-keep of BRE rules, scorecards, STP journeys and other digital initiatives Use data and analytics for portfolio health tracking and systematically improving the Policy and Proces Preferred candidate profile Experience in Policy /Portfolio monitoring role in Personal Loan Experience in analyzing the market trends / practices and benchmarking policies Experience in Business Rule Engine rule creation and testing Strong communication and interpersonal skills

Job Description Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region. Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

You will be a part of a dedicated solar partner for businesses across Asia and Africa with candi. The company aims to have a significant social impact by reducing carbon emissions, creating jobs, increasing energy access, and saving money for businesses in emerging markets. By combining international capital with local expertise, candi offers unique and flexible solar and battery solutions that are built to last. The company's shared value model leverages finance, quality engineering, and data-enabled asset management to guarantee optimized systems and maximize returns. As a Credit Analyst at candi, you will play a pivotal role in leading the revolution of solar. The position requires creativity, innovation, and a new way of thinking to support various responsibilities. These include dealing with different qualities of financial information, analyzing financial statements, identifying and adjusting risk, researching industries" competitive environment, assessing corporate credit risk, rating corporates, running KYC and background checks, and keeping up to date with economic and industry developments. Additionally, you will support the Head of Credit and senior team members in advancing in-house risk tools. The role is based in Gurgaon/Bangalore with the flexibility of working from home. As a Finance Graduate with 2+ years of experience in credit underwriting of corporate clients, you should have a good understanding of credit risk regulations set forth by RBI for NBFCs, proficiency in MS Excel, and the ability to analyze financial statements, audit reports, cash flows, leverage, collateral, and customer strength. Strong communication, presentation, industry research, and professional networking skills are essential. Being a dynamic team player who aligns with candi values and having experience working for an international company or abroad are considered advantageous. In a dynamic, cross-functional team environment, you will be expected to live out the candi values by prioritizing empathy over ego, being authentic, collaborating effectively, and embracing the principle of less is more. Working at candi offers the opportunity to contribute to a client-centric, innovation-driven culture and be part of an international team with hybrid working arrangements. candi is an equal opportunity employer that values openness, honesty, trustworthiness, and effective teamwork. Please note that only qualified candidates will be contacted for further consideration.,

As a Private Credit Analyst at VOYA INDIA, your role involves analyzing credit and investment characteristics of borrowing entities described in the Private Placement Offerings (PPO). You will be responsible for researching and spreading financial statements, evaluating transaction credit quality, and forming independent views. Your duties also include communicating and negotiating transaction details with issuers and their advisors, presenting conclusions and recommendations to team leaders, preparing written analyses for the credit committee, and conducting due diligence through conversations with company management and on-site visits. Monitoring credit quality, maintaining borrower communication, and organizing private credit portfolio files are essential tasks. To excel in this position, you must possess a minimum Bachelors degree with a preference for a CFA Designation or equivalent. A minimum of 6 years of corporate credit experience is required, along with expertise in underwriting corporate credit, evaluating structure and documentation, and interacting with borrowers and intermediaries. Strong credit skills, familiarity with loan documents and covenant packages, advanced Excel proficiency, and a solid understanding of global accounting standards are crucial. Your ability to proactively engage with transaction counterparties and investor clients, along with excellent customer orientation, intellectual curiosity, planning, and organizing skills will be key to success. You should be adept at working both autonomously and collaboratively, adapting to varying workloads and strict deadlines. Problem-solving, relationship-building, and team interaction skills are essential, as well as proficiency in Microsoft platforms and other PC-based software. Given the nature of our organization as a relatively flat structure, a congenial yet professional attitude is expected. Flexibility to work in shifts is required to meet the demands of the role. Join VOYA INDIA and be part of a dynamic team dedicated to delivering innovative solutions for Voya Financial Inc's Health, Wealth, and Investment Management businesses. Apply your analytical mindset, operational understanding, and collaborative spirit to drive impactful outcomes in the private credit domain.,