4099 Credit Underwriting Jobs - Page 38

Roles and Responsibilities Conduct credit appraisal, analysis, and processing for home loan applications. Evaluate borrower's financial statements, income documents, and other relevant data to assess creditworthiness. Identify potential risks and develop strategies to mitigate them. Collaborate with sales teams to close deals by providing timely approvals and disbursements. Ensure compliance with regulatory requirements and internal policies. Desired Candidate Profile 1-5 years of experience in credit management or related field (home loans preferred). MBA/PGDM degree from a reputed institution. Strong understanding of credit underwriting principles, regulations, and industry practices. Exce...

WBP:Supply Chain Finance Product Head INTERNAL USAGE: No. of Vacancies: 1 Reports to: Is a Team leader Y Team Size: 15 Grade: SR. VICE PRESIDENT Business: Corporate Banking Department: Wholesale Banking Products Sub - Department: WBP SCF Products Location: Worli Corporate Office About WBP Wholesale Banking Products (Trade & SCF) unit is responsible for driving and facilitating growth in various corporate products viz. Traditional Trade finance, Supply chain finance, Guarantee, digitization & Risk Distribution . It also focuses on Digitalisation, Product innovation and implementation, business analytics, portfolio management and strategic initiatives alongside coverage segments for expanding ...

RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Regional Credit Manager SBB Credit manages the credit activities and processes for loan applications of Small Business Bankin...

**Job Description:** As a seasoned professional with a minimum of 12 years of experience in NBFC, NBFC MFI, SFB, or Bank, you will play a crucial role in driving business growth by identifying new market segments to achieve periodical targets and optimize sales and revenue. Leading a sales team consisting of Regional Sales Managers and Cluster Managers, you will focus on expanding the Business Correspondent (BC) network of various financial institutions and the Direct sales channel. Your responsibilities will include managing the operations of loan products, ensuring accountability for achieving business goals, and increasing sales growth. **Key Responsibilities:** - Develop business by form...

As the Operations Manager at the company, your primary responsibility is to develop and implement operational strategies aligned with business goals. You will oversee end-to-end operations across loan origination, credit underwriting, treasury, disbursement, servicing, and collections. Driving continuous improvement in operational processes through automation, digitization, and best practices will be essential for ensuring efficient operations. - Strategically manage operations by developing and implementing operational strategies aligned with business goals. - Oversee end-to-end operations across loan origination, credit underwriting, treasury, disbursement, servicing, and collections. - Dr...

Job Description Kogta Financial (I) Ltd. is urgently looking for dynamic Branch Credit Manager-MSME Loan- at Mumbai (Borivali). Responsibilities Evaluation of Proposals put up for recommendation / approval as per credit policy. Customer visit and discussions to assess the loan requirement. Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles. Ascertaining and Validating the revenue streams and expenditure of the business. Should be able to see through the potential risks of the proposal. Should have ability to do due diligence without sufficient and formal documents / data. Files Checking as per Credit Policy. Risk Analysi...

Job Title: Executive Underwriting Experience: Fresher to 5+ Years CTC: Up to 4.40 LPA Location: Gurgaon DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Good communication (verba...

Role & responsibilities Financial assessment of high-net-worth strategic customers through careful study of financial documents. Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans. Implement risk assessment analysis with scoring models and reviewing complex credit proposal. Consistent assessment of the strength and weakness within the portfolio. Developed comprehensive learning modules for new credit managers, ensuring a seamless onboarding process and fostering a strong foundation in credit management practices. Managed quality underwriting operations through implementing FIRST TIME RIGHT (FTR) logins, which resulted in qualitative turnaround time f...

• Preparing detailed project reports and CMA data for funding proposals • Coordinating with banks and NBFCs for loan proposals and documentation. Financial statement analysis, ratio analysis, and credit assessment

Grade- M2 Role Risk Manager Job Description Preparing Policy and take timely portfolio corrective actions. Making Management Deck and presentation. Own the portfolio in terms of approval rate, fraud management, distribution management, risk- Monitoring, portfolio correction and managing loses. Closely monitor loss metrics and managing losses against budget. Periodic Monitoring of the bounces and do analysis for establishing non-perfoming cohorts. Work closely with BIU team over risk modelling and frame policies around various models. Engage with stake holders like business, RCU and Collection on improving portfolio health. JOB REQUIREMENTS Skills/Knowledge prerequisites Should have atleast 8...

