Company Description Capup Financial Services Private Limited is an RBI-registered NBFC-ND-ICC based out of Bangalore. We primarily offer secured loans to MSMEs and Secured Loans to Other Financial Institutions. We currently have an AUM of 55 CR and envision rapid growth with team expansion Role Description This is a full-time role for a Product Lead, located in Bengaluru, with flexibility for some work-from-home arrangements. The Product Lead will manage the end-to-end lifecycle of financial products, including market research, product development, strategy implementation, and continuous improvement. This role involves close collaboration with cross-functional teams to deliver customised credit solutions and enhance customer experience. Oversee end-to-end design and scaling of lending solutions targeted at NBFC clients. Collaborate with cross-functional teams (risk, credit, compliance, operations) for strategic planning and efficient execution. Develop and implement credit evaluation frameworks and onboarding processes for NBFC customers. Monitor loan portfolio performance, including risk models, exposure monitoring, and payout mechanisms based on product profitability. Lead innovation projects aimed at improving process scalability, compliance, and market competitiveness. Liaise with business partners to identify market trends and build strategic relationships. Key Requirements Minimum 5 years’ experience in lending operations, credit management, or financial services, with NBFC/BFSI sector exposure. Deep understanding of credit processes, risk management, and NBFC operations. Proven stakeholder management across business, credit risk, and compliance teams. Expertise in portfolio monitoring, exposure assessment, and analytics-driven optimisation. Bachelor’s degree in Finance, Business Administration, or related field; master’s or advanced degree preferred. Excellent communication, analytical, leadership, and strategic planning skills. Ability to drive new process launches, partner integrations, and operational innovations in a fast-paced environment.
Role Overview: As a Product Lead at Capup Financial Services Private Limited, located in Bengaluru with some work-from-home flexibility, you will be responsible for managing the entire lifecycle of financial products. Your role will include conducting market research, overseeing product development, implementing strategies, and continuously improving offerings. Collaboration with various teams will be crucial in delivering tailored credit solutions and enhancing customer satisfaction. Key Responsibilities: - Manage the design and scaling of lending solutions specifically for NBFC clients. - Collaborate with cross-functional teams (risk, credit, compliance, operations) for strategic planning and effective execution. - Develop and execute credit evaluation frameworks and onboarding processes for NBFC customers. - Lead innovation projects to enhance process scalability, compliance, and market competitiveness. - Identify market trends and foster strategic relationships with business partners. Qualifications Required: - Minimum of 5 years of experience in lending operations, credit management, or financial services, with exposure to the NBFC/BFSI sector. - In-depth knowledge of credit processes, risk management, and NBFC operations. - Demonstrated ability in stakeholder management across business, credit risk, and compliance functions. - Expertise in portfolio monitoring, exposure assessment, and optimization driven by analytics. - Bachelor's degree in Finance, Business Administration, or related field; a master's or advanced degree is preferred. - Strong communication, analytical, leadership, and strategic planning skills. - Proven capability to lead new process launches, partner integrations, and operational innovations in a dynamic environment.,