Credit Analyst- Unsecured Business Loans

As a Credit Analyst at a full-scale B2B E-commerce platform revolutionizing the construction industry's supply chain in India, your role will involve the following key responsibilities: - Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. - Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to assess the financial health and stability of buyers. - Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. - Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. - Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary for accurate credit risk assessment. - Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. - Prepare comprehensive credit analysis reports and presentations summarizing findings, conclusions, and recommendations for review and approval. - Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as needed. - Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. If any additional details about the company are provided in the job description, kindly provide that information.,