ROLEPURPOSE & OBJECTIVE Thisrole is primarily responsible for u nderwritinghigh ticket and open market loans in the field through thoroughassessment and personal discussion with borrower and / orco-borrower and unsecured loans of the microfinance and ruralbusiness vertical Theincumbent works on maintaining successand growth of products by adhering to defined policy and processfor loan approval and creditpolicies and processes are followed effectively by sourcingstaffs and appraisers. SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE ILDisbursement of Rs. 2-3 Cr in a month and manage IL portfolio of12-15 Cr. SupportIL business of 3-4 Branches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business Un...

Role & responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authori es. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure comple on of credit/KYC documents and verifica on- telephonic, field & collateral visits. Assess income to obliga on ra os, in depth knowledge of ra onal behind calcula on of ra os and its impact on loan performance during the loan tenure. Maintain Por olio MIS, Delinquency MIS and other opera ons related MIS of the cluster and regularly repor ng the same. Bu...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...

I. ROLE PURPOSE & OBJECTIVE (A two to three line statement outlining the objective or the reason for which the job exists. What would not get done in the organization if this role did not exist) 1. As Sales Manager, he/she will be responsible for achieving Business targets and managing healthy Portfolio, by ensuring timely repayments and controlling customer exits. 2. This role seeks to drive business volume through the Direct Sales Agent (DSA) channel II. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monthly Business volume as per the business target. X-Bucket Collections as per defined norms Insurance cross-sell coverage on 100% of customers Family SA and Business CA sourcing Coordina...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases by having deep underst...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases by having deep underst...

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...

Job Description Title: Assistant Manager, Credit Research (Individual contributor for 6 months after that 2 repotees will be assigned) This is a contractual role of 1 year on third party payroll of Randstad Experience - 7-12 yrs Shift- 10 -7 PM, 2 hrs overlap to be given with US partners Mode - Hybrid Qualification- MBA or engineers/ No graduates Must experience- Preparing detailed credit research reports, credit analysis Report writing- 90% Financial modelling- basic - 10% Role summary The organization is a global in-house center supporting a major international financial services company and one of the largest life insurance organizations worldwide. It provides Business Operations, Technol...

Job Description: Credit Manager with experience in chit funds or financial services to oversee the credit underwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidate will be responsible for evaluating the creditworthiness of members, ensuring compliance with company policies, and supporting healthy portfolio growth while minimizing defaults. Qualifications and Skills: Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration. Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector. • Evaluate and underwrite chit lifting proposals, verify financials, and assess ...

Designation: Analyst/Senior Analyst Quality Assurance Job Description: Graduate in Finance or a related field. 23 years of experience in Quality Review/Quality Assurance within US Commercial Mortgage or Business Banking processes. Strong understanding of US Tax Returns, Loan Documents, and related financial documentation. Conduct quality checks and audits on processed cases to ensure compliance with established policies, procedures, and regulatory standards. Review loan documents, contracts, and financial statements to identify errors, inconsistencies, or missing information, ensuring data accuracy and completeness. • Prepare detailed QA reports and documentation to highlight observations, t...

As a Credit Underwriter at WeCredit, you will play a crucial role in assessing loan applications, evaluating creditworthiness, and making informed decisions that align with the company's risk appetite and business goals. Key Responsibilities: - Review and analyze loan applications, financial documents, and credit reports - Make clear, data-driven underwriting decisions within defined turnaround times - Ensure compliance with internal policies, regulatory norms, and credit risk standards - Collaborate with sales, collections, and operations teams for seamless customer journeys - Continuously refine underwriting criteria based on performance and market trends - Document decisions and maintain ...

As an Underwriter in the mortgage business at the assigned branch/location, your primary responsibility will be to underwrite mortgage business and manage the portfolio. You will review and assess a wide range of complex loan applications within defined guidelines, underwrite proposals in accordance with policies and procedures, conduct personal discussions with customers to determine creditworthiness, maintain various MIS reports, build effective relationships with third parties, exceed service quality standards, and ensure quick turnaround time for credit lending proposals. Key Responsibilities: - Review and assess complex loan applications within defined guidelines - Underwrite proposals ...

Role & responsibilities Credit Operations Manager | Bangalore | Upto 10L | Bank Oversee and manage day-to-day retention and credit operations within service delivery related to retention and digital secured lending , customer due diligence, credit underwriting and process implementation. Lead the team of Retention Officer. HDT Status Updating Preferred candidate profile A graduate with 3+ years experience in secured credit & operation .Operation preferably into secured loan initiation, retaining and foreclosure process.

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Senior Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 5 to 8 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst ...