Credit Underwriter

As a Credit Underwriter at WeCredit, you will play a crucial role in assessing loan applications, evaluating creditworthiness, and making informed decisions that align with the company's risk appetite and business goals. Key Responsibilities: - Review and analyze loan applications, financial documents, and credit reports - Make clear, data-driven underwriting decisions within defined turnaround times - Ensure compliance with internal policies, regulatory norms, and credit risk standards - Collaborate with sales, collections, and operations teams for seamless customer journeys - Continuously refine underwriting criteria based on performance and market trends - Document decisions and maintain accurate underwriting records Qualifications: - Bachelors degree in Finance, Economics, Business, or related field - 1-3 years of experience in credit underwriting, preferably in NBFCs or fintech companies - Strong understanding of credit risk, financial ratios, and lending practices - Proficiency in MS Excel and credit scoring tools - High attention to detail and strong analytical skills - Ability to work independently and make sound judgments - Experience in underwriting unsecured loans or digital lending platforms is preferred,