Role & responsibilities Credit Analysis/ Rating (FIG) Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of the Banks, Insurance, NBFCs and other Financial Institution counterparties. Managing a portfolio of clients and handling rating assignments. Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, CAMEL based financial analysis (including profitability, capitalization, liquidity etc). Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client. Preferred candidate profile • Strong understanding of credit principles, policies and regulations for Banks and Financial Institutions counterparties. • Qualified Chartered Accountant or MBA Finance or CFA or M. Com or equivalent degree. • Excellent written & verbal communication skills and ability to build effective relationships with various stake holders. • Ability to multi-task independently under tight timelines and eye for details. • 3 - 10 years relevant experience in the field of credit analysis for Financial Institution.
Acuity is currently looking for for experienced professionals (2-10 years) in Treasury, Deposit Operations & Cash Management to join our growing team in Bangalore! Location: Bangalore (work from office) Work hours: 6:30 PM to 3:30 AM IST (US Shift) Department: Lending Services Experience Level : 2-10years Role & responsibilities Maintaining deposit account services as per client requests Setting up different Treasury Products BIB/Wires/ACH/Lockbox, DDA etc. Outgoing and incoming wire details, modification, wire investigations, exceptions reviews and Reconciliation Debit card support including limit changes, card re-orders, stop payment and other support Detailed ACH, Checks and Deposit related reviews including Returns, image check deposits Other Deposit activities such as Daily Recon, Inactive/Dormant Account Support, OD Monitoring, & others Reviewing OD/NSF status and accounts for activation, revoking, reinstating, and waiving Payments Reconciliation and Exception Item Monitoring Setting SWIFT payment system and generating associated codes Account opening and onboarding process, ensuring all required documents and information are collected accurately and efficiently. Provide exceptional customer service by addressing inquiries, clarifying account options, and resolving any issues related to account opening. Opening different deposit accounts i.e. individual, Joint, Legal Trust, Escrow Deposit and business accounts in Deposit Originations, and other applications. Updating signature card and its details in application Adhere to the process guidelines and create process flow/documentation. Preferred candidate profile 2-10 years experience in end-to-end treasury implementation services, Deposit Operations and Cash Management Working knowledge of applications like nCino, IBS Insight, Deposit Originations, BBC Lite, Fiserv, PEP+ etc. Excellent knowledge of payment operations and reconciliation covering wires, ACH, SWIFT Good understanding of Deposit Account Opening lifecycle with understanding of document and Procedures Understanding of KYC procedures like CIP, CDD, ECDD, Identity Theft, OFAC and FACTA in accordance with US Patriot Act Understanding Treasury lifecycle with understanding of documents Understanding of documents required for due diligence check and different type of account opening. Flexible in work to various projects in Banking Operations based on the client requirement. Good understanding of Commercial Lending Products and lifecycle Commerce Graduate / MBA (Finance) Good coaching and mentoring skills Excellent written and spoken communication skills
Acuity is currently looking for for experienced professionals (2-12 years) in Loan Operations and Loan Servicing with expertise into ACBS to join our growing team in Bangalore! Location: Bangalore (work from office) Work hours: 6:30 PM to 3:30 AM IST (US Shift) Department: Lending Services Experience Level : 2-12years Role & responsibilities: • Perform servicing activities in ACBS Rollovers, Advances, Paydowns, Past Dues, fees, deal setup, reconciliation and others New Loan Onboarding, renewals and rebooking when needed Setup and update the repayment schedules in ACBS Review Credit agreement and other loan related documents Setup Pricing Index & Rules, Guarantor, Facility, type of facility, CRA info, Repayment, maturity etc Assist Agency teams with any primary and secondary closings Maintain spreadsheets with Loan Trade information from initiation to Settlement Book the trade and process fees in ACBS Process invoices for Broker and Clearpar Reconcile cash payments: open cash items vs expected payments Review and correct as necessary Settlement Standard Instructions Track Past Due payments, clean up unpaid and prepare reports per requirement Ensure compliance with the Banks data governance policies, standards and operational procedures Prepare reports for upper management regarding status of project. Meet strict deadlines and ability to work under pressure Preferred candidate profile: • Min 3-12 years’ experience in Lending Services • Understanding of Commercial Lending lifecycle with excellent understanding of Loan Agreements and other loan documents • Excellent knowledge of ACBS is must • Commerce Graduate / MBA (Finance) • Good understanding of Project Management principles • Excellent written and spoken communication skills
Acuity is currently looking for for experienced professionals (2-14 years) in KYC/AML and Fraud Operations to join our Lending services team in Bangalore! Location: Bangalore (work from office) Work hours: 6:30 PM to 3:30 AM IST (US Shift) Department: Lending Services Experience Level : 2-14 years Fraud Operations Deposit Risk Review: Approve or escalate deposits based on thresholds and officer approvals. Sentinel Processing: Review suspect transactions within 4 hours using Q2 Sentinel. Verafin Alerts Management: Handle deposit, wire, account takeover, inactive account, and check kiting alerts. Unusual Activity Referral: Triage and case creation for fraud alerts within 1 hour. Fraud Hold Review: Daily review of caution batch items for payment or return decisions. Enterprise Fraud Management (EFM): Respond to fraud incidents and coordinate with relevant departments. Fraud Notification (OFNG): Ensure fraud incidents are communicated across departments. Five9 Agent Call Monitoring: Monitor and provide feedback on agent calls. KYC / Client boarding BSA Account Profile Procedure : Complete and validate customer profiles in C360 within 15 days. Commercial CIF BSA Profile Review : Conduct full reviews of commercial profiles within 7 days. Taxport Screening : Validate customer name and TIN matches as needed. SOS Search (TX/DE) : Perform Secretary of State searches to verify entity details. Commercial BSA Customer Profile Completion : End-to-end profile completion using C360 and supporting systems. Preferred candidate profile Prior experience in Fraud ops, KYC and Client Onboarding for Lending products. Familiarity with fraud detection and customer due diligence systems Excellent attention to detail and documentation skills. Ability to work independently and manage multiple priorities under tight deadlines. Excellent written and spoken communication skills Client Management skills