Credit Analyst- Unsecured Business Loans

As a Credit Analyst at a full-scale B2B E-commerce platform specializing in integrated procurement with financing solutions for building raw materials across India, you will have the following responsibilities: - Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. - Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. - Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. - Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. - Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. - Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. - Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. - Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. - Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Joining this company will give you the opportunity to revolutionize the construction industry's supply chain through digital innovation and contribute to the growth and success of the organization.,